| 7028193 |
Method and apparatus for determining the validity of a data processing transaction |
| Apr-11-2006 |
The present invention relates to determining the validity of a transaction of a data processing system such as the validity of a financial transaction carried out at an automatic teller machine (10)... |
| 6986465 |
Transparent/translucent financial transaction card |
| Jan-17-2006 |
A financial transaction card is transparent or translucent to human viewing yet detectable by automated card processing equipment. The card includes a substantially planar material sheet having upper and... |
| 6938013 |
Money-transfer techniques |
| Aug-30-2005 |
A technique for transferring money between a customer and a beneficiary comprises a money-transfer company, and a plurality of selling agents and paying agents. The money-transfer company maintains a server,... |
| 6902116 |
Method for making a financial transaction card with embedded electronic circuitry |
| Jun-7-2005 |
Financial transaction and similar cards are fabricated with a split core adapted to received embedded electronic circuitry. The card core has two or more laminated layers. The cavity is milled into one... |
| 6902115 |
Display device for a portable data carrier |
| Jun-7-2005 |
The invention relates to a portable data carrier having a display device. This data carrier contains a microprocessor and storage devices associated with the microprocessor as well as means for displaying... |
| 6836554 |
System and method for distorting a biometric for transactions with enhanced security and privacy |
| Dec-28-2004 |
Authentication methods are very important in several applications. Existing methods of authentication based on possessions or knowledge have several problems that can be overcome by using biometrics. Unfortunately... |
| 6786417 |
Memory card with write protection switch |
| Sep-7-2004 |
A memory card and apparatus used therewith. The memory card comprises a rectangular card body having terminals in the vicinity of one end and a storage device disposed in the card body for storing data.... |
| 6732936 |
Transparent/translucent financial transaction card |
| May-11-2004 |
A financial transaction card is transparent or translucent to human viewing yet detectable by automated card processing equipment. The card includes a substantially planar material sheet having upper and... |
| 6715672 |
System and method for enhanced fraud detection in automated electronic credit card processing |
| Apr-6-2004 |
A method and system for authorizing an electronic credit card transaction having enhanced measures for detecting fraudulent transactions. A user at a remote terminal attempting to conduct an electronic... |
| 6705530 |
Transparent/translucent financial transaction card |
| Mar-16-2004 |
A financial transaction card is transparent or translucent to human viewing yet detectable by automated card processing equipment. The card includes a substantially planar material sheet having upper and... |
| 6687350 |
Smart card reader and transaction system |
| Feb-3-2004 |
A smart card reader and transaction system which uses the voice path of a switched telephone network to effect smart card transactions are described. The smart card reader may be used with either a regular... |
| 6616035 |
Method and device for identification and authentication |
| Sep-9-2003 |
A method and a device of identification and authentication of a holder of a mobile electronic transaction device in an electronic transaction process between a transaction service provider and a transaction... |
| 6553346 |
Conditional purchase offer (CPO) management system for packages |
| Apr-22-2003 |
A conditional purchase offer (CPO) management system for receiving and processing CPOs for packages of component goods or services. The package CPO management system preferably deconstructs an overall... |
| 6510983 |
System and method for transferring value to a magnetic stripe on a transaction card |
| Jan-28-2003 |
The present invention discloses a system and method enabling value stored in an advanced technology memory on a transaction card to be utilized in a magnetic stripe transaction with the card. The invention... |
| 6382505 |
Electronic purse |
| May-7-2002 |
A processor 29 automatically sets a direction of transferring electronic money information depending on the existence of IC cards 1a, 1b connected to IC card connecting portions 11a, 11b, and the existence... |
| 6354489 |
IC card reading/writing apparatus and an IC card system |
| Mar-12-2002 |
An IC card reading/writing apparatus has an IC card reading/writing control unit having an intelligent function to control read-out/write-in processing for an IC card by an application unit in the IC card... |
| 6315193 |
Financial transaction card with installment loan feature |
| Nov-13-2001 |
There is provided a financial transaction payment method and system for processing a transaction conducted using a financial transaction card. The financial transaction card has associated therewith a... |
| 6296188 |
