| 6895394 |
Method for transmitting data and implementing server |
| May-17-2005 |
A data transmission method uses at least two communication networks to exchange data. The data transmission method on a first medium includes an operation for opening a communication session on the first... |
| 6889208 |
Contents sale system |
| May-3-2005 |
In a contents sale system, original contents data are encrypted into encryption-resultant contents data in response to original playback key data. The original playback key data are encrypted into first... |
| 6877093 |
System and method for secure provisioning and configuration of a transaction processing device |
| Apr-5-2005 |
The present invention discloses a transaction processing device capable of secure communication over a public network or a private network. In a preferred embodiment, the device is capable of performing... |
| 6873973 |
Cash dispensing automated banking machine and method |
| Mar-29-2005 |
An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as... |
| 6865678 |
Personal date/time notary device |
| Mar-8-2005 |
A personal data/time notary device is embodied in a token device such as a "smart card". The portable notary device includes an input/output (I/O) port, which is coupled to a single integrated circuit... |
| 6865559 |
Method and system in electronic commerce for inspection-service-based release of escrowed payments |
| Mar-8-2005 |
A method, apparatus, system, or computer program product facilitates trustworthy electronic commerce by providing an inspection-service-based release of an escrowed payment for a transaction involving... |
| 6859910 |
Methods and systems for transactional tunneling |
| Feb-22-2005 |
Methods and systems for executing an electronic transaction are provided, including parsing pages of a web server that execute a transaction to separate static from transactional content, identifying and... |
| 6856976 |
Secured commercial transaction |
| Feb-15-2005 |
A system and method for transferring an encrypted file over the Internet involves a seller, a buyer, and a transaction agent. First, the seller creates a file for publication on the Internet. This file... |
| 6853988 |
Cryptographic server with provisions for interoperability between cryptographic systems |
| Feb-8-2005 |
The invention is a cryptographic server providing interoperability over multiple algorithms, keys, standards, certificate types and issuers, protocols, and the like. Another aspect of the invention is... |
| 6853987 |
Centralized authorization and fraud-prevention system for network-based transactions |
| Feb-8-2005 |
A system and method for authorizing certain aspects of network based transactions between a customer and a merchant is disclosed. The system utilizes an account code for identifying rights to use an account... |
| 6853987 |
Centralized authorization and fraud-prevention system for network-based transactions |
| Feb-8-2005 |
A system and method for authorizing certain aspects of network based transactions between a customer and a merchant is disclosed. The system utilizes an account code for identifying rights to use an account... |
| 6850917 |
Methods and systems for sharing an online shopping cart |
| Feb-1-2005 |
A computer-implemented method of sharing an online shopping cart over a computer network includes the steps of providing an electronic address of a sharee, the sharee being a person with whom the shopping... |
| 6850916 |
Portable electronic charge and authorization devices and methods therefor |
| Feb-1-2005 |
A portable transaction arrangement for permitting a user to conduct a charge card transaction vis-a-vis a charge card terminal of an electronic transaction system. The charge card terminal is configured... |
| 6847953 |
Process and method for secure online transactions with calculated risk and against fraud |
| Jan-25-2005 |
An electronic commerce process that facilitates online transactions among multiple participants, that prevents consumer fraud due to pirated payment card numbers, with calculated risk, involving at least... |
| 6839692 |
Method and apparatus to provide secure purchase transactions over a computer network |
| Jan-4-2005 |
A method and structure for providing secure credit facility transactions for purchasing goods and services over a computer network such as the Internet that stores user's privileged information and other... |
| 6836765 |
System and method for secure and address verifiable electronic commerce transactions |
| Dec-28-2004 |
An electronic commerce system, that electronically emulates the Mail Order/Telephone Ordering process on the Internet, including customer and merchant network address verification. Customer and merchant... |
| 6834271 |
Apparatus for and method of secure ATM debit card and credit card payment transactions via the internet |
| Dec-21-2004 |
The present invention is directed to a combination software and/or hardware system that provides consumers and merchants with a secure method for making and accepting credit card and ATM card payments... |
