Secure transaction (e.g., EFT/POS)

CL 705 SC 64
6816843 Method and apparatus for conducting purchases in private over a network
Nov-9-2004 A privacy apparatus and method for purchasing goods or acquiring services over an unsecured network, such as the Internet. By the use of a middle-man company, or proxy, a purchaser sends his/her personal...
6812938 Method and system for providing status indication and control to a computer network user
Nov-2-2004 A method and system for providing status indication to a control panel displayed on a user's computer screen at all times which allows the user to sign on and off independently of any specific secure function,...
6807569 Trusted and anonymous system and method for sharing threat data to industry assets
Oct-19-2004 A system and method serves to anonymously share information about security incidents and vulnerability in corporate and national information infrastructures. The method and system provides for submitting...
6802008 IC card and IC chip module
Oct-5-2004 In an IC card 30 is sealed an IC chip 70 provided with an exposure sensor 84. When exposure sensor 84 detects that IC card 30 has been opened, exposure sensor 84 outputs an exposure detection signal to...
6795924 Sat back channel security solution
Sep-21-2004 The present invention relates to a method and an arrangement for performing secure transactions during an information dialogue between a mobile terminal and a WAP server in a mobile network. The dialogue...
6793135 Electronic payment system using multifunctional prepaid cards and method of selling prepaid cards
Sep-21-2004 There are provided an electronic payment system using a multifunctional prepaid card which is commonly used in payment for use of services and purchase of goods, and a method of selling the multifunctional...
6792425 Secure multi database system including a client, multi database server, and database server
Sep-14-2004 A definition tool of the present invention declares columns which are concealed in external tables to a multi-database server. The multi-database server controls a decomposition and an execution of query...
6789068 System and method for microbilling using a trust management system
Sep-7-2004 The present invention provides a microbilling system that integrates with existing billing systems and existing devices. In a preferred embodiment of the invention, the devices store digital certificates...
6766306 Electronic cash system
Jul-20-2004 Detection of fraud and circulation of money can be managed while no special apparatus is required, electronic cash can be securely utilized, and personal information and information on individual's purchase...
6766161 Method and apparatus for securing communications
Jul-20-2004 The present invention provides a method and apparatus for identifying and minimizing the use of cloned communicating devices which communicate with a host device. The method requires that the communicating...
6763094 Method and device for crediting a creditable machine
Jul-13-2004 A vending machine, meter or gaming machine crediting method and a device for implementing the method is disclosed. A creditable machine such as a vending machine, gaming machine or payment meter such as...
6760711 Merchant owned, ISP-hosted online stores with secure data store
Jul-6-2004 An online commerce architecture enables merchants to setup online stores that are hosted by third party Internet service providers (ISPs). The architecture provides secure storage of the merchant's commerce...
6749114 Universal authorization card system and method for using same
Jun-15-2004 A universal card including encrypted cardholder data and a preferably self executing program, wherein the program loads onto a cardholder's computer and enables the cardholder data to be remotely accessed.
6748367 Method and system for effecting financial transactions over a public network without submission of sensitive information
Jun-8-2004 A method and system for effecting a financial transaction over a public network without the submission of sensitive information. The system comprises a common controller in data communication with at least...
6745935 Method for exchanging data between an automatic dispenser and a microcircuit card
Jun-8-2004 The card contains value information suitable for being debited by the machine in consideration for delivering goods or service. The machine causes a ratification flag stored in the non-volatile memory...
6738899 Method for publishing certification information certified by a plurality of authorities and apparatus and portable data storage media used to practice said method
May-18-2004 A method for certifying the public key of a user wishing to communicate using a public key encryption system by a plurality of certifying authorities. A plurality of certifying stations and a user station...
6724896 Event-driven servers for data extraction and merge for EDI transaction processing using the internet
Apr-20-2004 A method and apparatus for performing event-driven data transfer operations over a global computer network. Electronic Data Interchange (EDI) format data is extracted from a database stored on a first...
6718314 Multi-purpose transaction card system
Apr-6-2004 Disclosed is a multi-purpose transaction card system comprising an issuer, one or more cards, one or more terminals, and optionally one or more acquires, communicating using a variety of cryptographic...
6714982 Message passing over secure connections using a network server
Mar-30-2004 Techniques for securely providing network services such as e-mail, chat, instant messaging, and e-commerce. Techniques can include establishing a first secure network connection through a publicly accessible...
6711554 Method and system for managing and preparing documentation for real estate transactions
Mar-23-2004 A method and system for preparing and managing real estate transfers and financing, including a system for preparation, production and storage of relevant documentation and the data contained therein;...
6705517 Automated banking machine system and method
Mar-16-2004 An automated banking machine (12, 200, 302) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine...
6701303 E-commerce system and method of operation enabling a user to conduct transactions with multiple retailers without certification and/or trusted electronic paths
Mar-2-2004 An E-commerce system enables a user to conduct transactions with a retailer via a network, typically the Internet without certification or trusted paths. The user is a customer of a financial institution...
6697997 Recording medium with a signed hypertext recorded thereon signed hypertext generating method and apparatus and signed hypertext verifying method and apparatus
Feb-24-2004 In a hypertext made up of a plurality of linked documents, each document is composed of a document ID, an issuer ID, a property definition, and a signature attached to the document in its entirety. The...
6688230 Method of printing a token by a printer
Feb-10-2004 A method of printing a token by printer (5), in which the printer (5) includes a digital identification device (1) configured to generate a series of distinct print job counter numbers and to provide a...
6681214 Secure system for printing authenticating digital signatures
Jan-20-2004 The present invention includes a method of securing one or more product indicia for use in authenticating products or collecting a tax and includes generating one or more product indicia and encrypting...