Transparent/translucent financial transaction card including an infrared light filter |
| Oct-2-2001 |
A financial transaction card is transparent or translucent to human viewing yet detectable by automated card processing equipment. The card includes a substantially planar material sheet having upper and... |
| 6290137 |
Transparent/translucent financial transaction card including an infrared light filter |
| Sep-18-2001 |
A financial transaction card is transparent or translucent to human viewing yet detectable by automated card processing equipment. The card includes a substantially planar material sheet having upper and... |
| 6189786 |
Portable terminal device with stackable IC card slot opening |
| Feb-20-2001 |
A portable terminal device for electronic money IC cards containing monetary data therein, comprises in a main body (10), a card slot opening (12, 13) into which a plurality of electronic money IC cards... |
| 6170743 |
External storage apparatus and control apparatus thereof and data transmission/reception apparatus |
| Jan-9-2001 |
The object of the present invention is to enable to prevent an erroneous erase of a data stored or writing another data on the data as well as to enable to easily switch an erroneous erase prevention switch.... |
| 6170742 |
Method for using a smart card for recording operations, service and maintenance transactions and determining compliance of regulatory and other scheduled events |
| Jan-9-2001 |
A computerized "smart card" which has a read/write memory and formatted data storage blocks is used to track the life history of one or more associated machine(s) (e.g., vehicles, medical instrumentation... |
| 6145080 |
Method for safely transferring data and applications onto a chipcard |
| Nov-7-2000 |
A method is disclosed in a number of embodiments, which use an identifier to control and limit the operation of a command and/or security code to one or more subdomains, such as directories, of a file... |
| 6131810 |
Integrated full service consumer banking system and system and method for opening an account |
| Oct-17-2000 |
An integrated financial system that includes a single customer account that permits a customer to perform various financial transactions. The account includes at least banking components and brokerage... |
| 6112987 |
Method of executing a transaction on a smartcard, a smartcard and a transaction processing system including a smartcard |
| Sep-5-2000 |
A method of executing a transaction on a smartcard of the type including a processor, a memory for storing a system program, an application programs and for storing data and an interface enabling communication... |
| 6098878 |
Tariff management apparatus and method for communications terminals using smart cards |
| Aug-8-2000 |
Communication units used by a communications terminal are measured, and an economic efficiency associated with use of the terminal is determined from the measured communication units and a stored critical... |
| 6065672 |
Method for currency distribution and management |
| May-23-2000 |
A method for currency management and tracking utilizing a unique standardized cassette for the transportation of note bundles and loading of note bundles into currency processing apparatus, the cassette... |
| 6039250 |
Electronic money sending system |
| Mar-21-2000 |
To a communication network there is connected an electronic money server that temporarily stores electronic money. The remittance of electronic money from a remitter to a receiptor is carried out by dividing... |
| 6010066 |
Portable terminal device with stackable IC cards slot opening |
| Jan-4-2000 |
A portable terminal device for electronic money IC cards containing monetary data therein, includes in a main body (10): a card slot opening (12, or 12 and 13) into which a plurality of electronic money... |
| 6005691 |
High-security machine-readable holographic card |
| Dec-21-1999 |
The hologram card generates a hologram image in response to an illumination light beam. The hologram card comprises a substrate of a first plastic material having a first refractive index. The substrate... |
| 5965866 |
Pass card having a semiconductor chip module attached by a microencapsulated adhesive |
| Oct-12-1999 |
A pass card having a card body with a cavity therein, a module with a semiconductor chip implanted permanently in the cavity of the card body, and a micro-encapsulated adhesive for fixing a nonconductive... |
| 5952639 |
Depositing, withdrawal, balance check, exchange and transfer of electronic money in automatic cash handling machine |
| Sep-14-1999 |
An electronic-money card is used for carrying out transactions such as depositing, drawing, cash exchanging and transfers of electronic money in an automatic teller machine. A plurality of menus showing... |
| 5877482 |
Security system for EFT using magnetic strip cards |
| Mar-2-1999 |
Discretionary data encoded on a track of a magnetic strip card is used to improve the reliability of recovery of the card data and, when coupled with complementary processing in the EFT terminal, protects... |
| 5844218 |
