| 7043455 |
Method and apparatus for securing session information of users in a web application server environment |
| May-9-2006 |
A method and apparatus for securing hypertext transfer protocol sessions authenticates a user's credentials before creating a session. The present invention then associates the session with the credentials.... |
| 7039809 |
Asymmetric encrypted pin |
| May-2-2006 |
Secure protection and distribution of a personal identification number (PIN) is achieved by using a first encryption process only for PIN data and a second encryption process for non-PIN data. The first... |
| 7039617 |
Currency and float ID tracking in an electronic purse |
| May-2-2006 |
The present invention relates to electronic purse systems, and in particular it relates to the improved management of multiple money flows in such systems. According to the basic principles of the present... |
| 7039616 |
Method for proof of transaction |
| May-2-2006 |
A method for proof of the time and content of transactions in a digital network is described. A digital form is requested by a customer's computer (1) and is transmitted from a bid server (3)... |
| 7039603 |
Settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network |
| May-2-2006 |
Settlement systems and methods are provided wherein a buyer takes possession of a product at a retailer. In one embodiment, a purchasing system arranges through a communication network for a buyer to purchase... |
| 7035831 |
Reversible generation process of altered payment card by means of a mathematical algorithm |
| Apr-25-2006 |
The process consists of carrying out the first phase of generating the transaction signature (9), with prior authentication by the cardholder, in the issuing centre (3) through its authentication... |
| 7035830 |
Method and apparatus for remote filing and recordation of documents |
| Apr-25-2006 |
A document filing method and system is disclosed that utilized has: a user interface display connected to a server in electronic communication with at least one remote compute engine with URL capability,... |
| 7028891 |
System and method for confirming transaction or billing communications |
| Apr-18-2006 |
A system and method for confirming transactions is provided. A central processor receives a request to process a current transaction coupled with prior transaction information corresponding to a prior... |
| 7024396 |
Transaction system and method of conducting a point-of-sale transaction between a merchant and a consumer using a wireless platform |
| Apr-4-2006 |
A transaction system is provided for a merchant and a consumer to conduct a point-of-sale (POS) transaction. The transaction system includes a host, a consumer transaction processor, and a merchant transaction... |
| 7024395 |
Method and system for secure credit card transactions |
| Apr-4-2006 |
A customer making a credit card transaction inserts their smart card into a card reader attached to the merchant's system. The card reader activates the customer's card and passes certain merchant information.... |
| 7020774 |
Communications method and device |
| Mar-28-2006 |
The present invention relates to a communication method that includes an operation of receiving a succession of pages originating from a first site of a computer network. That method further includes an... |
| 7020640 |
Method for certifying data containing a sequence of transactions |
| Mar-28-2006 |
It is described a method for certifying data containing a sequence of transactions comprising the following steps: - finding a new transaction added to the sequence;
- computing a certification...
|
| 7020639 |
Check verification system and method |
| Mar-28-2006 |
A method and system for determining the negotiability of checks drawn on any account from any bank or other financial institution based on a comparison against stored information on whether or not checks... |
| 7019204 |
Musical-score-generating information processing apparatus and method |
| Mar-28-2006 |
Musical-score-related data set, including musical score information and right-to-use information defining a usable range of the musical score information, is distributed via a network or the like, and... |
| 7007000 |
Secure online purchasing |
| Feb-28-2006 |
In a method of purchasing online, a client device of a customer communicates a purchase selection which is received by a vendor computer system. The vendor computer system, in response, communicates a... |
| 7003499 |
Service activation by virtual prepaid card |
| Feb-21-2006 |
In order to prevent the use of a virtual prepaid card illegitimately acquired and transmitting only one identification code, for example read after the card has been scratched, to a service provision server,... |
| 7003497 |
System and method for confirming electronic transactions |
| Feb-21-2006 |
Systems and methods for providing user-confirmation of an electronic transaction and in particular, protocols for enabling electronic signatures and confirmation of electronic documents and transactions... |
| 7003495 |
Portable electronic authorization system and method |
| Feb-21-2006 |
