| 6572013 |
Bill deposit/withdrawal machine for depositing/withdrawing bills |
| Jun-3-2003 |
A bill deposit/withdrawal machine for performing deposit or withdrawal of bills according to a transaction, having a deposit/withdrawal port disposed in an upper part of the bill deposit/withdrawal machine,... |
| 6567915 |
Integrated circuit card with identity authentication table and authorization tables defining access rights based on Boolean expressions of authenticated identities |
| May-20-2003 |
This invention concerns an integrated circuit (IC) device, such as smart cards, electronic wallets, PC cards, and the like, and various methods for authenticating identities and authorizing transactions... |
| 6564253 |
Content authorization system over networks including searching and reporting for unauthorized content locations |
| May-13-2003 |
An Internet or other content authorization system consists of an Internet authorization notice in the form of a flag. This flag can be embedded in each original recording at the time of manufacture, such... |
| 6554183 |
Automated systems and methods for authorization and settlement of fleet maintenance and repair transactions |
| Apr-29-2003 |
Systems and methods for the authorization and settlement of fleet maintenance and repairs are described. In one embodiment, the system includes an interactive voice recognition system, an acquiring bank... |
| 6549912 |
Loyalty file structure for smart card |
| Apr-15-2003 |
A loyalty file structure for a smart card includes any number of loyalty files preinstalled by a card manufacturer. Each loyalty file has a password, a file number, a label, an indicator of whether or... |
| 6529880 |
Automatic payment system for a plurality of remote merchants |
| Mar-4-2003 |
An automated payment system for a plurality of remote merchants includes a clearinghouse server, a plurality of customer tags and a plurality of local merchant systems. The clearinghouse system includes... |
| 6523745 |
Electronic transaction system including a fingerprint identification encoding |
| Feb-25-2003 |
An apparatus and process of authorizing an electronic transaction system includes a computer located at the site of a transaction, a conversion module for enabling connection between the computer located... |
| 6520410 |
Method of developing platform specific applications for an automated banking machine |
| Feb-18-2003 |
A method of developing platform specific applications for automated banking machines is provided. The method comprises generating source code for an automated banking machine application. A portable medium... |
| 6477578 |
System and method for conducting secure internet transactions |
| Nov-5-2002 |
A system and method for conducting secure electronic transactions via the Internet uses a second secure communication link for the transmission of sensitive information. Transactions are split so that... |
| 6473739 |
Remote ordering system |
| Oct-29-2002 |
A system and method for enabling patrons at large-scale spectator events at confined venues having identifiable seats utilizes conventional or special hand-held, wireless communication devices to self-order... |
| 6456984 |
Method and system for providing temporary credit authorizations |
| Sep-24-2002 |
A method and system are provided for issuing credit as payment in a consumer transaction which eliminates the need for a traditional credit card while also minimizing any potential for fraud or theft.... |
| 6453352 |
Integrated electronic commerce system and method |
| Sep-17-2002 |
An integrated electronic commerce system (10) may include a server system (12) comprising a plurality of electronic commerce applications (44) and a server security system (46). The electronic commerce... |
| 6439456 |
Method for transferring money |
| Aug-27-2002 |
A method for transferring money is described. This method can include providing a cash card having stored thereon an amount of money; making a telephone call to a predetermined telephone number using the... |
| 6438690 |
Vault controller based registration application serving web based registration authorities and end users for conducting electronic commerce in secure end-to-end distributed information system |
| Aug-20-2002 |
A secure end-to-end communications system includes a vault controller based registration application for managing the issuance and administration of digital certificates for use in conducting electronic... |
| 6438528 |
Transaction manager supporting a multi-currency environment |
| Aug-20-2002 |
A transaction manager includes a dispatcher (22) connected to an input queue (19), one or more output queues and one or more processing module queues (11' to 17'). The transaction manager includes input... |
| 6434158 |
Entryway system using proximity-based short-range wireless links |
| Aug-13-2002 |
An entryway system includes a door entry system (130) located near an entry door (320), and a personal presence identifier (122) carried by a guest and coupled to the door entry system by a short-range... |
| 6431443 |
Overloaded card information display |
