| 7043489 |
Litigation-related document repository |
| May-9-2006 |
A litigation-related document repository for management and exchange of documents independent of courts or other tribunals. Users can upload litigation-related documents for on-line case folders in order... |
| 7043441 |
Method and apparatus using digital credentials and other electronic certificates for electronic transactions |
| May-9-2006 |
A method for performing electronic transactions, comprising receiving a long-term certificate, authenticating a user associated with the long-term certificate, and then sending a short-term certificate... |
| 7031947 |
Method and apparatus for continuing play with cart-based navigation/information system display |
| Apr-18-2006 |
A method is disclosed for administering use of a golf course information system implemented in golf carts or other roving units with a monitor adapted to provide display of any or all of course and hole... |
| 7024395 |
Method and system for secure credit card transactions |
| Apr-4-2006 |
A customer making a credit card transaction inserts their smart card into a card reader attached to the merchant's system. The card reader activates the customer's card and passes certain merchant information.... |
| 7013296 |
Using electronic security value units to control access to a resource |
| Mar-14-2006 |
A network utilizes electronic security value units to prevent unauthorized access to resources in the network. The network includes at least a resource manager and an electronic bank server (e.g., the... |
| 7011246 |
Portable card reader and card settlement system |
| Mar-14-2006 |
A portable card reader device performs storing credit card inquiry information and freight information of a plurality of consumers that exist in a certain delivery area at a hard disk, reading information... |
| 7007000 |
Secure online purchasing |
| Feb-28-2006 |
In a method of purchasing online, a client device of a customer communicates a purchase selection which is received by a vendor computer system. The vendor computer system, in response, communicates a... |
| 7006979 |
Methods and systems for creating models for marketing campaigns |
| Feb-28-2006 |
Methods and systems for increasing efficiency of a marketing campaign are disclosed. The method uses a system including a database containing customer demographic data and includes the steps of building... |
| 6996547 |
Method for purchasing items over a non-secure communication channel |
| Feb-7-2006 |
A method for purchasing items over a non-secure communication channel uses a secure communication device. The secure communication device includes a host processor, a secure memory that includes a laser-scribed... |
| 6990472 |
Telecommunications initiated data fulfillment system |
| Jan-24-2006 |
A system for providing a wide range of telecommunications initiated data fulfillment services in which a multi-function code, such as "*#" (star, pound), input into an originating telecommunications device,... |
| 6971007 |
Assured printing of documents of value |
| Nov-29-2005 |
The transmission and reproduction of an original document transferred via a data network can be assured when the printing mechanism generates a unique serial number for the document being printed. The... |
| 6970854 |
System for remote signature writing |
| Nov-29-2005 |
A portable device may be configured to transmit a digital signature of a user to an Internet terminal for the user to complete a transaction requiring a signature. The portable device may be a remote control,... |
| 6954793 |
Pre-paid data card authentication in a public wireless LAN access system |
| Oct-11-2005 |
A user (121, 122) can gain access to a Local Area Network (LAN) (20) on a fee basis without the risk of having to transmit an un-encrypted PIN at upon initial access.... |
| 6954740 |
Action verification system using central verification authority |
| Oct-11-2005 |
Architecture for central e-commerce authorization and verification using multiple Keys/Pins storage and central action verification means. Action Verification is provided between Action Initiating Party... |
| 6954714 |
System and associated method for measuring communication data volume and type thereof |
| Oct-11-2005 |
It is an object of the invention to measure a communication data volume for each service type in measuring a communication data volume in a charging process and the like. The invention comprises a plurality... |
| 6948063 |
Securing electronic transactions over public networks |
| Sep-20-2005 |
An electronic message for transmission over a network, such as the Internet, is created by encrypting a first component with a first crypto-key, which is associated with a first network entity, such that... |
| 6938019 |
Method and apparatus for making secure electronic payments |
| Aug-30-2005 |
