| 6684197 |
Method for revaluing a private label card using an electronic commerce terminal |
| Jan-27-2004 |
The present invention relates to a private label card revaluing method for altering the value of a private label card having an associated plurality of transaction data for use with an electronic commerce... |
| 6679424 |
Non contact type IC card |
| Jan-20-2004 |
A memory (1) in a non contact type IC card (100) includes a data protection region (B2) storing data requiring security and an region (B1) storing other data. A main control circuit (2) generates data... |
| 6678822 |
Method and apparatus for securely transporting an information container from a trusted environment to an unrestricted environment |
| Jan-13-2004 |
A method for operating a data processing system of a type that includes a first data processing entity located within a trusted environment and a second data processing entity located within an untrusted... |
| 6672505 |
Automated banking machine configuration system and method |
| Jan-6-2004 |
An automated banking machine (10, 70, 146) is operative to enable a plurality of authorized software components (80) to be selectively configured. The machine may be provided with either an authorization... |
| 6666383 |
Selective access to multiple registers having a common name |
| Dec-23-2003 |
Among the embodiments of the present invention is a processor (22) having a number of registers in a register bank (50). The registers include a general purpose register (52a) and a stack pointer register... |
| 6655583 |
Medical billing method and system |
| Dec-2-2003 |
A billing method is provided for billing for medical treatments and other services. The method includes capturing a treatment event by electronically scanning, at the time of the treatment event, a machine... |
| 6649014 |
Process for producing IC card |
| Nov-18-2003 |
A process for producing an IC card is provided wherein an interlayer sheet carrying an IC module is contact bonded under reduced pressure to a top sheet and a base sheet using a reactive polyurethane hot... |
| 6634549 |
IC card automated transaction terminal and IC used therein |
| Oct-21-2003 |
An IC card automated transaction terminal is provided to operate in conjunction with an IC card capable of storing a plurality of different balances relating to commercial transactions. For example, the... |
| 6616035 |
Method and device for identification and authentication |
| Sep-9-2003 |
A method and a device of identification and authentication of a holder of a mobile electronic transaction device in an electronic transaction process between a transaction service provider and a transaction... |
| 6615191 |
Software licensing and distribution systems and methods employing biometric sample authentication |
| Sep-2-2003 |
Software validation and distribution methods and apparatus are disclosed. These can include storing biometric identification information received from a customer in a customer storage area, receiving a... |
| 6615190 |
Sponsor funded stored value card |
| Sep-2-2003 |
A method and system for issuing a sponsor funded stored value card. A sponsor company funds an account associated with the stored value card. The stored value card is issued to a cardholder, who can withdraw... |
| 6615189 |
Debit purchasing of stored value card for use by and/or delivery to others |
| Sep-2-2003 |
A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient... |
| 6612486 |
Smart card managing system |
| Sep-2-2003 |
In the case where a card issuer and a service provider are different in operating and managing a smart card for multi-application programs, when the card issuer sends a request of sending an initial load... |
| 6611881 |
Method and system of providing credit card user with barcode purchase data and recommendation automatically on their personal computer |
| Aug-26-2003 |
A method for providing recommendations to a user based on user activity. A plurality of activity data tracking a plurality of activities of a user is obtained. The activity data may be obtained over a... |
| 6611819 |
Electronic money apparatus, method, card and computer readable record medium having electronic money processing program recorded thereon |
| Aug-26-2003 |
An IC card incorporates a processor, a memory, etc. The memory stores therein a general electronic money balance having an unlimited use range, a specific electronic money balance having a limited use... |
| 6609113 |
Method and system for processing internet payments using the electronic funds transfer network |
| Aug-19-2003 |
A system and method for effectuating Electronic Funds Transfer credit messages. The main structural components of the system include a Payment Portal Processor (PPP), an Internet Pay Anyone (IPA) Account,... |
| 6601759 |
System and method for providing feedback in an interactive payment system |
| Aug-5-2003 |
A system and method for presentation of feedback cues to a user of an interactive payment system is disclosed, wherein in one application, a payment product logo is displayed substantially concurrent with... |