| 6829597 |
Method, apparatus and computer program product for processing cashless payments |
| Dec-7-2004 |
A computer program product and programmed method for performing cashless payments between a customer and a dealer via a bank. The invention is embodied in an on-line computerized process between customer... |
| 6824052 |
Healthcare verification methods, apparatus and systems |
| Nov-30-2004 |
Methods, systems and apparatus are provided for, inter alia, verification of the identity of a patient undergoing healthcare administered by a healthcare practitioner. The methods include improved record... |
| 6805287 |
System and method for converting a stored value card to a credit card |
| Oct-19-2004 |
A method and system for converting a first transaction account device to a second transaction account device wherein a card number associated with, or defined as, a first transaction account (e.g., stored... |
| 6789068 |
System and method for microbilling using a trust management system |
| Sep-7-2004 |
The present invention provides a microbilling system that integrates with existing billing systems and existing devices. In a preferred embodiment of the invention, the devices store digital certificates... |
| 6775775 |
Method of physical individual authentication and system using the same |
| Aug-10-2004 |
An authentication system for authenticating a particular individual using a recording medium containing information for identifying the individual has a recording medium issuing apparatus including, a... |
| 6754636 |
Purchasing systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network |
| Jun-22-2004 |
Purchasing systems and methods are provided wherein a buyer takes possession of a product at a retailer. A purchasing system may communicate with a buyer through a communication network to establish a... |
| 6748365 |
Method and system for redeeming product marketing rebates |
| Jun-8-2004 |
A system and method for processing product marketing rebate claims submitted by a consumer in satisfaction of a rebate offer, the consumer having purchased designated products in a qualified transaction... |
| 6745935 |
Method for exchanging data between an automatic dispenser and a microcircuit card |
| Jun-8-2004 |
The card contains value information suitable for being debited by the machine in consideration for delivering goods or service. The machine causes a ratification flag stored in the non-volatile memory... |
| 6738903 |
Password protected memory on replaceable components for printing devices |
| May-18-2004 |
A printing device component having a memory tag with password protected data areas to control read and write access to the memory tag. The memory tag provides an encrypted authorization code to a printing... |
| 6735572 |
Buyer-driven targeting of purchasing entities |
| May-11-2004 |
A method for buyer-driven targeting comprising the steps of: separately receiving from each of a plurality of buyer entities a respective third party proof of purchase record; entering information contained... |
| 6724896 |
Event-driven servers for data extraction and merge for EDI transaction processing using the internet |
| Apr-20-2004 |
A method and apparatus for performing event-driven data transfer operations over a global computer network. Electronic Data Interchange (EDI) format data is extracted from a database stored on a first... |
| 6721956 |
Interactive information services system and associated method for capturing transaction data |
| Apr-13-2004 |
A method and system are provided to permit a network operator to capture transaction data relating to transactions between a subscriber and a service provider that are conducted via a communications network... |
| 6721716 |
Payment certification string and related electronic payment system and method |
| Apr-13-2004 |
An electronic statement, bill presentment and payment system and method includes a customer client software program and client database, and a biller server software program and server database connected... |
| 6721688 |
Remote device monitoring |
| Apr-13-2004 |
A method and apparatus are provided for remotely monitoring the functioning of software processes (66) in a network connected device. The device hosting the processes is provided with a web server (60)... |
| 6705517 |
Automated banking machine system and method |
| Mar-16-2004 |
An automated banking machine (12, 200, 302) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine... |
| 6701303 |
E-commerce system and method of operation enabling a user to conduct transactions with multiple retailers without certification and/or trusted electronic paths |
| Mar-2-2004 |
An E-commerce system enables a user to conduct transactions with a retailer via a network, typically the Internet without certification or trusted paths. The user is a customer of a financial institution... |
| 6697997 |
Recording medium with a signed hypertext recorded thereon signed hypertext generating method and apparatus and signed hypertext verifying method and apparatus |
| Feb-24-2004 |
