| 7028193 |
Method and apparatus for determining the validity of a data processing transaction |
| Apr-11-2006 |
The present invention relates to determining the validity of a transaction of a data processing system such as the validity of a financial transaction carried out at an automatic teller machine (10)... |
| 6997381 |
Dual-sided smart card reader |
| Feb-14-2006 |
A dual-sided smart card reader, and method for operating the same, is disclosed. The dual-sided smart card reader permits the simultaneous insertion of at least two different smart cards from opposing... |
| 6994252 |
Combination library patron-supervisor self check-in/out workstation |
| Feb-7-2006 |
A combination patron-supervisor library self-check-in/out workstation includes both a patron visual display and a supervisor visual display so that a supervisor can monitor patron initiated transactions... |
| 6988078 |
Control system and method for currency exchange and merchandise sales |
| Jan-17-2006 |
A system for controlling currency exchange and merchandise sales on commercial airline flights includes a point-of-sale (POS) computer for receiving currency and merchandise inventory information preflight... |
| 6978380 |
System and method for secure authentication of a subscriber of network services |
| Dec-20-2005 |
A system and method for electronically authenticating a subscriber account for a network service is disclosed. In the preferred embodiment, a subscriber account provider receives initial information from... |
| 6970836 |
System and method for securely storing electronic data |
| Nov-29-2005 |
A system and method for securely storing data provides for storing, managing, and updating an owner's secret data and for accessing the stored data by a trusted third party upon the occurrence of an event,... |
| 6965881 |
Digital credential usage reporting |
| Nov-15-2005 |
An credential verification service (CVS) authenticates digital credentials, such as, digital certificates, at the request of online service providers. The CVS stores the authentication results and transaction... |
| 6961540 |
Information processing system and camera system |
| Nov-1-2005 |
An information processing (camera) system comprises a radio communication terminal (medium) and an information appliance (camera) communicable the radio communication terminal (medium) within a predetermined... |
| 6959394 |
Splitting knowledge of a password |
| Oct-25-2005 |
A password is split into a plurality of pieces. The pieces are stored at different remote servers. The different remote servers have the property that together they can determine that the user has knowledge... |
| 6957771 |
System for secure, identity authenticated, and immediate financial transactions as well as activation of varied instrumentalities |
| Oct-25-2005 |
The present invention concerns apparatus and methods for a family of electronic devices based on the concept of a Personalized Authenticated Controller (PAC). The PAC is able to recognize characteristics... |
| 6954850 |
Electronic device that uses a pager network for remote reprogramming of the device |
| Oct-11-2005 |
A portable electronic device is disclosed that is reprogrammable through a pager network. The device includes a communications port. The device also includes a data transceiver for transmitting send data... |
| 6934849 |
Method and system for authorizing a commercial transaction |
| Aug-23-2005 |
The invention relates to a method and system for authorizing a commercial transaction between a customer and a goods or service provider via an authorization service provider with authentication of the... |
| 6924743 |
Method and system for alerting customers in a shopping area |
| Aug-2-2005 |
An alert notification system for customers and sales personnel in a shopping area and a method of use is disclosed. In a first aspect, a system for alerting customers and sales personnel that merchandise... |
| 6920435 |
Tokenless biometric electronic transactions using an audio signature to identify the transaction processor |
| Jul-19-2005 |
The invention discloses a tokenless biometric identification computer system, comprising at least a database containing registered biometric samples of users. A comparator compares a bid biometric sample... |
| 6915281 |
Systems and methods using a digital pen for funds accounting devices and postage meters |
| Jul-5-2005 |
A method and system for processing postage payments is described. In one configuration a digital pen is utilized to provide a mail piece identifier. The data provided is utilized to account for postage... |
| 6892938 |
Gaming system and method for completing a transaction associated with a gaming machine |
| May-17-2005 |
A system and method are used to complete a transaction associated with a gaming machine. The system and method assign the transaction to an employee of the casino and sense a biometric characteristic of... |
| 6853973 |
Configurable and stand-alone verification module |
| Feb-8-2005 |