| Aug-13-2002 |
A card structure provides an existing card having an associated card service and further having at least one associated service of at least one other card that is used by a card user. A display is coupled... |
| 6418420 |
Distributed budgeting and accounting system with secure token device access |
| Jul-9-2002 |
A distributed budgeting and accounting system is designed to operate with secure token devices. The secure token devices serve both as electronic currency purses and as secure vehicles for authorization.... |
| 6418418 |
Transaction information processing system |
| Jul-9-2002 |
An information processing system for transactions by telephone of the present invention comprises a receiving terminal, operated by an operator, for inputting information from a customer taken over a telephone,... |
| 6400270 |
Wallet protection system |
| Jun-4-2002 |
A wallet protection system for protecting credit cards is disclosed. The system comprises a selectively openable casing having a thickness. The casing includes a sensor means disposed within the thickness... |
| 6397198 |
Tokenless biometric electronic transactions using an audio signature to identify the transaction processor |
| May-28-2002 |
The invention discloses a tokenless biometric identification computer system, comprising at least a database containing registered biometric samples of users. A comparator compares a bid biometric sample... |
| 6393411 |
Device and method for authorized funds transfer |
| May-21-2002 |
A secure funds device for use with a computer system, such as a personal computer, for transferring funds, in response to a funds transfer request for amounts of funds from the computer system, to a funds... |
| 6368177 |
Method for using a toy to conduct sales over a network |
| Apr-9-2002 |
There is provided a method for using a toy for effecting sales over a public network, the method comprising: providing a toy having interactive speaking and listening functionality; connecting the toy... |
| 6366220 |
RF tag based system and method for drive-through applications |
| Apr-2-2002 |
A system and method are provided that allow a customer to order drive-through menu items using an RF tag (104). A customer vehicle (102) is equipped with a radio-frequency (RF) tag (104). Prior to placing... |
| 6353889 |
Portable device and method for accessing data key actuated devices |
| Mar-5-2002 |
Data key actuated devices such as high security doors are modified so that they periodically transmit an identity pattern. An authorized user is provided with a portable access device storing keys for... |
| 6353812 |
Computer-based method and system for aiding transactions |
| Mar-5-2002 |
A method for aiding transactions by providing warranties against various aspects of a transaction which may be hard to assure ahead of time or when high risk is involved in relying on them. The method... |
| 6343323 |
Resource retrieval over a source network determined by checking a header of the requested resource for access restrictions |
| Jan-29-2002 |
A method of downloading resources to a client (1) from a content server (3) over a data network. A resource request message is sent from the client (1) and is intercepted at a proxy (2) located in the... |
| 6343284 |
Method and system for billing on the internet |
| Jan-29-2002 |
The present invention discloses an Internet billing method which can reject invalid orders with reliability, and which can be used without a credit card. In the present invention, a terminal makes a request... |
| 6343279 |
System integrating credit card transactions into a financial management system |
| Jan-29-2002 |
A system integrates credit card transactions into a financial management system used by a company to track and control budgets, etc. The system provides the controls and accounting for credit card transactions... |
| 6339766 |
Electronic payment system employing limited-use account number |
| Jan-15-2002 |
Methods and systems for enabling an account holder to authorize the transfer of funds from an account using a limited-use account number. An account issuer establishes an account for the account holder... |
| 6338049 |
User-generated traveler's checks |
| Jan-8-2002 |
A system and method for issuing travelers checks at a user's home or business using the purchaser's own computer system to allow the user to obtain travelers checks at any time, in any denominations and... |
| 6336585 |
Memory card insertion type electronic equipment and apparatus for writing to the memory card |
| Jan-8-2002 |
A memory card insertion type electronic equipment reads authentication data from a memory card, decodes the read authentication data to a set of information by using a secret key, and compares the data... |
| 6330550 |
Cross-media notifications for e-commerce |
| Dec-11-2001 |
Systems and methods consistent with the present invention facilitate a transaction between a user and a party represented by a server on a network. When the user agrees to enter a transaction with the... |
| 6330544 |
