Having programming of a portable memory device (e.g., IC card, "electronic purse")

CL 705 SC 41
5351187 Automatic debiting parking meter system
Sep-27-1994 An apparatus for automatic payment of parking fees in a parking zone includes a stationary RF transmitter unit transmitting a signal encoding the parking fee rate per unit time and, in some embodiments,...
5334824 Method and apparatus for validating credit information during home delivery of order
Aug-2-1994 A method and apparatus for delivering an order to a home and utilizing credit information to verify and accept payment for the order. The method and apparatus verify credit information on site at the door...
5287269 Apparatus and method for accessing events, areas and activities
Feb-15-1994 An access control system and method is provided for an activities center wherein activities are available for customers. The control system employs a plurality of access cards, a comptroller processor,...
5285382 System and method for processing credit and debit card validity and funds transactions from vending machines and similar terminals
Feb-8-1994 A system and method for processing credit card transactions includes a data processor with memory storage capable of accessing an electronic clearing facility through a time rated (e.g., long distance)...
5269521 Expected value payment method and system for reducing the expected per unit costs of paying and/or receiving a given amount of a commodity
Dec-14-1993 Disclosed is an Expected Value Payment Method for the purpose of reducing the expected per unit costs incurred in paying and/or receiving a given amount of a commodity. An Expected Value Payment Method...
5255182 Payment card point-of-sale service quality monitoring system, apparatus, and method
Oct-19-1993 A system for determining the cause of lost, delayed or erroneous responses in a network for authorizing payment card transactions from the point of view of the point-of-sale terminal that forms part of...
5225977 Card payment system for service dispensing devices
Jul-6-1993 Laundry facility management system comprises a laundry service device, controlled by an operating control; and a local controller connected to the service device and a central controller, connected together...
5144115 Transaction inquiring method and apparatus
Sep-1-1992 Transaction inquiry is carried out using a transaction inquiring apparatus comprising a card read/write section for reading/writing transaction information from/in an IC card, a display section for inputting...
5140517 IC card with keyboard for prestoring transaction data
Aug-18-1992 An IC card transaction system is disclosed in which at least a portion of the data required to complete a transaction processing is stored in the card by a customer in advance of transaction processing....
5089959 Method and system for management of an electronic memory representing predetermined homogeneous units
Feb-18-1992 The invention relates to a method for management of an electronic memory representing predetermined homogenous units, of the generic type comprising inscribing in memory a stop indicating the balance at...
5085435 Method of using a random number supplier for the purpose of reducing currency handling
Feb-4-1992 Disclosed is the use of a Random Number Supplier to execute bets in an Expected Value Payment Method for the purpose of reducing the expected per unit costs incurred in paying and/or receiving a given...
5053956 Interactive system for retail transactions
Oct-1-1991 A system for retail trading comprises an image storing arrangement storing images of items being traded (e.g. carpets), an image index arrangement connected with the said storage arrangement and containing...
5036461 Two-way authentication system between user's smart card and issuer-specific plug-in application modules in multi-issued transaction device
Jul-30-1991 A transaction terminal for use with diverse credit or other transaction cards is provided with an interface unit for receiving a plurality of modules, wherein each module contains programming information...
4977501 Fare collection system using microwaves
Dec-11-1990 A payment system for transport vehicles includes a transmitter within each vehicle enclosure for transmitting information within the vehicle enclosure indicating a fare to be charged between successive...
4965437 Ticket issuing apparatus
Oct-23-1990 A ticket issuing apparatus includes a printing section constituted by a printing control circuit and a printing head, a communication interface connected to a desired host computer through a communication...
4960981 Method of and system for electronic funds transfer via facsimile machines
Oct-2-1990 In a system for carrying out financial transactions via facsimile machines, account customized transaction vouchers are completed by the parties to a transaction, each filling in the amount of the transactions,...
4959788 IC card with keyboard for prestoring transaction data
Sep-25-1990 An IC card transaction system is disclosed in which at least a portion of the data required to complete a transaction processing is stored in the card by a customer in advance of transaction processing....
4947028 Automated order and payment system
Aug-7-1990 An automated order and payment system for use by consumers to rapidly order products and services from any location at which the consumer is present at the time of ordering. The system receives information...
4906828 Electronic money purse and fund transfer system
Mar-6-1990 The essence of the invention is a socalled "data bit variable spacer generator", block 79, which contributes to the generation of a control output "c" from a combinatory logic circuit group 78. The logic...