Method and system for using an application programmable smart card for financial transactions in multiple countries |
| Dec-1-1998 |
A smart card for financial transactions that can be programmed to operate using a variety of applications is disclosed. The card includes an interpreter that interfaces the smart card and an automatic... |
| 5841120 |
Secured network system |
| Nov-24-1998 |
A secured network system comprising a readykey controller connected to a st card reader and a power relay switch. The user inserts a microchip embedded card into the first card reader which transmits a... |
| 5798506 |
Memory card and a method for making more reliable a request for access to an application |
| Aug-25-1998 |
For a memory card that includes memory blocks containing reliability parameters (P.sub.1, P.sub.2, and P.sub.3) and respective reliability weights (PF.sub.1, PF.sub.2, and PF.sub.3), for the parameters,... |
| 5773804 |
Electronic passbook system using electronic passbook card and method of using the same therein |
| Jun-30-1998 |
An electronic passbook system including an electronic passbook card having two separate account namely a general account and an electronic wallet account, allowing the user to conduct cash deposit and... |
| 5644638 |
Process for protecting components of smart or chip cards from fraudulent use |
| Jul-1-1997 |
Process for protecting components of smart cards from fraudulent use, wherein the component is locked as long as an unlock order formed by a secret key has not been applied thereto, characterized in that... |
| 5471669 |
Coupon savings account system |
| Nov-28-1995 |
The present invention discloses a coupon savings account system for transferring coupon amounts from a store account to a purchaser's account to be used for educational or other purposes. In this system,... |
| 5412189 |
Touch screen apparatus with tactile information |
| May-2-1995 |
A touch screen apparatus with tactile feedback is disclosed. Tactile information, such as Braille or other symbolic representations, is integrally connected to an area on the touch screen surface. This... |
| 5138604 |
Optical recording method having two degrees of reflectivity and a diffraction grating or hologram formed integrally thereon and process for making it |
| Aug-11-1992 |
An optical recording medium of the present invention has on a substrate information recording patterns (2) and (3) distinguishable by a difference in light reflectivity, and is characterized in that said... |
| 4734695 |
Secure card and sensing system |
| Mar-29-1988 |
An identification card is disclosed as for supporting commercial or other significant transactions involving a designated subject. The card incorporates a machine-readable record and is produced with an... |
| 4729128 |
Personal identification card system |
| Mar-1-1988 |
A method and apparatus for a personal identification card system includes a card having a plurality of lamina joined permanently together, with identification information written on the inner surfaces... |
| 4717044 |
Apparatus for dispensing coin packages |
| Jan-5-1988 |
A plurality of cassette cases for accommodating coin packages are vertically arranged in a coin package dispensing apparatus. An elevator device is disposed to be vertically movable so that it is adapted... |
| 4659620 |
Information medium adapted to be written by thermo-optical means and method of manufacturing same |
| Apr-21-1987 |
An information medium adapted to be written by thermo-optical means comprising a heat-sensitive structure adapted to store information to be read by optical means. This includes a thin metal layer, which,... |
| 4656473 |
Secure card and sensing system |
| Apr-7-1987 |
An identification card is disclosed as for supporting commercial or other significant transactions involving a designated subject. The card incorporates a machine-readable record and is produced with an... |
| 4643455 |
Detachable bank card transaction recording device |
| Feb-17-1987 |
A detachable transaction recording device for use with a bank card for making entries of various financial transactions. The device includes a recording card having a recording format for data entry. An... |
| 4605846 |
Optically readable card carrying digital data, and an access control system using said card |
| Aug-12-1986 |
The card is particularly intended to give a card-holder access to a service such as pay-TV (broadcast or cable), but in principle could be adapted to any lock-and-key type of system, e.g. credit cards,... |
| 4576273 |
Optical card and card reader system for purchase of parking time |
| Mar-18-1986 |
A card-operated parking system utilizes cards having a succession of discrete filtered light transmitting areas thereon. The cards operate a card reader which includes a light source and light sensing... |
| 4501957 |
Verifier for a personal indentification system |
| Feb-26-1985 |
A verifier for use in a personal identification system of the type in which a generator receives at least a personal account number (PAN) and a secret personal identification number (PIN) and based thereon... |
