Secure transaction (e.g., EFT/POS)

CL 705 SC 64
7043455 Method and apparatus for securing session information of users in a web application server environment
May-9-2006 A method and apparatus for securing hypertext transfer protocol sessions authenticates a user's credentials before creating a session. The present invention then associates the session with the credentials....
7043441 Method and apparatus using digital credentials and other electronic certificates for electronic transactions
May-9-2006 A method for performing electronic transactions, comprising receiving a long-term certificate, authenticating a user associated with the long-term certificate, and then sending a short-term certificate...
7042335 Registry system, database and method
May-9-2006 An object registration system includes a server system and a database accessible via a worldwide network of computer. The system is utilized to register a user for registration of an object. The system...
7039617 Currency and float ID tracking in an electronic purse
May-2-2006 The present invention relates to electronic purse systems, and in particular it relates to the improved management of multiple money flows in such systems. According to the basic principles of the present...
7039616 Method for proof of transaction
May-2-2006 A method for proof of the time and content of transactions in a digital network is described. A digital form is requested by a customer's computer (1) and is transmitted from a bid server (3)...
7035831 Reversible generation process of altered payment card by means of a mathematical algorithm
Apr-25-2006 The process consists of carrying out the first phase of generating the transaction signature (9), with prior authentication by the cardholder, in the issuing centre (3) through its authentication...
7032112 Account authority digital signature (AADS) system using transactional account information
Apr-18-2006 In a system for performing an action regarding an account in response to an electronic communication received from a sender by a receiver, wherein the electronic communication includes sender identity...
7031945 System and method for reallocating and/or upgrading and/or rewarding tickets, other event admittance means, goods and/or services
Apr-18-2006 A method, system, server architecture and/or tangible medium upgrade and award admittance of events to an event customer, preferably via a data communication network. The method includes, for example,...
7031940 Charge collecting system and program for controlling the same
Apr-18-2006 A system which improves convenience on the user side and contributes to a cost reduction on the sales shop side is provided. A sales shop 2 manages requested contents to the users by a notice information...
7024396 Transaction system and method of conducting a point-of-sale transaction between a merchant and a consumer using a wireless platform
Apr-4-2006 A transaction system is provided for a merchant and a consumer to conduct a point-of-sale (POS) transaction. The transaction system includes a host, a consumer transaction processor, and a merchant transaction...
7024395 Method and system for secure credit card transactions
Apr-4-2006 A customer making a credit card transaction inserts their smart card into a card reader attached to the merchant's system. The card reader activates the customer's card and passes certain merchant information....
7024394 System and method for protecting user logoff from web business transactions
Apr-4-2006 A computer program product is provided as a system and associated method for use with a web browser and an Internet, to improve the access security to a secure web site and to protect the user from undesirable...
7019204 Musical-score-generating information processing apparatus and method
Mar-28-2006 Musical-score-related data set, including musical score information and right-to-use information defining a usable range of the musical score information, is distributed via a network or the like, and...
7017047 Method for evaluating a profile for risk and/or reward
Mar-21-2006 A method and system are provided to evaluate a privacy indication of a request for one or more data items of user information by a requesting party based on at least one privacy attribute of one or more...
7016879 Settlement method in deal of goods or service
Mar-21-2006 When seller identification information and deal information presented by a seller are read in by a sensor, and authentication information is read in by an authentication information read-in device, a mobile...
7016854 Loyalty link method and apparatus with audio performance for integrating customer information with dealer management information
Mar-21-2006 A customer data capture system integrated with a dealership data management system allows customer and vehicle maintenance data to be exchanged between a kiosk on the floor of the dealership and the data...
7014107 Wireless payment processing system
Mar-21-2006 The transaction method is for secure payment by credit cards or debit cards for goods or services with the use or mobile devices. The payment authorization center delivers a public portion of the authorization...
7010688 Scheme, system and equipment for inter-equipment authentication and key delivery
Mar-7-2006 An inter-equipment authentication and key delivery scheme, system, and equipment is provided which is capable of making authentication of an IC card ID signature, by comparison of a decrypted ICCID with...
7010267 Arrangement with beacon for providing information service
Mar-7-2006 A beacon (120) adapted for use in an arrangement (100) for providing an information service, comprising a storage (225) for storing data related to the information service, local communication...
7003678 IC card and IC chip module
Feb-21-2006 In an IC card 30 is sealed an IC chip 70 provided with an exposure sensor 84. When exposure sensor 84 detects that IC card 30 has been opened, exposure sensor 84...
7003500 Retail point of sale (RPOS) apparatus for internet merchandising
Feb-21-2006 The present invention is an apparatus for the money transactions required in the selling of merchandise or media content on the Internet and uses at least one in-person contact with the buyer. A predefined...
7003497 System and method for confirming electronic transactions
Feb-21-2006 Systems and methods for providing user-confirmation of an electronic transaction and in particular, protocols for enabling electronic signatures and confirmation of electronic documents and transactions...
6999949 Method, system and program product for providing an electronic order confirmation in an electronic transaction
Feb-14-2006 An electronic order confirmation for a made-to-order or out-of-stock item in an electronic transaction is provided to a public electronic environment (e.g., a browser on a global computer network) from...
6999948 Memory card
Feb-14-2006 A memory card 110 extracts a session key Ks from the data applied onto a data bus BS3 by carrying out a decryption process. An encryption processing unit 1406 encrypts a public encryption...
