| 6987869 |
Authentication device using anatomical information and method thereof |
| Jan-17-2006 |
Collation information comprises anatomical information, such as finger print feature information, etc., and identification information. For the identification information, the serial number or equipment... |
| 6715672 |
System and method for enhanced fraud detection in automated electronic credit card processing |
| Apr-6-2004 |
A method and system for authorizing an electronic credit card transaction having enhanced measures for detecting fraudulent transactions. A user at a remote terminal attempting to conduct an electronic... |
| 6690814 |
Image processing apparatus and method |
| Feb-10-2004 |
An image processing apparatus. A camera inputs an image of a face of a person to be recognized. A recognition area detection section generates a difference image between the input image and a predetermined... |
| 6616035 |
Method and device for identification and authentication |
| Sep-9-2003 |
A method and a device of identification and authentication of a holder of a mobile electronic transaction device in an electronic transaction process between a transaction service provider and a transaction... |
| 6502747 |
System and method for performing money transfer transaction using TCP/IP |
| Jan-7-2003 |
A method of performing a money transfer transaction through a financial services institution includes receiving information regarding the transaction on a first computer of the financial services institution... |
| 6463416 |
Authentication system for identification documents |
| Oct-8-2002 |
A programming apparatus that authenticates the contents of driver licenses having both human recognizable information and machine readable information is disclosed. The contents of the driver licenses... |
| 6445820 |
Method for conducting analysis of handwriting |
| Sep-3-2002 |
A method for electronic analysis of handwriting samples. A digital bit-map of handwriting samples created, using a digital camera or electronic scanner. The bit-map is then marked at selected points using... |
| 6382516 |
Security system including a portable secure medium having a microphone therein |
| May-7-2002 |
A security device and a security system incorporating such a device comprises a portable secure object which includes a unit for storing information, a unit for storing a voice biometric signal or a signal... |
| 6382506 |
Identity card, information carrier and housing designed for its application |
| May-7-2002 |
An identity card comprises an easy-to-use, more specifically card-shaped, information carrier provided with an electronically readable memory capable of digitally storing personal user data, including... |
| 6325285 |
Smart card with integrated fingerprint reader |
| Dec-4-2001 |
The improved smart card of the present invention preferably comprises a CPU, memory, and a fingerprint reader including a sensing surface. Preferably, the sensing surface is located along a surface of... |
| 6298146 |
Instruction and/or identification input unit |
| Oct-2-2001 |
An instruction input unit for supplying operating instructions to a machine is provided. The unit includes a touchpad, an instruction library and a recognizer. The touchpad receives an input pattern from... |
| 6145738 |
Method and apparatus for automatic check cashing |
| Nov-14-2000 |
An automated check-cashing unit includes an input device configured to generate input signals in response to inputs from a customer, a storage device including a database of customer information, a check... |
| 6131810 |
Integrated full service consumer banking system and system and method for opening an account |
| Oct-17-2000 |
An integrated financial system that includes a single customer account that permits a customer to perform various financial transactions. The account includes at least banking components and brokerage... |
| 6062474 |
ATM signature security system |
| May-16-2000 |
A method is taught for analyzing the keystroke timing signature of an ATM or other electronic commerce customer. The timing signature is compared to a database of previously stored keystroke timing sequences... |
| 6029150 |
Payment and transactions in electronic commerce system |
| Feb-22-2000 |
A method of payment in an electronic payment system wherein a plurality of customers have accounts with an agent. A customer obtains an authenticated quote from a specific merchant, the quote including... |
| 5952641 |
Security device for controlling the access to a personal computer or to a computer terminal |
| Sep-14-1999 |
The mouse of the computer is equipped with a reader of an access code located in one or a set of chipcards for users. The reader is connected to an antenna equipping the mouse so that the user has only... |
| 5952639 |
Depositing, withdrawal, balance check, exchange and transfer of electronic money in automatic cash handling machine |
| Sep-14-1999 |
An electronic-money card is used for carrying out transactions such as depositing, drawing, cash exchanging and transfers of electronic money in an automatic teller machine. A plurality of menus showing... |