4766293 Portable financial transaction card capable of authorizing a transaction in foreign currencies
Aug-23-1988 A transaction card is disclosed capable of authorizing a transaction in a foreign currency. The subject transaction card includes an internal microprocessor which is connected to a memory. Stored within...
4758954 Method of adjusting ticket fares
Jul-19-1988 Tickets carrying information indicative of ticket fares are effective for use on different transportation routes run by different transportation entities. After the tickets have been retrieved at terminal...
4755940 Transaction security system
Jul-5-1988 An electronic funds transfer system (EFT) is described in which retail terminals located in stores are connected through a public switched telecommunication system to card issuing agencies data processing...
4736094 Financial transaction processing system using an integrated circuit card device
Apr-5-1988 A financial transaction processing system comprising an IC card (6) for use in transaction with a financial body, terminals (21e-24e) communicating with the IC card (6) and centers (21-24) provided for...
4709137 IC card and financial transaction processing system using IC card
Nov-24-1987 An IC card (6) comprises a read only memory (ROM) (2) in which data specifying a financial body and a stored program for processing procedures are stored, a writable and readable random access memory (RAM)...
4683536 Product sales data processing system for on-line connection to host CPU
Jul-28-1987 A product sales data processing system includes a plurality of interconnected credit authorization terminals for performing the transmission and reception of data with an outside host computer. One of...
4641239 Automatic-transfer-transaction processing apparatus
Feb-3-1987 An automatic-transfer-transaction processing apparatus comprises a first means for receiving a transfer card of a paper with a magnetic strip and for reading the destination bank from the magnetic strip,...
4630201 On-line and off-line transaction security system using a code generated from a transaction parameter and a random number
Dec-16-1986 A security system is disclosed for use in an electronic funds transfer environment. The system includes a central processor and a portable transaction device. During initiation, the central processor generates...
4625276 Data logging and transfer system using portable and resident units
Nov-25-1986 A system for transferring electronic funds data includes portable modules (20) each having a display (24) and a keyboard (26) together with an optical interface (36) adapted to transfer electronic funds...
4594663 Credit transaction processing system
Jun-10-1986 A credit transaction processing system processes data related to a commodity entered into by using a card (17) owned by a customer and a recording card (16) owned by a store. First, merchant transaction...
4511970 Portable terminal device
Apr-16-1985 A portable terminal device is adapted to effect transaction operation by transmitting and receiving data to and from a central unit. When transaction data is entered, the transactions including the current...
4499556 Security arrangements in data transfer equipment
Feb-12-1985 In equipment which comprises a storage station or portable data carrier holding data and a control station for interaction with the storage station to alter the stored data, for example telephone equipment...
4454414 Funds transfer system using optically coupled, portable modules
Jun-12-1984 A system for transferring funds in lieu of cash or other data comprises portable funds transfer modules issued by a bank or other financial institution and carried by each member who may be a vendee or...
4450535 System and method for authorizing access to an article distribution or service acquisition machine
May-22-1984 A system and method for distribution of articles or services, especially adapted to be secure against use by unauthorized personel, receives first and second data carriers. Each data carrier includes a...
4341951 Electronic funds transfer and voucher issue system
Jul-27-1982 In a system for transferring electronic funds data in lieu of cash between vendees and vendors associated with a sponsoring financial institution, each vendee is provided with an identification card and...
4308588 Electronic checkbook
Dec-29-1981 (1.) An electronic checkbook consisting of: (A.) a dedicated microprocessor which continues to perform a specific function and store the information on a day to day basis, even when not otherwise in use,...
4256955 System for keeping account of predetermined homogeneous units
Mar-17-1981 A credit card system includes a credit card containing a memory for storing coded information indicative of: an identification of the use for which the article is intended, an identification of units used...
4204113 System for keeping account of predetermined homogenous units
May-20-1980 A system for keeping account of predetermined homogeneous units by means of an article such as a card, carrying information which may be the amount of a credit balance, and an external device for operating...
4092524 Systems for storing and transferring data
May-30-1978 A portable independent electronic object designed for storing and transferring data confidentially intended for being coupled to a data transfer device; the said portable object comprising, at least one...
4053735 Assured-check computer-based bank credit disbursing system
Oct-11-1977 An assured-check computer-based bank credit disbursing system in which a bank-located unit or fixed unit transfers user-expendable credits to a portable unit for disbursement in check form by a user carrying...