In one embodiment an apparatus includes a housing; a user authenticator, supported by the housing, that authenticates an identity of a user; at least one memory, supported by the housing, that stores transaction... |
| 6999946 |
Method for computer network operation providing basis for usage fees |
| Feb-14-2006 |
A computer network having a requesting node and a providing node permits data transfer therebetween when permitted by an authorizing node. Reports generated in response to authorizations and reports generated... |
| 6990585 |
Digital signature system, digital signature method, digital signature mediation method, digital signature mediation system, information terminal and storage medium |
| Jan-24-2006 |
The present invention provides digital signature techniques using an information terminal, such as a portable terminal, having limited calculation resources. In one embodiment, a signature demandant generates... |
| 6990470 |
Method and system for conducting secure payments over a computer network |
| Jan-24-2006 |
A secure method of conducting an electronic transaction over a public communications network is provided which utilizes a pseudo-expiration date in the expiration date field of an authorization request.... |
| 6988657 |
Wireless payment processing system |
| Jan-24-2006 |
The transaction method is for secure payment by credit cards or debit cards for goods or services with the use or mobile devices. The payment authorization center delivers a public portion of the authorization... |
| 6988201 |
Method and apparatus for watermarking wavetable synthesis architectures |
| Jan-17-2006 |
A method, an apparatus, and a computer program product for digital audio watermarking of wavetable (WT) format audio, including downloadable sounds (DLS) (110), are disclosed. Correspondingly, a method,... |
| 6988195 |
Vault controller supervisor and method of operation for managing multiple independent vault processes and browser sessions for users in an electronic business system |
| Jan-17-2006 |
A vault controller manages resources in a secure environment or vault dedicated to an authorized user(s) for conducting electronic business in a distributed information system, e.g., the Internet. The... |
| 6986040 |
System and method of exploiting the security of a secure communication channel to secure a non-secure communication channel |
| Jan-10-2006 |
The present invention features a system and method for establishing a secure communication channel between a client and an application server. In one embodiment, a ticket service generates a ticket having... |
| 6985887 |
Apparatus and method for authenticated multi-user personal information database |
| Jan-10-2006 |
A method of assuring integrity of a personal information in a data base containing personal information provided by multiple users uses in various embodiments physiological identifiers associated with... |
| 6985886 |
Method and apparatus for a mortgage loan management system |
| Jan-10-2006 |
The automated system of the present invention uses the Federal, State, local and professional regulations and requirements and implementing instructions to generate a plurality of tasks which can be used... |
| 6983371 |
Super-distribution of protected digital content |
| Jan-3-2006 |
Briefly according to the present invention, a system, computer readable medium and method to deliver encrypted digital content to from a first system for playing the content to a second system for playing... |
| 6980970 |
Secure networked transaction system |
| Dec-27-2005 |
A method and system for approval by a verification computer of an online transaction between a user computer and a merchant computer over the Internet. The user computer transmits a transaction request... |
| 6978256 |
Method and apparatus for selling digital contents, processing program thereof and recording medium for the program |
| Dec-20-2005 |
The present invention relates to a digital contents selling system for selling digital contents. Identification information of digital contents selected by a customer is received. Personal digital contents... |
| 6970854 |
System for remote signature writing |
| Nov-29-2005 |
A portable device may be configured to transmit a digital signature of a user to an Internet terminal for the user to complete a transaction requiring a signature. The portable device may be a remote control,... |
| 6970851 |
System and method of configuring value cards |
| Nov-29-2005 |
A system and method of configuring value cards which facilitates selection of personalized limits on value card use in transactions. The value card configuration system includes a display for displaying... |
| 6970837 |
Methods and apparatus wherein a buyer arranges to purchase a first product using a communication network and subsequently takes possession of a substitute product at a retailer |
| Nov-29-2005 |
Purchasing system methods and apparatus are provided wherein a buyer purchases a first product through a purchasing system, such as by submitting a buyer offer. A retailer receives product redemption information... |
| 6967575 |
Methods and apparatus for unattended pickups and deliveries |
| Nov-22-2005 |
