Secure transaction (e.g., EFT/POS)

CL 705 SC 64
6466780 Method and apparatus for securing digital communications
Oct-15-2002 The present invention provides a method and apparatus for identifying and minimizing the use of cloned communicating devices which communicate with a host device. The method requires that the communicating...
6442525 System for authenticating physical objects
Aug-27-2002 A system for authenticating physical objects in which the authentication key cannot be determined by reverse engineering the software or hardware of a controlling microprocessor. Two highly secure integrated...
6422470 Process for secure processing of a sensitive logical element in a storage register, and security module implementing this process
Jul-23-2002 The invention relates to a process for the secure processing of a sensitive logical element (S2) in a storage register (30) containing several words (31-38), each formed of several logical elements (L1-L8,...
6411942 Electronic transaction system and systems for issuing and examining electronic check
Jun-25-2002 An electronic transaction system operable on an all-purpose communication system, the transaction system allowing the use of an electronic check on which drawees' digital signatures are added using a public...
6402026 Smart card and method for bidirectional data transfer between a terminal and a smart card
Jun-11-2002 A method for bidirectional data transfer between a terminal and a smart card with a purse function comprises writing a transfer value from the terminal to a balance-of-account memory of the smart card,...
6397198 Tokenless biometric electronic transactions using an audio signature to identify the transaction processor
May-28-2002 The invention discloses a tokenless biometric identification computer system, comprising at least a database containing registered biometric samples of users. A comparator compares a bid biometric sample...
6397194 Receipt scanning system and method
May-28-2002 A transaction data processing system and method is provided, which is especially configured to capture, store and retrieve transaction data, including a digital representation of a signature of a person...
6381584 Computers in a financial system
Apr-30-2002 An automated payment system particularly suited for purchases over a distributed computer network such as the Internet. In such a distributed computer network, a "merchant" computer contains certain promotional...
6378075 Trusted agent for electronic commerce
Apr-23-2002 A trusted agent server provides a networked application that assists a customer in managing their online commercial affairs. A user contacts the server using a network access device, such as a browser...
6378073 Single account portable wireless financial messaging unit
Apr-23-2002 A portable secure financial messaging unit (906) includes a receiver (804) and a selective call decoder (1004). The selective call decoder (1004) has a memory (1010) that includes a single unique selective...
6373950 System, method and article of manufacture for transmitting messages within messages utilizing an extensible, flexible architecture
Apr-16-2002 Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. Secure transmission of data is provided from a customer computer...
6366894 Value transfer system
Apr-2-2002 A value transfer system using integrated circuit cards for exchanging electronic cash in off-line transactions employs cryptographically secure message protocols. Cards are loaded each with two schemes...
6363365 Mechanism for secure tendering in an open electronic network
Mar-26-2002 A mechanism for securing bid proposals until close of tendering is provided for an electronic tendering system over an open network. In order to be permitted to file a bid electronically in response to...
6353812 Computer-based method and system for aiding transactions
Mar-5-2002 A method for aiding transactions by providing warranties against various aspects of a transaction which may be hard to assure ahead of time or when high risk is involved in relying on them. The method...
6311171 Symmetrically-secured electronic communication system
Oct-30-2001 Techniques for providing secure electronic communications, for example communications relating to asset trading, are described. Symmetrical usage of encryption keys by first and second parties engaged...
6298441 Secure document access system
Oct-2-2001 A method for downloading a document via a communications medium operatively associated with a communications interface, the method including receiving the document from the communications medium, placing...
6292895 Public key cryptosystem with roaming user capability
Sep-18-2001 A public key cryptosystem with roaming user capability within a network that allows secure communication between users of the system, client machines, and encryption servers. A client machine generates...
6269348 Tokenless biometric electronic debit and credit transactions
Jul-31-2001 The invention satisfies these needs by providing a method and device for tokenless authorization of an electronic payment between a payor and a payee using an electronic third party identicator and at...
6263446 Method and apparatus for secure distribution of authentication credentials to roaming users
Jul-17-2001 A roaming user needing an his authentication credential (e.g., private key) to access a computer server to perform an electronic transaction may obtain the authentication credential in an on-demand fashion...
6260144 Method for verifying the expected postal security device in a postage metering system
Jul-10-2001 A PSD has a private key which is associated with a specific public key that is stored in the host PC. The host PC sends the PSD public key private key to the PSD. If the PSD determines that the received...
6260027 Electronic ticket system, collecting terminal, service providing terminal, user terminal, electronic ticket collecting method and recording medium
Jul-10-2001 A collecting agency supplies a collecting agency name and a money bag number to a service providing terminal. In response to dealing requests from user terminals, the service providing terminal sends,...
6234389 PCMCIA-based point of sale transaction system
May-22-2001 The present invention provides a PCMCIA-compliant generic laptop computer or personal digital assistant ("PDA") device with an add-on module that together with the device forms a portable point of sale...
6212504 Self-authentication of value documents using encoded indices
Apr-3-2001 A method and system as presented by which valuable documents such as checks, deeds, driver's licenses, and other types of valuable documents can be imprinted with encoded symbols by a printer whereupon...
6205436 Trusted agents for open electronic commerce where the transfer of electronic merchandise or electronic money is provisional until the transaction is finalized
Mar-20-2001 A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both...
6199165 Method and apparatus for secure data communication
Mar-6-2001 A user system (2) recognises data as being either secure or general (non-secure). The data may be for performing on-line transaction processing or banking via the Internet. The user system (2) transmits...