In a hypertext made up of a plurality of linked documents, each document is composed of a document ID, an issuer ID, a property definition, and a signature attached to the document in its entirety. The... |
| 6681214 |
Secure system for printing authenticating digital signatures |
| Jan-20-2004 |
The present invention includes a method of securing one or more product indicia for use in authenticating products or collecting a tax and includes generating one or more product indicia and encrypting... |
| 6676017 |
Personal interface device and method |
| Jan-13-2004 |
A personal device is provided. The personal device includes an identification verification system that receives first identification data from a physical identification device, such as by inserting a driver's... |
| 6675350 |
System for collecting and displaying summary information from disparate sources |
| Jan-6-2004 |
A system is described for collecting and displaying summary information from disparate sources. The system provides for user customization of data acquisition parameters for locating articles to be summarized,... |
| 6675153 |
Transaction authorization system |
| Jan-6-2004 |
A method and apparatus for authorizing a transaction between a consumer and a merchant over a network where the anonymity of the consumer with respect to the merchant is maintained while still validating... |
| 6650888 |
Validating a transaction with user voice authentication using wireless communications |
| Nov-18-2003 |
A system comprises a wireless interface coupled to a transaction manager. The wireless interface receives user information, including a user speech sample and a user account code, from a wireless communication... |
| 6636969 |
Digital signatures having revokable anonymity and improved traceability |
| Oct-21-2003 |
A method of authenticating electronic data is disclosed. In the preferred embodiment, when a Receiver makes a request to a Signer (e.g., a bank customer asks the bank to issue E-Coin), the Receiver includes... |
| 6615194 |
System for secure execution of credit based point of sale purchases |
| Sep-2-2003 |
The present system for the secure execution of credit based point of sale purchases uses a credit card that is devoid of any human readable customer account information on the face of the credit card and... |
| 6611812 |
Secure electronic content distribution on CDS and DVDs |
| Aug-26-2003 |
A method to delivery encrypted digital content to a end user system for playing the content comprising the steps of: reading from a computer readable medium metadata which has previously associated with... |
| 6601047 |
Image-based digital evidence system and associated method |
| Jul-29-2003 |
A digital evidence system is disclosed. According to one embodiment, the digital evidence system records pertinent screen activities such as data entry into an electronic form, verification of a data transfer... |
| 6598032 |
Systems and method for hiding from a computer system entry of a personal identification number (pin) to a smart card |
| Jul-22-2003 |
A system and method for isolating a computer system from entry of a personal identification number (PIN) to a smart card. The system and method includes a computer system that is in communication with... |
| 6581042 |
Tokenless biometric electronic check transactions |
| Jun-17-2003 |
A tokenless authorization of an electronic check between a payor and a payee using an electronic identicator and at least one payor bid biometric sample is described. The method comprises a payor registration... |
| 6567794 |
Method for access control in a virtual postage metering system |
| May-20-2003 |
A method of remotely accessing a postage security account at a data center from a remote user device begins with a remote user assigning a password to the user's postage security account at a data center.... |
| 6567789 |
Method and system for electronic exchange of tax information |
| May-20-2003 |
A communication link is established between a first processor and a receiving processor located at a central data repository. Tax return information in electronic form are then downloaded to the central... |
| 6560581 |
System and method for secure electronic commerce transaction |
| May-6-2003 |
An electronic commerce system facilitates secure electronic commerce transactions among multiple participants. Each electronic commerce transaction involves at least one commerce document defining the... |
| 6546377 |
Virtual postage meter with multiple origins of deposit |
| Apr-8-2003 |
A system (10) and method of evidencing postage payment include a local postage printing system (20, 22) requesting to a remote data metering center (30) for the generation of postage evidencing information... |
| 6546376 |
Electronic payment device using balanced binary tree and the method of the same |
| Apr-8-2003 |
Disclosed is an electronic payment device and its method using an balanced binary tree for calculating a first data X.sub.k of current consumption or a plurality of root values R.sub.q from an initial... |