| 5907286 |
Transport container and transport container managing system |
| May-25-1999 |
A transport container and a transport container managing system are suitable for use for security management when valuable goods are transported by a transportation service. A transport container, which... |
| 5832464 |
System and method for efficiently processing payments via check and electronic funds transfer |
| Nov-3-1998 |
The present invention relates to the field of identity verification. Specifically, the invention is directed to a device and method for facilitating signature-less financial transactions as an improvement... |
| 5825003 |
Customer-directed, automated process for transferring funds between accounts using a holding account and local processing |
| Oct-20-1998 |
A system and method for allowing funds to be transferred instantly to an account so that the funds are available to the beneficiary at the time they are sent, based on customer information which can be... |
| 5799285 |
Secure system for electronic selling |
| Aug-25-1998 |
A remote communication system for facilitating secure electronic sales of products, wherein a suitable seller input device in association with a local seller data transmission system couples the seller... |
| 5796858 |
Fingerprint sensing system using a sheet prism |
| Aug-18-1998 |
In one embodiment, a fingerprint sensing system includes a sheet prism having a sensing surface and a number of prismlets positioned opposite to the sensing surface. Each prismlet has an entrance surface... |
| 5754675 |
Identity checking system having card-bearer biometrical features-stored in codified form |
| May-19-1998 |
In a checking system, notably for checking the identity of persons, the person to be checked is the bearer of a chip card containing a limited series of information elements constituting a codified representation... |
| 5731575 |
Computerized system for discreet identification of duress transaction and/or duress access |
| Mar-24-1998 |
A system and method for the discrete identification of a duress transaction at an ATM banking machine. The system and method allows the customer to alert the police that a crime is taking place without... |
| 5659165 |
Customer-directed, automated process for transferring funds between accounts via a communications network |
| Aug-19-1997 |
A system and method for allowing funds to be transferred instantly to an account so that the funds are available to the beneficiary at the time they are sent, based on customer information which can be... |
| 5635012 |
System for producing a personal ID card |
| Jun-3-1997 |
An identification instrument such as a pocket-sized card includes both human-recognizable and machine-readable indicia. The human-recognizable material may be any combination of photographs, graphical... |
| 5602933 |
Method and apparatus for verification of remotely accessed data |
| Feb-11-1997 |
A verification method for use in a verification system comprises a verification terminal operated by a verification authority, a remote terminal remote from the verification terminal, and a communication... |
| 5478993 |
Process as safety concept against unauthorized use of a payment instrument in cashless payment at payment sites |
| Dec-26-1995 |
The process provides a staggered degree of security as a safety concept against unauthorized use of a transaction card for purchasing of items. The card has four memories memorizing an amount of money,... |
| 5477038 |
Method and apparatus for distributing currency |
| Dec-19-1995 |
A process which provides electronic access to pre-paid funds for cash or payment for goods and services. A card is issued to a customer with a value selectable by the customer. The card has a magnetic... |
| 5466918 |
Method and apparatus for image compression, storage, and retrieval on magnetic transaction cards |
| Nov-14-1995 |
A transaction card is described in which data representing an identifiable image can be stored in a limited amount of storage space. The image to be stored is converted to an associated matrix of pixel... |
| 5416306 |
Method for comparing and verifying security codes at point of sale |
| May-16-1995 |
The present invention provides a method to prevent a fraudulent use of a credit card, a security pass card and the like. A computer system containing card account numbers is provided with corresponding... |
| 5389773 |
Self-service system having transaction predictive capability and method of using |
| Feb-14-1995 |
A self-service system, such as an automated teller machine (ATM) system, uses predictive technology. When a user begins a transaction by inserting an identification card into a card reader of an ATM, the... |
| 5386104 |
System and method for detecting user fraud in automated teller machine transactions |
| Jan-31-1995 |
A self-service automated teller system includes a fraud detection module which uses a biometric recognition technique, such as voice or fingerprint recognition, in combination with predictive technology.... |