6196456 Automated teller machine
Mar-6-2001 The present invention relates to an automated teller machine including a secure enclosure (25) within which is a secure autoteller subsystem (24) comprising a currency dispenser (30) and a depository (32)...
6192473 System and method for mutual authentication and secure communications between a postage security device and a meter server
Feb-20-2001 A method is provided for establishing mutual authentication and secure communications between an microprocessor-based transaction evidencing device and a microprocessor-based server coupled thereto. A...
6192131 Enabling business transactions in computer networks
Feb-20-2001 A system for creating a log of a conversation includes a convener computer and a plurality of conversation computers interconnected by a computer network. The system includes an arbiter computer and a...
6185307 Cryptography security for remote dispenser transactions
Feb-6-2001 The invention relates to providing secure transactions with a tag and POS device associated with a host network authorization system. In doing so, the tag is adapted to bi-directionally communicate with...
6182227 Lightweight authentication system and method for validating a server access request
Jan-30-2001 A method of validating a request to access a target server in a computer network having an open, trusted database. The method begins when a request to access the target server is received at a host from...
6167521 Securely downloading and executing code from mutually suspicious authorities
Dec-26-2000 An apparatus, system and method for secure code-downloading and information exchange, in the full generality of complex code dependencies while considering the implications of mutual distrust and hot-swapping....
6161181 Secure electronic transactions using a trusted intermediary
Dec-12-2000 Secure electronic transactions using a Trusted Intermediary. A system for, and method of, securely transmitting a package from a sender to a recipient, via an intermediary, are described, along with a...
6157920 Executable digital cash for electronic commerce
Dec-5-2000 The invention provides techniques for implementing secure transactions using an instrument referred to as "executable digital cash." In an illustrative embodiment, a first user generates a piece of digital...
6145079 Secure electronic transactions using a trusted intermediary to perform electronic services
Nov-7-2000 Secure electronic transactions using a trusted intermediary with non-repudiation of receipt and contents of message. A system of, and method for, securely transmitting a package from a sender to a recipient,...
6105012 Security system and method for financial institution server and client web browser
Aug-15-2000 The financial transaction processing system includes at least one financial server connected through a public network to a number of users associated with client computers. Each user accesses the financial...
6105006 Transaction authentication for 1-way wireless financial messaging units
Aug-15-2000 A secure financial messaging unit (906) includes a wide area radio frequency receiver (804), a selective call decoder (1004), a financial transaction processor (1014), a main processor (1006), and a message...
6092202 Method and system for secure transactions in a computer system
Jul-18-2000 A method and system for secure transactions. The method and system comprise a security co-processor and an interface for interfacing the security co-processor to a host computer system. The method and...
6078902 System for transaction over communication network
Jun-20-2000 A method for conducting transaction between first user and a remote second user interlinked through a communication network, by utilizing also a clearing office interlinked to the network. The clearing...
6078888 Cryptography security for remote dispenser transactions
Jun-20-2000 The invention relates to providing secure transactions with a tag and POS device associated with a host network authorization system. In doing so, the tag is adapted to bi-directionally communicate with...
6073125 Token key distribution system controlled acceptance mail payment and evidencing system
Jun-6-2000 A method for controlled acceptance mail accounting and evidencing, includes creating a mail batch including at least one mail piece having an encrypted indicia printed thereon. The encrypted indicia is...
6073118 Method for performing secure financial transactions using facsimile transmissions
Jun-6-2000 Secure financial transactions may be made with insecure facsimile transmissions using encoded customer-specific information that can be readily decoded and confirmed by a merchant. The encoded information...
6065117 Systems, methods and computer program products for sharing state information between a stateless server and a stateful client
May-16-2000 Systems, methods and computer program products for sharing state information between a stateless server and a stateful client are provided. A client request to perform an action on the server is accompanied...
6055518 Secure auction systems
Apr-25-2000 The apparatus and method of the present invention provide secure auction service for use in a network having servers and bidding terminals. The auction service makes transactions among servers and bidding...
6047262 Method for providing security and enhancing efficiency during operation of a self-service checkout terminal
Apr-4-2000 A method of providing security for a self-service checkout terminal includes the step of determining a time-of-day value and a day-of-week value. The method also includes the step of operating the terminal...
6038549 Portable 1-way wireless financial messaging unit
Mar-14-2000 A secure messaging system including a secure messaging system controller (1100) and a first financial messaging unit (906). A user initiates a financial transaction by providing a transaction authentication...
6026163 Distributed split-key cryptosystem and applications
Feb-15-2000 A distributed split-key cryptosystem and application in a public-key setting wherein each of a plurality of trustees independently selects his own secret-public key pair. The trustees combine their public...
6005939 Method and apparatus for storing an internet user's identity and access rights to world wide web resources
Dec-21-1999 A method and apparatus for obtaining user information to conduct secure transactions on the Internet without having to re-enter the information multiple times is described. The method and apparatus can...
5999625 Method for electronic payment system with issuer control
Dec-7-1999 A cryptographic method implemented on an electronic communication network interconnecting a plurality of terminals represents funds in a way that is secure at the issuer and secure when funds move from...
5974143 Virus-resistent mechanism for transaction verification to confirming user
Oct-26-1999 The present invention relates to a system comprising a host processor, a video subsystem and a cryptographic device. The cryptographic device includes dedicated circuitry to cause information associated...
5963647 Method and system for transferring funds from an account to an individual
Oct-5-1999 Disclosed is a system and method for transferring funds. The invention supports funds transfers from a source account to a cash access file which can be accessed virtually twenty-four hours a day by both...