Methods and apparatus, including computer program products, for verifying a player's eligibility for participation in on-line gaming. A method for verifying a player's eligibility to participate in on-line... |
| 6850917 |
Methods and systems for sharing an online shopping cart |
| Feb-1-2005 |
A computer-implemented method of sharing an online shopping cart over a computer network includes the steps of providing an electronic address of a sharee, the sharee being a person with whom the shopping... |
| 6810385 |
Method and apparatus using consumer idle time for productive activities |
| Oct-26-2004 |
An apparatus and method present to a consumer information during consumer idle periods. A signal indicating the start of idle time is used to present to the consumer various offers. The interactions are... |
| 6802000 |
System for authenticating access to online content referenced in hardcopy documents |
| Oct-5-2004 |
A system for controlling access to online content referenced in a hardcopy document. A user requesting access to online content available on a server responds to an authentication challenge from the server... |
| 6776332 |
System and method for validating and operating an access card |
| Aug-17-2004 |
A system and method for authenticating a user for an account is provided. The system comprises a form factor enclosing a microprocessor, a first memory associated with the microprocessor, authentication... |
| 6736313 |
Card reader module with pin decryption |
| May-18-2004 |
A card reader module includes capabilities for receiving and decrypting an encrypted user PIN to facilitate off-line transaction authorization. In an off-line transaction, a transaction processing system... |
| 6726094 |
Method and apparatus for multiple format image capture for use in retail transactions |
| Apr-27-2004 |
A customer self-service terminal for use in conducting retail transactions. The terminal includes a camera having multi-mode image capability. When a customer wishes to conduct a transaction, the camera... |
| 6725200 |
Personal data archive system |
| Apr-20-2004 |
The invention concerns a personal data archive system with portable personal storage devices allowing the owner to enter and store personal data. Authorization checking devices are allocated to the storage... |
| 6714918 |
System and method for detecting fraudulent transactions |
| Mar-30-2004 |
A system for detecting fraudulent transactions is disclosed. The system breaks the transaction down into its component parameters. A first score is computed depending on the propensity of the transacted... |
| 6697702 |
Shipment transaction system and an arrangement thereof |
| Feb-24-2004 |
A computer processing system for a shipment transaction involving shippers and carriers. The system is particularly suited to efficiently and automatically audit and effect payment of a shipment transaction... |
| 6695207 |
System for secure, identity authenticated, and immediate financial transactions as well as activation of varied instrumentalities |
| Feb-24-2004 |
The present invention concerns apparatus and methods for a family of electronic devices based on the concept of a Personalized Authenticated Controller (PAC). The PAC is able to recognize characteristics... |
| 6695206 |
Identification system displaying a user image at a remote location |
| Feb-24-2004 |
A method for remote verification in which a first party at a first telephone confirms their identity to a second person at a second telephone. The fingerprint of the first person is read and compared to... |
| 6684200 |
Cashless vending machine |
| Jan-27-2004 |
The cashless vending machine system of the present invention comprises: a radio-communication terminal having a terminal information storage device for storing a verification key, and a terminal encryption... |
| 6681989 |
Inventory control and point-of-sale system and method |
| Jan-27-2004 |
A system and method allowing a consumer to make a purchase within a retail area and to remove that purchased item from the retail area without causing an alarm by an electronic article surveillance (EAS)... |
| 6676016 |
Retail terminal configured as consumer gateway to electronic billing application |
| Jan-13-2004 |
A retail terminal is utilized as a gateway to an electronic billing application that allows a user to gain access to the electronic billing application and thereafter tender payment for the bill. A paper... |
| 6669832 |
Electronic transaction system |
| Dec-30-2003 |
A request for a commodity that each office in an organization needs is sent from a terminal in the office to a general affairs service center in the organization. The request is then sent to a VAN center... |
| 6666373 |
Electronic cash register |
| Dec-23-2003 |
An operator number acquiring code is set in the macro-key data with correspondence to a macro-key. If the macro-key is depressed and there is the operator number acquiring code, the operator (logged on)... |
| 6658392 |
Automatic toll collection system for automotive vehicle |
| Dec-2-2003 |
An automatic toll collection system for automotive vehicles moving along a roadway is provided which includes a toll collecting facility and an inspecting facility. The toll collecting facility is installed... |