6675153 Transaction authorization system
Jan-6-2004 A method and apparatus for authorizing a transaction between a consumer and a merchant over a network where the anonymity of the consumer with respect to the merchant is maintained while still validating...
6675152 Transaction signature
Jan-6-2004 Systems and methods for protecting transaction information stored in a database of a gaming network. To accomplish this, a transaction signature is generated each time the user completes a transaction...
6668375 Method and system for providing build-to-order software applications
Dec-23-2003 A system and corresponding method for unlocking options in already installed software. The software is provided with all of the options on an installation medium and when the software is first received...
6662166 Tokenless biometric electronic debit and credit transactions
Dec-9-2003 A method and device for tokenless authorization of an electronic payment between a payor and a payee using an electronic identicator and at least one payor bid biometric sample. The method comprises a...
6643701 Method and apparatus for providing secure communication with a relay in a network
Nov-4-2003 Methods and systems of the present invention include providing a connection between a first computer and a second computer by receiving, at a third computer, information regarding one of the first and...
6643626 Sales point business method and apparatus
Nov-4-2003 A preferred embodiment of the business method includes providing a sales point, with the sales point being configured to display merchandise. The sales point is remotely monitored to ensure use by an authorized...
6625735 Information processing apparatus and method for appropriately terminating processing
Sep-23-2003 When termination of information processing is instructed, the entry of a password is requested and the password that is entered is identified. When the password that is input is a password for a manager,...
6615194 System for secure execution of credit based point of sale purchases
Sep-2-2003 The present system for the secure execution of credit based point of sale purchases uses a credit card that is devoid of any human readable customer account information on the face of the credit card and...
6611598 Self-authentication of value documents using encoded indices
Aug-26-2003 A method and system as presented by which valuable documents such as checks, deeds, driver's licenses, and other types of valuable documents can be imprinted with encoded symbols by a printer whereupon...
6609115 Method and apparatus for limited online access to restricted documentation
Aug-19-2003 A system and method are disclosed for providing access over a computer network to system documentation at an online central service facility. A user is required to enter identifying indicia prior to accessing...
6598032 Systems and method for hiding from a computer system entry of a personal identification number (pin) to a smart card
Jul-22-2003 A system and method for isolating a computer system from entry of a personal identification number (PIN) to a smart card. The system and method includes a computer system that is in communication with...
6598031 Apparatus and method for routing encrypted transaction card identifying data through a public telephone network
Jul-22-2003 A personal computer transmits encrypted information identifying a transaction card, together with a serial number of an encryption unit in which the information way encrypted, over a public network to...
6581035 System and method for voice-enabled transactions
Jun-17-2003 A server for processing voice-enabled transactions from a communication device including a communications interface in communication with the communications device for receiving a voice transaction message...
6571222 Trading system
May-27-2003 A trading system wherein each client and a trader respectively have a metadata generating portion for describing character string type parameters of each operation with metadata including a service type...
6539364 Electronic cash implementing method and equipment using user signature and recording medium recorded thereon a program for the method
Mar-25-2003 A user registers a user public key PKU as a pseudonym at a trustee or issuer and obtains an signature for the pseudonym as a license. The sends the pseudonym, PKU identification information IdU and the...
6529885 Methods and systems for carrying out directory-authenticated electronic transactions including contingency-dependent payments via secure electronic bank drafts
Mar-4-2003 Disclosed herein are computer-implemented methods and systems for securely carrying out electronic transactions including electronic drafts, wherein payment on at least one of the drafts is contingent...
6529884 Minimalistic electronic commerce system
Mar-4-2003 The present invention provides a system for electronic commerce that reduces the amount of data needed to be stored on a user computer or electronic device. A bank processor stores information corresponding...
6523745 Electronic transaction system including a fingerprint identification encoding
Feb-25-2003 An apparatus and process of authorizing an electronic transaction system includes a computer located at the site of a transaction, a conversion module for enabling connection between the computer located...
6513118 Electronic watermarking method, electronic information distribution system, image filing apparatus and storage medium therefor
Jan-28-2003 An electronic information distribution system that exchanges data across a network at the least comprises a first entity, including first encryption means, for performing a first encryption process for...
6510983 System and method for transferring value to a magnetic stripe on a transaction card
Jan-28-2003 The present invention discloses a system and method enabling value stored in an advanced technology memory on a transaction card to be utilized in a magnetic stripe transaction with the card. The invention...
6499019 Electronic payment device using unbalanced binary tree and the method of the same
Dec-24-2002 An electronic payment device and its method using an unbalanced binary tree are disclosed. The total unit n of the amount of money that user purchases is decomposed first into a Matrix of p rows.times.q...
6497358 Record and verification method and system for radiation therapy
Dec-24-2002 A method is provided for verification of the identification of a patient undergoing radiation treatment administered by a treatment technologist in a treatment room. An identifying card for the patient...
6496807 Recording medium, recording method and recording apparatus incorporating anti-tamper features involving writing billing information into a write-once area
Dec-17-2002 A recording medium such as an optical disk has a write-once recording area in which information can be recorded once and cannot be rewritten. The write-once recording area is provided with a billing information...
6487542 Method and apparatus for managing electronic money and storage for storing an electronic money management program
Nov-26-2002 According to the present invention, when electronic money is sent from a given network to another network, a money change apparatus performs a money change process to change electronic money current on...
6484154 Safe for electric money and an electric money system
Nov-19-2002 A command from an upper device is transferred from a communicating section via three bus interfaces to three command control sections and a result of the command processing is transferred therethrough...