And to verify identity of user*

CL 902 SC 5
4259720 Security system for electronic funds transfer system
Mar-31-1981 A security system, particularly useful in an electronic funds transfer system, makes use of secret identification codes known only to system users. The codes are encrypted upon insertion into the system...
4249163 Automatic money dispenser and method
Feb-3-1981 The dispenser is operable with an identification card carrying all data necessary for dispensing of money, and either a code number or a check, also carrying all data necessary for dispensing of money,...
4234932 Security system for remote cash dispensers
Nov-18-1980 A banking system is provided which is comprised of a central computer, a customer accounts main memory, and plural remote transaction terminals in communication with the central computer. Each remote terminal...
4224666 Data processing system which protects the secrecy of confidential data
Sep-23-1980 A data processing system is provided which protects the secrecy of confidial data transmitted between a transmitting terminal and key, such as a credit card, which is used to authorize a dialogue between...
4214230 Personal identification system
Jul-22-1980 A method and apparatus for verifying that the bearer of a card (e.g., credit card, bank card, etc.) is authorized to use the card. The card bears machine-readable indicia of an account number (PAN) and...
4208575 Credit card or check validator
Jun-17-1980 A validator checks the identity of the holder of a credit card or check by comparing a secret code number derived from the holder with a number derived from the serial number of the credit card or check....
4197986 Money transaction system
Apr-15-1980 A transaction system comprising a card having a card balance recorded therein, at least one terminal transaction processor operable on the basis of on-line and off-line computer schemes, and a center operatively...
4105156 Identification system safeguarded against misuse
Aug-8-1978 An identification card with interior circuits, including memory means, for use in a credit or identification system, into which the user enters a "secret" number and then the input gate to that part of...
4075460 Cash dispensing system
Feb-21-1978 A cash dispensing system having a central computer and associated memory for maintaining customer account records, a plurality of remote transaction terminals and a communication path connecting the remote...
4053735 Assured-check computer-based bank credit disbursing system
Oct-11-1977 An assured-check computer-based bank credit disbursing system in which a bank-located unit or fixed unit transfers user-expendable credits to a portable unit for disbursement in check form by a user carrying...
4025905 System for on-line processing of banking transactions
May-24-1977 A branch banking system for on-line processing of banking transactions which is responsive to customer-initiated and teller-initiated operations and comprises a plurality of remote branch office terminals...
4023013 On-line verification system for identification card or the like
May-10-1977 In an on-line banking system including a central computer and at least one remote terminal, a method of an apparatus for verifying that a holder of an identification card is authorized to complete a transaction...
4023012 System for verifying the user of a card
May-10-1977 A system for verifying the user of a card in an automatic banking system and the like, wherein when a card is used for the first time after issuance, the user of the card himself manipulates the machine...
4020326 Token-control
Apr-26-1977 A money-dispensing system is operative to dispense packets of money in selected number to a bank customer in response to presentation to the system of his credit card and keyed-entry of a personal identification...
4016405 Card validation, method and system
Apr-5-1977 A verification method and system for determining whether a holder of a card is authorized to complete a transaction through an on-line terminal of an institution in a network of cooperating institutions,...
4016404 Credit card verifier
Apr-5-1977 A credit card having information stored thereon in the form of a matrix of apertures formed through the credit card in a predetermined order, and a verifier adapted to read the information matrix from...
3996450 Secret number change routine
Dec-7-1976 A method and apparatus for use with automatic dispensing type machines of the type which are activated by a customer's coded credit card. The method and apparatus are directed to the changing of an encoded...
3985998 Personal authority verification system
Oct-12-1976 An authority verification system for verifying the authority of the user of a credit or other account by assigning a different code name to each account. When an account is used, the code name, in enciphered...
3963900 Night depository control system
Jun-15-1976 A night depository control system by the combination of a night depository control circuit with an automatic transacting machine having at least one of the functions of automatic cash withdrawal and deposit,...
3938091 Personal verification system
Feb-10-1976 A customer code word issuing machine is provided wherein a customer manually inputs to the machine his secret password. The machine encodes the password and displays his corresponding issued code word....
3934122 Electronic security card and system for authenticating card ownership
Jan-20-1976 An electronic security card and system for authenticating ownership of the card is disclosed. The system comprises a security card and a terminal. The security card includes logic circuitry which is responsive...