| 5949044 |
Method and apparatus for funds and credit line transfers |
| Sep-7-1999 |
A financial tender transfer system allows a transferor to transfer credit or make payment to a transferee by debiting the credit card of the transferor and crediting the credit card of the transferee.... |
| 5943424 |
System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture |
| Aug-24-1999 |
An architecture for processing a plurality of transactions from a single point of initiation is disclosed. The initiating computer selects a terminal identification token, and associates the token with... |
| 5917421 |
Method of authenticating an application program and a system therefor |
| Jun-29-1999 |
An unattended system, such as a self-service terminal or an automated teller machine, includes a memory unit which stores a number of application programs, and a register unit which stores a number of... |
| 5907621 |
System and method for session management |
| May-25-1999 |
Apparatus and method is disclosed for providing user session continuity over several transactions being conducted on the internet. A secure token is made part of each HTML page sent to a user from the... |
| 5884290 |
Method of transferring funds employing a three-node real-time electronic interlock |
| Mar-16-1999 |
A method of transferring funds electronically, is performed by a group of N computers X(1) thru X(N) which are intercoupled to each other, and to another computer Y, by a communication channel. Each computer... |
| 5848161 |
Method for providing secured commerical transactions via a networked communications system |
| Dec-8-1998 |
In a networked communications system comprising a client unit, a secured host server, and a company subscriber unit, a method for providing secured commercial transactions via the networked communications... |
| 5848159 |
Public key cryptographic apparatus and method |
| Dec-8-1998 |
A method and apparatus are disclosed for improving public key encryption and decryption schemes that employ a composite number formed from three or more distinct primes. The encryption or decryption tasks... |
| 5757916 |
Method and apparatus for authenticating the location of remote users of networked computing systems |
| May-26-1998 |
A method and apparatus for authenticating the identity of a remote user entity where the identity of such user entity is authenticated by use of information specific to geodetic location of the user entity... |
| 5671285 |
Secure communication system |
| Sep-23-1997 |
Encryption/decryption capable terminal units, such as FAX point-of-sale units, on non-secure telecommunications, use public keys for accessing selected target terminals, but make their messages secure... |
| 5619574 |
Personal access management system |
| Apr-8-1997 |
A multi-component system for linking a user to a product or service provider includes a user processing device, a storage device, and a provider device. The storage device stores provider-specific application... |
| 5577120 |
Method and apparatus for restrospectively identifying an individual who had engaged in a commercial or retail transaction or the like |
| Nov-19-1996 |
Individuals are provided with a transaction card which is to be presented for at least certain classes of transactions, e.g., truck rentals, purchases of chemicals, etc. Encoded electronically within the... |
| 5530438 |
Method of providing an alert of a financial transaction |
| Jun-25-1996 |
A radio system user (126) is alerted (129) as to the occurrence of a financial transaction by a customer (118). Data (122) is obtained from the customer (118) and used to identify a radio system user (126),... |
| 5297202 |
Apparatus and method for producing a digitized transaction record including an encrypted signature |
| Mar-22-1994 |
A method and system for generating a completed payment document ready for signature in image form. The document is signed by a customer and a copy of the signature is captured in digital form. Thereafter... |
| 5195133 |
Apparatus and method for producing a digitized transaction record including an encrypted signature |
| Mar-16-1993 |
A method and system for generating a completed payment document ready for signature in image form. The document is signed by a customer and a copy of the signature is captured in digital form. Thereafter... |
| 5175766 |
Signalling scheme for controlling data encryption device in an electronic fund transaction processing system |
| Dec-29-1992 |
An improved method for communicating with a data encryption device is described. In accordance with this invention, a data encryption device adapted for providing encryption functions such as data encryption... |
| 5157717 |
Portable automated teller machine |
| Oct-20-1992 |
The portable automated teller machine disclosed by the present invention is a low-cost, pocket-size data terminal which can securely exchange information with a host bank computer. It is battery powered,... |
| 5050207 |
Portable automated teller machine |
| Sep-17-1991 |
The portable automated teller machine disclosed by the present invention is a low-cost, pocket-size data terminal which can securely exchange information with a host bank computer. It is battery powered,... |
| 5022076 |
Redundant encryption processor arrangement for use in an electronic fund transfer network |
| Jun-4-1991 |
An improved fault tolerant processor arrangement is described. In accordance with this invention, redundant processors are coupled in parallel in a master/slave configuration wherein means are provided... |
| 5017766 |
Portable electronic apparatus capable of confirming validity of transaction data |
| May-21-1991 |
In an IC card having an update function of transaction data, account type, supplementary amount, and valid date are input to the IC card. The IC card adds a renewal number data held therein to the input... |
| 4997288 |
Power supply arrangement for fault-tolerant operation in a microcomputer-based encryption system |
| Mar-5-1991 |
An improved fault-tolerant arrangement for use in a multichannel data encryption unit is disclosed. In accordance with the teachings of this invention, a data encryption system includes a plurality of... |
| 4860352 |
Satellite communication system and method with message authentication suitable for use in financial institutions |
| Aug-22-1989 |
A satellite communications system apparatus and method for authenticating data transmissions uses the position of the transmitter, which position is determined by the satellite communications system. The... |
| 4707592 |
Personal universal identity card system for failsafe interactive financial transactions |
| Nov-17-1987 |
A financial card transaction system for protecting the financial transactions against fraud, by reducing the dissemination of the cardholder's account code and the transaction data. The system includes... |
| 4677670 |
Paired-secure message identification controller for computers and the like |
| Jun-30-1987 |
A paired-secure message identification controller for computers and the like is provided which yields secure communications between two computers with the invention installed. The message originator provides... |
| 4672182 |
Memory card |
| Jun-9-1987 |
A memory card has a card medium and a laser memory for storing data. A data processing section for storing encryption and/or decryption key data, an encryption and/or decryption program and a password... |
| 4591704 |
Data scrambling system and method |
| May-27-1986 |
Credit cards to be used with automated systems such as vending machines or the like have various identification and other data encoded on them for use with a particular system for which they are intended.... |
| 4314097 |
Authenticator device for precluding compensating text modifications in transmitted messages |
| Feb-2-1982 |
An authenticator device designed to preclude undetected compensating text modifications in a message by sequentially processing each character of the message and producing an authenticator code as a result... |
| 4304961 |
Authenticator code generator |
| Dec-8-1981 |
A device for generating an authenticator code by encrypting the contents of a plain text message in accordance with a unique user supplied authenticator key variable. The device operates in two phases,... |
| 4211919 |
Portable data carrier including a microprocessor |
| Jul-8-1980 |
A portable data or information carrier in the form of a card or the like. In order to maximize the confidentiality of information stored in the carrier, and more specifically to limit the amount of information... |