A secure pickup and delivery container includes a lockable door, a control unit, an access element, and an anchoring element, according to one embodiment. The control unit includes a processing element... |
| 6965880 |
Transaction number management method in network commodity sales |
| Nov-15-2005 |
A cart ID according to the present invention is an identification code including receipt information containing at least a receipt number (serial number) indicating a receipt number of the transaction,... |
| 6961853 |
Digital watermarks |
| Nov-1-2005 |
A method of and an apparatus for implementing real-time transaction specific watermarking to generate a transaction specific digitally watermarked data file is described. The method comprises two stages.... |
| 6959385 |
Image processor and image processing method |
| Oct-25-2005 |
To provide a device capable of determining uniquely the direction of rotation applied to an image and extracting digital watermark information correctly even in the case where a registration signal having... |
| 6957199 |
Method, system and service for conducting authenticated business transactions |
| Oct-18-2005 |
The invention pertains to a method, online service, and system, for creating partnerships based on trust relationships over a public network, authenticating trade partners, infrastructure providers and... |
| 6954740 |
Action verification system using central verification authority |
| Oct-11-2005 |
Architecture for central e-commerce authorization and verification using multiple Keys/Pins storage and central action verification means. Action Verification is provided between Action Initiating Party... |
| 6952686 |
Electronic contract safekeeping method, electronic contract verifying method, contractor server, contract safekeeping server, electronic contract safekeeping system, and memory medium |
| Oct-4-2005 |
An electronic safekeeping method, including displaying a contractual coverage of a contract at a covenantee terminal connected to a contractor server storing information of the contractual coverage; inputting... |
| 6950804 |
Systems and methods for distributing targeted multimedia content and advertising |
| Sep-27-2005 |
A method of delivering content from a content delivery system to a user's terminal over a communication link that provides users with flexibility in determining how to pay for content, one option being... |
| 6941282 |
Methods and systems for carrying out directory-authenticated electronic transactions including contingency-dependent payments via secure electronic bank drafts |
| Sep-6-2005 |
Disclosed herein are computer-implemented methods and systems for securely carrying out electronic transactions including electronic drafts, wherein payment on at least one of the drafts is contingent... |
| 6938244 |
Interlaced protocol for smart card application development |
| Aug-30-2005 |
An integrated circuit (IC) card is presented comprising an input/output (I/O) interface and a smart card development interface (SCDI), coupled to the I/O interface, to receive and identify debug frames... |
| 6938160 |
Network service user authentication system |
| Aug-30-2005 |
A network service user authentication system is provided to properly authenticate an authorized user in a transaction using a network. The system includes an includes an authentication part which preserves... |
| 6938022 |
Method and apparatus for facilitating an anonymous information system and anonymous service transactions |
| Aug-30-2005 |
An information system (12) for storing personal information of a customer (20) is provided herein. The customer (20) preferably communicates with the information system (12) using... |
| 6938019 |
Method and apparatus for making secure electronic payments |
| Aug-30-2005 |
In accordance with the present invention, consumers and merchants use computing devices connected to a network, such as the Internet, through wired and wireless means, wherein the consumer connects to... |
| 6934843 |
Method for authenticating at least one subscriber during a data interchange |
| Aug-23-2005 |
A method for authenticating at least one subscriber during a data interchange between at least two subscribers is described. In the method, a first subscriber transmits a first data item (a challenge signal)... |
| 6931382 |
Payment instrument authorization technique |
| Aug-16-2005 |
A method is provided for protecting a payment instrument in non-face-to-face transactions. The payment instrument is issued by an issuing entity and associated with an authorized instrument holder. The... |
| 6904416 |
Signature verification using a third party authenticator via a paperless electronic document platform |
| Jun-7-2005 |
The method and system of the present invention function perform signature verification using third party authenticator via paperless electronic transaction platform. The invention is particularly suited... |
| 6904136 |
Secure method of payment |
| Jun-7-2005 |
A process for a transfer of funds for payment for goods and/or services in which a purchaser of the goods and/or services requests that a financial services organization generate a financial certificate... |
