| 5691524 |
Electronic check presentment system having a non-ECP exceptions notification system incorporated therein |
| Nov-25-1997 |
Disclosed are an improved electronic check presentment ("ECP") system having a non-ECP exceptions notification system incorporated therein and a method of electronically communicating data pertaining to... |
| 5682482 |
Facilitating the supplying of services in a network |
| Oct-28-1997 |
A network architecture is provided for enhanced support of network services. The architecture includes an operations gateway defined by a number of agents that take responsibility for accomplishing support... |
| 5649131 |
Communications protocol |
| Jul-15-1997 |
The invention is directed to a communications protocol which facilitates the exchange of interface information between a host processor and a terminal, such as a workstation, smart phone, portable computer,... |
| 5644724 |
Point-of-sale tax collection system and method of using same |
| Jul-1-1997 |
A new and improved tax collection system and method collects and remits taxes in real time at point-of-sale locations. The system includes a group of point-of-sale terminals at merchant point-of-sale facilities... |
| 5631828 |
Method and system for processing federally insured annuity and life insurance investments |
| May-20-1997 |
The method and computer-based system for electronically processing transactional data and monitoring annuity or life insurance funds includes identifying and storing fund data, customer data, beneficiary... |
| 5592660 |
Database management system to alternately perform retrieval process and updating process |
| Jan-7-1997 |
A database system including a transaction database system processing device for executing a transaction database process and a decision support database system processing device for executing a decision... |
| 5592379 |
Method and apparatus for pooling and distributing bond dividends |
| Jan-7-1997 |
The instant invention is a method and apparatus for administering a program to senior citizens for managing and distributing the interest from pooled government bonds or the like. The program derived around... |
| 5592377 |
Check cashing system |
| Jan-7-1997 |
An automated check cashing system comprising a customer station, an operator station, and means for enabling two-way communication between them. The customer station includes a cash dispenser. Means are... |
| 5557516 |
System and method for conducting cashless transactions |
| Sep-17-1996 |
In a commercial transaction system, a system user uses a card device to interact with sales or transaction terminals to conduct cashless transactions. Each terminal processes data including a balance stored... |
| 5465206 |
Electronic bill pay system |
| Nov-7-1995 |
A bill pay system wherein participating consumers pay bills to participating billers through a payment network operating according to preset rules. The participating consumers receive bills from participating... |
| 5455407 |
Electronic-monetary system |
| Oct-3-1995 |
An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is interchangeable with... |
| 5424938 |
Method and apparatus for providing access to a plurality of payment networks |
| Jun-13-1995 |
An interface system for providing access to a plurality of payment networks is provided that displays to a user a single transaction entry screen capable of initiating a monetary payment transaction over... |
| 5370466 |
Tyepwriter having a calculation function |
| Dec-6-1994 |
A typewriter having a calculation function includes a keyboard for inputting various character data and commands, a display for displaying the character data input from the keyboard, a printing mechanism... |
| 5367561 |
Cash access system and method of operation |
| Nov-22-1994 |
A cash access system is provided for disbursing funds to consumers, such as the guest of a hotel, according to instructions of the consumer. The system comprises circuitry for receiving instructions associated... |
| 5326959 |
Automated customer initiated entry remittance processing system |
| Jul-5-1994 |
A computer-controlled funds processing and remittance processing system, for use by individual, business and other bank customers. The system eliminates the problems associated with batch processing of... |
| 5321816 |
Local-remote apparatus with specialized image storage modules |
| Jun-14-1994 |
An apparatus provides a network combining a local site having a host computer and a specialized storage and retrieval module for storing image information which is connected to a remote site having document... |
| 5237159 |
Electronic check presentment system |
| Aug-17-1993 |
An Electronic Check Presentment System provides a bank with a fully automated capability for participating in the electronic exchange of check data. It allows banks that utilize the system to take MICR... |
| 5220501 |
Method and system for remote delivery of retail banking services |
| Jun-15-1993 |
A practical system and method for the remote distribution of financial services (e.g., home banking and bill-paying) involves distributing portable terminals to a user base. The terminals include a multi-line... |
| 5157717 |
Portable automated teller machine |
| Oct-20-1992 |
The portable automated teller machine disclosed by the present invention is a low-cost, pocket-size data terminal which can securely exchange information with a host bank computer. It is battery powered,... |
| 5025373 |
Portable personal-banking system |
| Jun-18-1991 |
A portable personal banking system comprises a host computer and at least one portable terminal among a variety of terminals including automatic teller machines and personal computers. The portable terminal... |
| 4985833 |
Extended coverage monetary regulation system |
| Jan-15-1991 |
An extended coverage monetary regulation system for automatically distributing customer deposits to multiple financial institutions so as to obtain F.D.I.C. or F.S.L.I.C. coverage for the full amount of... |
| 4953086 |
Money exchanging machine for exchanging first and second nations' currencies by sorting, storing and paying out the currencies |
| Aug-28-1990 |
A money exchanging machine for performing exchange between the Japanese yen and the U.S. dollar, the machine having a bills opening in which the yen and dollar bills are received. The machine comprises... |
| 4799156 |
Interactive market management system |
| Jan-17-1989 |
A system for interactive on-line electronic communications and processing of business transactions between a plurality of different types of independent users including at least a plurality of sellers,... |
| 4774662 |
Method for managerial clerk inspection |
| Sep-27-1988 |
A method for managerial clerk inspection in an on-line system comprising a plurality of regular clerk terminal units operated for transactions by regular clerks, a terminal unit dedicated to a managerial... |
| 4694397 |
Banking/brokerage computer interface system |
| Sep-15-1987 |
Apparatus is provided for interfacing a banking system and a brokerage system having a number of brokerage offices. Clients having both a brokerage and a banking account transact both brokerage and banking... |
| 4675815 |
Transaction safety system for falsely indicating successful completion of illegal transaction |
| Jun-23-1987 |
A transaction device, having an input portion, and a processing device, having a client file, which is located at a processing center, are connected by a telephone line for processing data input on the... |
| 4321672 |
Financial data processing system |
| Mar-23-1982 |
Methods and systems for effecting a variety of electronic funds transfer transactions are based upon the use of unit records containing preprinted non-machine readable data, preprinted machine readable... |
| 4264808 |
Method and apparatus for electronic image processing of documents for accounting purposes |
| Apr-28-1981 |
A method and apparatus are disclosed for separating the information on documents involved in transactions such as accounting or banking transactions, for example, from the documents themselves and also... |
| 4115870 |
Hand-held data processing terminal |
| Sep-19-1978 |
A small lightweight hand-held data processing terminal is provided with several visible field display registers, one entry register, and a keyboard. When used by a route salesman, for example, the salesman... |