System and process for issuing and managing forced redemption vouchers having alias account numbers |
| Dec-11-2001 |
A redemption voucher program having systems and processes for use in a credit card system. The following steps are carried about by the systems and processes and include, but are not limited to, identifying... |
| 6324526 |
System and method for performing secure credit card purchases |
| Nov-27-2001 |
A method and system of performing secure credit card purchases in the context of a remote commercial transaction, such as over the telephone, wherein only the customer, once generally deciding upon a product... |
| 6301567 |
Lockbox browser system |
| Oct-9-2001 |
A method of providing information regarding lockbox receipts to a customer having a lockbox account, the method comprising the steps of: having alert criteria containing alert conditions selected by the... |
| 6299062 |
Electronic cash system based on a blind certificate |
| Oct-9-2001 |
An electronic cash system for performing an electronic transaction using an electronic cash, comprises at least one user apparatus each capable of using the electronic cash; an authentication center apparatus,... |
| 6282658 |
System and method for authentication of network users with preprocessing |
| Aug-28-2001 |
A network authentication system provides verification of the identity or other attributes of a network user to conduct a transaction, access data or avail themselves of other resources. The user is presented... |
| 6282523 |
Method and apparatus for processing checks to reserve funds |
| Aug-28-2001 |
A bank device communicates with an account holder device, such as a telephone or computer operated by the account holder. The bank device receives therefrom check data that includes an account identifier,... |
| 6282522 |
Internet payment system using smart card |
| Aug-28-2001 |
An architecture and system uses a smart card for payment of goods and/or services purchased on-line over the Internet. A client server on a client terminal controls the interaction with a consumer and... |
| 6275783 |
Logging technique for transmission system |
| Aug-14-2001 |
To use logging areas with no empty spacing left and trace back the logs to the past, a logging system is provided. Information to be logged includes data and management information managing the data. The... |
| 6272475 |
Apparatus and method for the secure dispensing of bank papers |
| Aug-7-2001 |
Apparatus and method for the secured dispensing of bank papers. A signed enable message contains an overall value of the bank papers to be dispensed. A verifier checks the signature and the overall value... |
| 6270011 |
Remote credit card authentication system |
| Aug-7-2001 |
A method for providing secure transactions with credit cards by adding a fingerprint scanner at the point-of-sale to obtain fingerprint data, so that a credit card company database can verify the fingerprint... |
| 6269348 |
Tokenless biometric electronic debit and credit transactions |
| Jul-31-2001 |
The invention satisfies these needs by providing a method and device for tokenless authorization of an electronic payment between a payor and a payee using an electronic third party identicator and at... |
| 6263318 |
Contents sales method and cyber mall system using such method and storage medium storing therein its contents sales program |
| Jul-17-2001 |
A cyber mall system has a contents sales apparatus for selling digital contents, a contents purchasing apparatus, and a network for connecting those components. When the digital contents are registered... |
| 6254000 |
System and method for providing a card transaction authorization fraud warning |
| Jul-3-2001 |
Identifying and notifying credit card issuing banks of an increased risk of credit card fraud. An early warning system assists credit card transaction processors and credit card issuing banks reduce occurrences... |
| 6236740 |
Signature verification apparatus and method utilizing relative angle measurements |
| May-22-2001 |
A signature verification system consisting of a durable pressure sensitive data input stylus, signal processing, and computer algorithms for enrollment of signatures, digits and verification. The stylus... |
| 6233565 |
Methods and apparatus for internet based financial transactions with evidence of payment |
| May-15-2001 |
A system and methods for conducting Internet based financial transactions between a client and a server. The client has a processor, a printer, a client authentication module, a module for issuing a transaction... |
| 6230148 |
Tokenless biometric electric check transaction |
| May-8-2001 |
A tokenless authorization of an electronic check between a payor and a payee using an electronic third party identicator and at least one payor bid biometric sample is described. The method comprises a... |
| 6230144 |
Method and apparatus using an accounting bit for a SIMA network |
| May-8-2001 |
A cell format, an accounting device and a method for providing accounting information to a network for determining payment information between operators in the network. The cell format includes a data... |
