| 4259720 |
Security system for electronic funds transfer system |
| Mar-31-1981 |
A security system, particularly useful in an electronic funds transfer system, makes use of secret identification codes known only to system users. The codes are encrypted upon insertion into the system... |
| 4249163 |
Automatic money dispenser and method |
| Feb-3-1981 |
The dispenser is operable with an identification card carrying all data necessary for dispensing of money, and either a code number or a check, also carrying all data necessary for dispensing of money,... |
| 4234932 |
Security system for remote cash dispensers |
| Nov-18-1980 |
A banking system is provided which is comprised of a central computer, a customer accounts main memory, and plural remote transaction terminals in communication with the central computer. Each remote terminal... |
| 4224666 |
Data processing system which protects the secrecy of confidential data |
| Sep-23-1980 |
A data processing system is provided which protects the secrecy of confidial data transmitted between a transmitting terminal and key, such as a credit card, which is used to authorize a dialogue between... |
| 4214230 |
Personal identification system |
| Jul-22-1980 |
A method and apparatus for verifying that the bearer of a card (e.g., credit card, bank card, etc.) is authorized to use the card. The card bears machine-readable indicia of an account number (PAN) and... |
| 4208575 |
Credit card or check validator |
| Jun-17-1980 |
A validator checks the identity of the holder of a credit card or check by comparing a secret code number derived from the holder with a number derived from the serial number of the credit card or check.... |
| 4197986 |
Money transaction system |
| Apr-15-1980 |
A transaction system comprising a card having a card balance recorded therein, at least one terminal transaction processor operable on the basis of on-line and off-line computer schemes, and a center operatively... |
| 4105156 |
Identification system safeguarded against misuse |
| Aug-8-1978 |
An identification card with interior circuits, including memory means, for use in a credit or identification system, into which the user enters a "secret" number and then the input gate to that part of... |
| 4075460 |
Cash dispensing system |
| Feb-21-1978 |
A cash dispensing system having a central computer and associated memory for maintaining customer account records, a plurality of remote transaction terminals and a communication path connecting the remote... |
| 4053735 |
Assured-check computer-based bank credit disbursing system |
| Oct-11-1977 |
An assured-check computer-based bank credit disbursing system in which a bank-located unit or fixed unit transfers user-expendable credits to a portable unit for disbursement in check form by a user carrying... |
| 4025905 |
System for on-line processing of banking transactions |
| May-24-1977 |
A branch banking system for on-line processing of banking transactions which is responsive to customer-initiated and teller-initiated operations and comprises a plurality of remote branch office terminals... |
| 4023013 |
On-line verification system for identification card or the like |
| May-10-1977 |
In an on-line banking system including a central computer and at least one remote terminal, a method of an apparatus for verifying that a holder of an identification card is authorized to complete a transaction... |
| 4023012 |
System for verifying the user of a card |
| May-10-1977 |
A system for verifying the user of a card in an automatic banking system and the like, wherein when a card is used for the first time after issuance, the user of the card himself manipulates the machine... |
| 4020326 |
Token-control |
| Apr-26-1977 |
A money-dispensing system is operative to dispense packets of money in selected number to a bank customer in response to presentation to the system of his credit card and keyed-entry of a personal identification... |
| 4016405 |
Card validation, method and system |
| Apr-5-1977 |
A verification method and system for determining whether a holder of a card is authorized to complete a transaction through an on-line terminal of an institution in a network of cooperating institutions,... |
| 4016404 |
Credit card verifier |
| Apr-5-1977 |
A credit card having information stored thereon in the form of a matrix of apertures formed through the credit card in a predetermined order, and a verifier adapted to read the information matrix from... |
| 3996450 |
Secret number change routine |
| Dec-7-1976 |
A method and apparatus for use with automatic dispensing type machines of the type which are activated by a customer's coded credit card. The method and apparatus are directed to the changing of an encoded... |
| 3985998 |
Personal authority verification system |
| Oct-12-1976 |
An authority verification system for verifying the authority of the user of a credit or other account by assigning a different code name to each account. When an account is used, the code name, in enciphered... |
| 3963900 |
Night depository control system |
| Jun-15-1976 |
A night depository control system by the combination of a night depository control circuit with an automatic transacting machine having at least one of the functions of automatic cash withdrawal and deposit,... |
| 3938091 |
Personal verification system |
| Feb-10-1976 |
A customer code word issuing machine is provided wherein a customer manually inputs to the machine his secret password. The machine encodes the password and displays his corresponding issued code word.... |
| 3934122 |
Electronic security card and system for authenticating card ownership |
| Jan-20-1976 |
An electronic security card and system for authenticating ownership of the card is disclosed. The system comprises a security card and a terminal. The security card includes logic circuitry which is responsive... |