| 6578761 |
Method for issuance of satellite credit and debit cards |
| Jun-17-2003 |
The present invention relates to a method for a credit card holder to issue satellite debit cards out of his pre-established credit card, without the need for prior approval by his credit card company.... |
| 6567915 |
Integrated circuit card with identity authentication table and authorization tables defining access rights based on Boolean expressions of authenticated identities |
| May-20-2003 |
This invention concerns an integrated circuit (IC) device, such as smart cards, electronic wallets, PC cards, and the like, and various methods for authenticating identities and authorizing transactions... |
| 6567769 |
Unattendant data center environment protection, control, and management system |
| May-20-2003 |
This unattendant data center environment protection, control and management system is able to provide means for monitoring temperature and humidity, managing power supply, and controlling access condition... |
| 6549912 |
Loyalty file structure for smart card |
| Apr-15-2003 |
A loyalty file structure for a smart card includes any number of loyalty files preinstalled by a card manufacturer. Each loyalty file has a password, a file number, a label, an indicator of whether or... |
| 6520410 |
Method of developing platform specific applications for an automated banking machine |
| Feb-18-2003 |
A method of developing platform specific applications for automated banking machines is provided. The method comprises generating source code for an automated banking machine application. A portable medium... |
| 6502078 |
Electronic money holding device and electronic money automatic payment method |
| Dec-31-2002 |
An electronic money holding device has a first storage unit for storing a uniquely assigned identification number and an amount of held electronic money, a processor for controlling the reference to and... |
| 6456984 |
Method and system for providing temporary credit authorizations |
| Sep-24-2002 |
A method and system are provided for issuing credit as payment in a consumer transaction which eliminates the need for a traditional credit card while also minimizing any potential for fraud or theft.... |
| 6449684 |
Data carrying device and systems for use therewith |
| Sep-10-2002 |
A data carrying device having a memory space (1) for storing data at a plurality of locations. The memory space includes a static area (2) residing at a fixed location; an index area residing at a first... |
| 6439455 |
Value transfer system |
| Aug-27-2002 |
The invention is concerned with systems for transferring value between electronic purses, usually in the form of IC or "Smart" cards, via the intermediary of an interface device. In order to control the... |
| 6434534 |
Method and system for processing customized reward offers |
| Aug-13-2002 |
The present invention is a method is for providing and managing a customized reward offer to a holder of a financial account. The method includes the step of accessing historical account data associated... |
| 6431443 |
Overloaded card information display |
| Aug-13-2002 |
A card structure provides an existing card having an associated card service and further having at least one associated service of at least one other card that is used by a card user. A display is coupled... |
| 6427909 |
System and method for overloading an existing card |
| Aug-6-2002 |
A system and method of providing and using an overloaded card with overloaded card services. A card terminal reads a host card, and a server system determines whether or not to overload the host card with... |
| 6422462 |
Apparatus and methods for improved credit cards and credit card transactions |
| Jul-23-2002 |
Customized credit and debit cards for issuance by a person or main cardholder, the cards being limited to use in transactions at selected vendors only. Thus, for example, a parent or corporation can issue... |
| 6422459 |
Method and system for off-line loading of stored value cards using a batch-load terminal |
| Jul-23-2002 |
A method and system for batch loading a stored value application of a microprocessor based stored value card includes a stored value card reader/writer connected to a local computer device and a batch-load... |
| 6370517 |
Electronic money card, electronic money receiving/paying machine, and electronic money card editing device |
| Apr-9-2002 |
An electronic money card includes a memory built in an IC chip of an IC card and reads and writes electronic money to and from the memory. The electronic money card allows conditions restricting an electronic... |
| 6368177 |
Method for using a toy to conduct sales over a network |
| Apr-9-2002 |
There is provided a method for using a toy for effecting sales over a public network, the method comprising: providing a toy having interactive speaking and listening functionality; connecting the toy... |