| 6656050 |
Odds accelerator for promotional type sweepstakes, games, and contests |
| Dec-2-2003 |
A method and apparatus for effectuating sponsor and player driven winning of multiple types of sweepstakes type promotions, contests and games through the unique use of automated game entry, enhanced sharing... |
| 6654817 |
Integral peripheral device of USB local network card and USB modem |
| Nov-25-2003 |
An integral USB MODEM/USB LAN card peripheral comprises a first connector connected to a computer; a second connector connected to a telephone line; a third connector connected to LAN; a USB controller... |
| 6647372 |
Method and apparatus for using prior activities to improve the probability of completing transactions for a customer in a retail environment |
| Nov-11-2003 |
Apparatus, and a corresponding method, present to a customer various forms of information (product, brand . . . ) during periods where the customer is idle. A signal indicating the start or impending start... |
| 6643626 |
Sales point business method and apparatus |
| Nov-4-2003 |
A preferred embodiment of the business method includes providing a sales point, with the sales point being configured to display merchandise. The sales point is remotely monitored to ensure use by an authorized... |
| 6625579 |
Electronic cash register wherein special registration processes are specified by changing product department values |
| Sep-23-2003 |
A purpose of this invention is to totalize, store, and check special sales information concerning special customers or special purchasers, etc. Sales information of registered merchandise is totalized... |
| 6591249 |
Touch scan internet credit card verification purchase process |
| Jul-8-2003 |
A method and device for providing willing participants, having credit card worthiness, with a credit card which uses subscribers supplied biometric information as the preferred means for verifying the... |
| 6567915 |
Integrated circuit card with identity authentication table and authorization tables defining access rights based on Boolean expressions of authenticated identities |
| May-20-2003 |
This invention concerns an integrated circuit (IC) device, such as smart cards, electronic wallets, PC cards, and the like, and various methods for authenticating identities and authorizing transactions... |
| 6553348 |
Sales management apparatus |
| Apr-22-2003 |
In a sales management apparatus, control programs necessary for operating in different modes are stored in respective mode keys and any desirable control program is loaded by using a corresponding mode... |
| 6529881 |
System and method for identifying an unidentified customer at the point of sale |
| Mar-4-2003 |
A system (500) for identifying an unidentified customer (510) includes a database (42) that contains utterance data (162) corresponding to a known customer. A processing system (502) coupled to the database... |
| 6466917 |
Method and apparatus for verifying the identity of a participant within an on-line auction environment |
| Oct-15-2002 |
A method and apparatus for verifying identity of a participant in a network-based transaction facility are described. According to one embodiment, user interface information is provided to the participant... |
| 6453301 |
Method of using personal device with internal biometric in conducting transactions over a network |
| Sep-17-2002 |
A method of authorizing a commercial transaction between a customer and a provider of goods or services over a network, wherein the provider of goods or services requests that the customer provide authentication... |
| 6439345 |
Item pick-up system |
| Aug-27-2002 |
An item processing kiosk is located in or near a pickup area and (i) displays selections allowing a customer to choose whether the customer is picking up or dropping off an item (ii) in response to the... |
| 6412690 |
Credit card security method and credit card |
| Jul-2-2002 |
In the present credit card security method, a credit card company requests a person applying for a credit card account to submit a name and a birth month. The credit card company associates a credit card... |
| 6404866 |
Telephone calling account system and method |
| Jun-11-2002 |
A telephone calling account system, method, and card. The method typically includes determining a preexisting account designator of a preexisting account, creating a telephone calling account on a calling... |
| 6397198 |
Tokenless biometric electronic transactions using an audio signature to identify the transaction processor |
| May-28-2002 |
The invention discloses a tokenless biometric identification computer system, comprising at least a database containing registered biometric samples of users. A comparator compares a bid biometric sample... |
| 6397194 |
Receipt scanning system and method |
| May-28-2002 |
A transaction data processing system and method is provided, which is especially configured to capture, store and retrieve transaction data, including a digital representation of a signature of a person... |