In accordance with the present invention, consumers and merchants use computing devices connected to a network, such as the Internet, through wired and wireless means, wherein the consumer connects to... |
| 6931382 |
Payment instrument authorization technique |
| Aug-16-2005 |
A method is provided for protecting a payment instrument in non-face-to-face transactions. The payment instrument is issued by an issuing entity and associated with an authorized instrument holder. The... |
| 6931381 |
Methods and apparatus for authenticating the download of information onto a smart card |
| Aug-16-2005 |
Systems and methods for producing a digitally-computed acknowledgment of a delegated download event are disclosed. An information owner, such as the issuer of a smart card, delegates an information download... |
| 6865559 |
Method and system in electronic commerce for inspection-service-based release of escrowed payments |
| Mar-8-2005 |
A method, apparatus, system, or computer program product facilitates trustworthy electronic commerce by providing an inspection-service-based release of an escrowed payment for a transaction involving... |
| 6859795 |
Method for carrying out transactions and device for realizing the same |
| Feb-22-2005 |
A method for effecting payments is suggested which allows protecting the financial interests of each participant of a payment during payments via open telecommunication nets from other participants' cheating,... |
| 6836764 |
Tiered interest rate revolving credit system and method |
| Dec-28-2004 |
A method and a system for operating a revolving credit program utilizing a table of tiered interest rates in which one of the interest rates is applied as a finance charge to a remaining outstanding balance... |
| 6826547 |
Printer service denial |
| Nov-30-2004 |
In a system in which a user obtains documents, a method of controlling what is supplied to the user, the method including providing one or more user accounts for the user and providing the or each user... |
| 6820064 |
E-commerce consumables |
| Nov-16-2004 |
A consumable article includes a consumable item and a memory device. The memory device is organized to represent currency. Use of the consumable item causes the memory device to be reorganized. The consumable... |
| 6728878 |
Deferred billing, broadcast, electronic document distribution system and method |
| Apr-27-2004 |
An electronic document delivery system and method in which a broadcast center periodically sends a "catalog" of available documents to a receiving computer, thereby allowing a user to browse through the... |
| 6636969 |
Digital signatures having revokable anonymity and improved traceability |
| Oct-21-2003 |
A method of authenticating electronic data is disclosed. In the preferred embodiment, when a Receiver makes a request to a Signer (e.g., a bank customer asks the bank to issue E-Coin), the Receiver includes... |
| 6598031 |
Apparatus and method for routing encrypted transaction card identifying data through a public telephone network |
| Jul-22-2003 |
A personal computer transmits encrypted information identifying a transaction card, together with a serial number of an encryption unit in which the information way encrypted, over a public network to... |
| 6594647 |
Real time bank-centric universal payment system |
| Jul-15-2003 |
An infrastructure for a real time bank-centric universal payment system (2) in which a central processing system (CPU) defines an electronic commerce trust system (1) formed from a plurality of financial... |
| 6594644 |
Electronic gift certificate system |
| Jul-15-2003 |
An electronic gift certificate system is disclosed which distributes electronic gift certificates in the form of e-mail documents that include hyperlinks for automating the redemption process. When a gift... |
| 6584568 |
Network provider loop security system and method |
| Jun-24-2003 |
The present invention involves a desktop administration system and method which allows a network administrator to remotely create, protect, and manage desktops and control file systems across a network.... |
| 6496824 |
Session management over a stateless protocol |
| Dec-17-2002 |
A method for session management over a stateless protocol the steps of comparing a first plurality of identifiers contained in a first request with a second plurality of identifiers contained in a second... |
| 6453306 |
Internet commerce method and apparatus |
| Sep-17-2002 |
A system that permits commercial transactions over a network of computers is described. In one example, the network of computers supports communications between business relation data structures. The business... |
| 6434536 |
Methods and systems for commerce |
| Aug-13-2002 |
Methods and systems are offered to create, eliminate and/or modify trade channels. These can utilize a variety of communication media, including computer networks and the network of interconnected machines... |
| 6404337 |
System and method for providing access to an unattended storage |