| 5367149 |
IC card and method of checking personal identification number of the same |
| Nov-22-1994 |
An IC card according to the present invention includes data processing means for processing data; a memory for storing a personal identification number; a power-supply terminal to which a power-supply... |
| 5352876 |
Method and apparatus for transaction settlement |
| Oct-4-1994 |
A pre-paid vending machine (10) includes a card reader (15) which reads credit data and secret code number from a credit card (11). When a user inputs a secret code number and amount data from an input... |
| 5321751 |
Method and apparatus for credit card verification |
| Jun-14-1994 |
Techniques for multiple verification of credit cards incorporating digital image information and authorization data onto a credit card to assist in the card verification process. This technique requires... |
| 5321238 |
Banking apparatus for processing the bill and the check |
| Jun-14-1994 |
A terminal banking apparatus for processing bills and checks includes an input apparatus for inputting the number of each account and the amount of bills or checks at a front counter of a bank, a tentative... |
| 5311450 |
System and method of detecting authorized dismantlement of transaction machines |
| May-10-1994 |
A firm banking terminal having a data inputting unit, a dismantlement monitor for outputting a detection signal when the terminal body is dismantled, a processor for stopping operation of the terminal... |
| 5276311 |
Method and device for simplifying the use of a plurality of credit cards, or the like |
| Jan-4-1994 |
In connection with a system for simplifying the use of a plurality of credit cards, check cards, customer cards, or the like, it is proposed to provide an electronic multi-function card comprising a storage... |
| 5265008 |
Method of and system for electronic funds transfer via facsimile with image processing verification |
| Nov-23-1993 |
In a system for carrying out financial transactions via facsimile machines, account customized transaction vouchers are completed by at least one party to a transaction. The transaction vouchers issued... |
| 5252813 |
Method and apparatus for automatic transaction having card receipt and/or transaction receipt slip issuing mechanism |
| Oct-12-1993 |
An automatic transaction apparatus for dealing with cash or the like operates by being accessed by the user through the use of a user specific transaction medium card, which is inserted to the apparatus... |
| 5226080 |
Method and apparatus for password protection of a computer |
| Jul-6-1993 |
A method and apparatus for password protecting a personal, laptop or single user computer. The user's password entry is compared to the value of a secondary password retained by the computer as well as... |
| 5204819 |
Fluid delivery control apparatus |
| Apr-20-1993 |
Apparatus for communication of information from a passive identification module that may be associated with a fluid container and an active communication module associated with a fluid delivery device.... |
| 5187351 |
Processing of bank documents |
| Feb-16-1993 |
When the dollar amount of the transaction is first keyed into a machine, a number intended to indicate the dollar amount is printed onto the document both in an optically readable non-magnetic code and... |
| 5132521 |
System and method for acquisition and encoding of ATM card data |
| Jul-21-1992 |
A system and method which allows an individual customer to select his or her own personal identification number for an ATM card through use of a telephone line. The system generally comprises a voice response... |
| 5130519 |
Portable pin card |
| Jul-14-1992 |
A portable Personal Identification Card allows a cardholder to enter a PIN code into his card at a location remote from an authorization terminal. In an alternate embodiment, a PIN code may be enterd at... |
| 5122950 |
Method of and system for electronic funds transfer via facsimile machines |
| Jun-16-1992 |
In a system for carrying out finanical transactions via facsimile machines, account customized transaction vouchers are completed by at least one party to a transaction. The transaction vouchers issued... |
| 5093861 |
Recognition apparatus and method for security systems |
| Mar-3-1992 |
A method of authenticating input data including user data and pin code data for an access control system. The method includes the steps of receiving the user data and the pin code data from a keyboard... |
| 5091939 |
Method and apparatus for password protection of a computer |
| Feb-25-1992 |
A method and apparatus for password protecting a personal, laptop or single user computer. The user's password entry is compared to the value of a secondary password retained by the computer as well as... |
| 5006698 |
Antifraud method and device for a selective access system |
| Apr-9-1991 |
A method and apparatus for protecting a selective access system against fraudulent use of a magnetic card having a confidential card. Each cade (CM) is associated with a class corresponding to a zone of... |