| 6366929 |
Service control and management system |
| Apr-2-2002 |
A service control and management systems, and more specifically a system to manage hourly working services, that has service beneficiaries' and/or service providers' smart cards, smart card readers at... |
| 6366893 |
System, a method and an apparatus for performing an electric payment transaction in a telecommunication network |
| Apr-2-2002 |
The invention relates to methods and apparatuses for performing electronic payment transactions between a terminal equipment (100) in a telecommunication network and the other transacting party (1,2, .... |
| 6359699 |
IC card processing system and processing method |
| Mar-19-2002 |
An IC card system includes an IC card, an IC card read/write unit for reading/writing the IC card, a communication unit intervening for connection to a communication line network, a controller for controlling... |
| 6356881 |
Pay per wash laundry system |
| Mar-12-2002 |
In accordance with the invention, an appliance is provided with a controller that stores "points" representing payments made towards the purchase or use of the appliance. Every time the appliance, for... |
| 6353889 |
Portable device and method for accessing data key actuated devices |
| Mar-5-2002 |
Data key actuated devices such as high security doors are modified so that they periodically transmit an identity pattern. An authorized user is provided with a portable access device storing keys for... |
| 6351739 |
Internet billing method |
| Feb-26-2002 |
An Internet billing method comprises establishing an agreement between an Internet access provider and a customer, and an agreement between the Internet access provider and a vendor, wherein the Internet... |
| 6345263 |
Electronic purse application system and method thereof |
| Feb-5-2002 |
An IC card arrangement wherein information which is the standard for transaction conditions such as amount information in an IC card is registered within the IC card, and further included is additional... |
| 6343279 |
System integrating credit card transactions into a financial management system |
| Jan-29-2002 |
A system integrates credit card transactions into a financial management system used by a company to track and control budgets, etc. The system provides the controls and accounting for credit card transactions... |
| 6341273 |
Electronic coin stick with potential for future added value |
| Jan-22-2002 |
In a digital payment transactions system, a broker generates and stores a secret number. The broker then generates a chain of hash values by successive operations of a hash function, using the secret number... |
| 6340116 |
Proximity card with incorporated pin code protection |
| Jan-22-2002 |
An identification card, typically of the proximity type, having on its outer structure a numeric keyboard. When approaching a high security entrance, the user enters into the card a PIN code known only... |
| 6339765 |
Method and apparatus for defining private currencies |
| Jan-15-2002 |
A method and apparatus for establishing and distributing a currency is disclosed. First, a user accesses a web site and downloads a form. The user completes and returns the form with a currency name, an... |
| 6338048 |
Electronic transaction system |
| Jan-8-2002 |
A plurality of types of settlement conditions exist for transactions with electronic money. An electronic transaction system capable of being applied to a plurality of types of settlement conditions using... |
| 6324556 |
Personal finance organizer |
| Nov-27-2001 |
An apparatus for organizing data associated with each of a plurality of cards comprising a microcontroller, memory for storing said data associated with each said card, selecting means for selecting data... |
| 6321894 |
Method and device for handling means for payment and means for payment |
| Nov-27-2001 |
In a novel financial transaction system, a consumer exchanges payment means for goods or services provided by a retailer. The retailer then feeds the payment means, which may be in the form of bills or... |
| 6321213 |
Electronic money processing method having a transaction fee collecting function and an electronic money storage apparatus for the same |
| Nov-20-2001 |
An electronic money storage apparatus includes that an amount of remittance p is determined on a remitting side and a receiving side. A remitting apparatus obtains a remitter's transaction fee x and an... |
| 6315196 |
Method and system for debt deferment |
| Nov-13-2001 |
A computerized method and system for automatic deferment of debt on a credit account of a customer of a financial institution includes a credit protector system of the financial institution which receives... |
| 6311167 |
Portable 2-way wireless financial messaging unit |
| Oct-30-2001 |
A portable 2-way secure financial messaging unit (906) includes a receiver (804), a selective call decoder (1004), a financial transaction processor (1014), a main processor (1006), and a transmitter (1034).... |