| Jun-11-2002 |
In one embodiment of the present invention, a system for access to an unattended storage device is described. The system includes a first transmitter for placing an order for an item with a merchant; a... |
| 6363363 |
System, method and article of manufacture for managing transactions in a high availability system |
| Mar-26-2002 |
An architecture is disclosed allowing a server to communicate bidirectionally with a gateway over a first communication link, over which service requests are initiated by the server. In response to a transaction... |
| 6343284 |
Method and system for billing on the internet |
| Jan-29-2002 |
The present invention discloses an Internet billing method which can reject invalid orders with reliability, and which can be used without a credit card. In the present invention, a terminal makes a request... |
| 6337911 |
Deferred billing, broadcast, electronic document distribution system and method |
| Jan-8-2002 |
An electronic document delivery system and method in which a broadcast center periodically sends a "catalog" of available documents to a receiving computer, thereby allowing a user to browse through the... |
| 6336095 |
Method for electronic merchandise dispute resolution |
| Jan-1-2002 |
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both... |
| 6298441 |
Secure document access system |
| Oct-2-2001 |
A method for downloading a document via a communications medium operatively associated with a communications interface, the method including receiving the document from the communications medium, placing... |
| 6256393 |
Authorization and access control of software object residing in set-top terminals |
| Jul-3-2001 |
A method for providing authentication, authorization and access control of software object residing in digital set-top terminals creates a fingerprint ("signature") for each software object, associates... |
| 6236972 |
Method and apparatus for facilitating transactions on a commercial network system |
| May-22-2001 |
A method and device for using a computer to facilitate a transaction of secondary market shares of an investment company such as a mutual fund between a buyer and a seller, having the steps of: a customer... |
| 6196461 |
Value data charging method and system for implementing the same |
| Mar-6-2001 |
A value charging apparatus for writing value data to an electronic storage device includes an apparatus main body having a processor, a cash inserting portion for accepting cash, and an interface through... |
| 6185683 |
Trusted and secure techniques, systems and methods for item delivery and execution |
| Feb-6-2001 |
Documents and other items can be delivered electronically from sender to recipient with a level of trustedness approaching or exceeding that provided by a personal document courier. A trusted electronic... |
| 6185545 |
Electronic payment system utilizing intermediary account |
| Feb-6-2001 |
Payments in cash are submitted to a merchant at a point of sale. The payment transaction is effected electronically to credit the end user's intermediary account. Subsequent electronic communications between... |
| 6185307 |
Cryptography security for remote dispenser transactions |
| Feb-6-2001 |
The invention relates to providing secure transactions with a tag and POS device associated with a host network authorization system. In doing so, the tag is adapted to bi-directionally communicate with... |
| 6178409 |
System, method and article of manufacture for multiple-entry point virtual point of sale architecture |
| Jan-23-2001 |
A server communicates bidirectionally with a gateway over a first communication link, over which service requests flow to the server for one or more merchants and/or consumers. Service requests are associated... |
| 6161183 |
Data verifying method apparatus for creating data to be verified and data verifying apparatus |
| Dec-12-2000 |
A token 12 creates utilization history information and sends the information to an information processing unit 11 and simultaneously creates an verification value and stores the value in a utilization-value... |
| 6115735 |
Message guaranty system |
| Sep-5-2000 |
A message guaranty system for having a reliable third party (evidence preparing server) prepare evidence information attesting to the transmission and reception of a message by a transmitting and a receiving... |
| 6076078 |
Anonymous certified delivery |
| Jun-13-2000 |
A number of fault-tolerant methods for purchasing digital goods with a digital token over a network in which the token's value resides either with a customer or a merchant are disclosed. One version of... |
| 6073237 |
Tamper resistant method and apparatus |
| Jun-6-2000 |
A method for securing data in a tamper resistant fashion on a computer connected to a network. The presence of a user on a network is established using one protocol with routine operations conducted by... |