6996547 Method for purchasing items over a non-secure communication channel
Feb-7-2006 A method for purchasing items over a non-secure communication channel uses a secure communication device. The secure communication device includes a host processor, a secure memory that includes a laser-scribed...
6990471 Method and apparatus for secure electronic commerce
Jan-24-2006 One embodiment of the present invention provides a system that facilitates secure electronic commerce. The system operates by first providing a consumer with a file of security data relating to an account...
6990470 Method and system for conducting secure payments over a computer network
Jan-24-2006 A secure method of conducting an electronic transaction over a public communications network is provided which utilizes a pseudo-expiration date in the expiration date field of an authorization request....
6990315 Communication apparatus and system, and control method
Jan-24-2006 This invention solves various problems associated with apparatus registration and communications after registration in an n:n communication system based on, e.g., a Bluetooth protocol. Information of a...
6988657 Wireless payment processing system
Jan-24-2006 The transaction method is for secure payment by credit cards or debit cards for goods or services with the use or mobile devices. The payment authorization center delivers a public portion of the authorization...
6985886 Method and apparatus for a mortgage loan management system
Jan-10-2006 The automated system of the present invention uses the Federal, State, local and professional regulations and requirements and implementing instructions to generate a plurality of tasks which can be used...
6983882 Personal biometric authentication and authorization device
Jan-10-2006 A personal biometric authentication and authorization device (PAD) provides protection for portable tokens such as magnetic stripe cards and smart cards. The PAD enables portable tokens upon engagement...
6983368 Linking public key of device to information during manufacture
Jan-3-2006 A method in which information pertaining to a device (104) generating digital signatures (122) is reliably identified includes manufacturing (102) devices in a secure environment (114)...
6983309 Electronic apparatus transmitting electronic mail including image information, a control apparatus, and a storage medium
Jan-3-2006 An electronic apparatus, a control apparatus, and a storage medium include a transmitter transmitting electronic mail in which a symbol including image information, which enables a sender to be specified...
6983256 Cash dispensing automated banking machine system and method
Jan-3-2006 An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16),...
6981154 Account authority digital signature (AADS) accounts
Dec-27-2005 A method of managing accounts by an account authority for the same account holder includes associating identity information for each account with the same public key. A method for establishing a new account...
6980970 Secure networked transaction system
Dec-27-2005 A method and system for approval by a verification computer of an online transaction between a user computer and a merchant computer over the Internet. The user computer transmits a transaction request...
6978369 Person-centric account-based digital signature system
Dec-20-2005 In a method of managing a database of existing accounts (214) for account holders (202), each account holder (202) has multiple accounts with one or more account authorities (212)...
6978256 Method and apparatus for selling digital contents, processing program thereof and recording medium for the program
Dec-20-2005 The present invention relates to a digital contents selling system for selling digital contents. Identification information of digital contents selected by a customer is received. Personal digital contents...
6978256 Method and apparatus for selling digital contents, processing program thereof and recording medium for the program
Dec-20-2005 The present invention relates to a digital contents selling system for selling digital contents. Identification information of digital contents selected by a customer is received. Personal digital contents...
6976011 Process for making remote payments for the purchase of goods and/or a service through a mobile radiotelephone, and the corresponding system and mobile radiotelephone
Dec-13-2005 The invention relates to a process for making a secure remote payment for goods and/or a service purchased by the buyer (2) from a supplier (7) using a mobile radiotelephone (1) used...
6973445 Demarcated digital content and method for creating and processing demarcated digital works
Dec-6-2005 Flags are used to mark portions of content in a digital work to permit marking or demarcation of portions of the document. The demarcated portions can be handled in various ways. For example, different...
6973442 Automated banking machine apparatus and system
Dec-6-2005 An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16),...
6970852 Methods and apparatus for conducting secure, online monetary transactions
Nov-29-2005 A system, method, and apparatus for conducting secure monetary transactions over a communications network is provided. The invention facilitates secure monetary and financial transactions over the Internet...
6970851 System and method of configuring value cards
Nov-29-2005 A system and method of configuring value cards which facilitates selection of personalized limits on value card use in transactions. The value card configuration system includes a display for displaying...
6959388 Method for generating many-time restrictive blind signatures
Oct-25-2005 A multiple use ticket generating method is disclosed which enables a recipient to obtain signatures for arbitrarily many (correctly formed) messages after only one interaction with the signer. The method...
6959381 Central key authority (CKA) database for user accounts in ABDS system
Oct-25-2005 A Central Key Authority (CKA) database includes PuK-linked account information of users, wherein the PuK-linked account information maintained in the database for each user includes, (a) a public key of...
6959281 Digital computer system and methods for conducting a poll to produce a demographic profile corresponding to an accumulation of response data from encrypted identities
Oct-25-2005 Computer-aided methods (making and using), along with a corresponding machine, article of manufacture, and data structures, is provided for conducting a poll with high reliability to produce a demographic...
6957336 Establishing initial PuK-linked account database
Oct-18-2005 An initial Puk-linked account database is established by (a) maintaining the database in a secure environment, (b) recording in the database for each one of a plurality of devices manufactured in the secure...
6957199 Method, system and service for conducting authenticated business transactions
Oct-18-2005 The invention pertains to a method, online service, and system, for creating partnerships based on trust relationships over a public network, authenticating trade partners, infrastructure providers and...
6957198 Use of persona object in electronic transactions
Oct-18-2005 A method, system and computer program product for controlling information gathered by data collection agencies in an electronic transaction. A persona facet may be selected by a user of a client in a network...