| 7035831 |
Reversible generation process of altered payment card by means of a mathematical algorithm |
| Apr-25-2006 |
The process consists of carrying out the first phase of generating the transaction signature (9), with prior authentication by the cardholder, in the issuing centre (3) through its authentication... |
| 7003499 |
Service activation by virtual prepaid card |
| Feb-21-2006 |
In order to prevent the use of a virtual prepaid card illegitimately acquired and transmitting only one identification code, for example read after the card has been scratched, to a service provision server,... |
| 6990585 |
Digital signature system, digital signature method, digital signature mediation method, digital signature mediation system, information terminal and storage medium |
| Jan-24-2006 |
The present invention provides digital signature techniques using an information terminal, such as a portable terminal, having limited calculation resources. In one embodiment, a signature demandant generates... |
| 6983882 |
Personal biometric authentication and authorization device |
| Jan-10-2006 |
A personal biometric authentication and authorization device (PAD) provides protection for portable tokens such as magnetic stripe cards and smart cards. The PAD enables portable tokens upon engagement... |
| 6954793 |
Pre-paid data card authentication in a public wireless LAN access system |
| Oct-11-2005 |
A user (121, 122) can gain access to a Local Area Network (LAN) (20) on a fee basis without the risk of having to transmit an un-encrypted PIN at upon initial access.... |
| 6950808 |
Booking certificate issuing apparatus and method |
| Sep-27-2005 |
Booking venders are to be enabled to issue booking certificates without having to consume their own resources. Advance booking is made and sent to a retailer from a consumer terminal via the Internet.... |
| 6941285 |
Method and system for a virtual safe |
| Sep-6-2005 |
A transaction server for performing a transaction over a network using a virtual smart card the server comprising, a virtual smart card database having a plurality of records each record including a virtual... |
| 6941270 |
Apparatus, and associated method, for loading a mobile terminal with an application program installed at a peer device |
| Sep-6-2005 |
Apparatus, and an associated method, provides for selective downloading of an application program stored at a provider mobile terminal to a recipient mobile terminal. The application program includes indicia... |
| 6873973 |
Cash dispensing automated banking machine and method |
| Mar-29-2005 |
An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as... |
| 6795205 |
Third-party authorization for home-based printing |
| Sep-21-2004 |
Authorized transmission of print data from an internet application to a home access device having a printer connected thereto, the printer being serviced by a remote print server which controls data transmission... |
| 6681328 |
System and method for global internet digital identification |
| Jan-20-2004 |
A system and method for authenticating a digital ID can utilize a central switch to transmit data between a network connected to a service provider and a network connected to a digital ID issuer. The system... |
| 6366893 |
System, a method and an apparatus for performing an electric payment transaction in a telecommunication network |
| Apr-2-2002 |
The invention relates to methods and apparatuses for performing electronic payment transactions between a terminal equipment (100) in a telecommunication network and the other transacting party (1,2, .... |
| 6343284 |
Method and system for billing on the internet |
| Jan-29-2002 |
The present invention discloses an Internet billing method which can reject invalid orders with reliability, and which can be used without a credit card. In the present invention, a terminal makes a request... |
| 6317729 |
Method for certifying delivery of secure electronic transactions |
| Nov-13-2001 |
A method of purchasing goods with electronic money includes encrypting information goods, incorporating the key in merchant data, and sending encrypted signed goods to a customer. The method further includes... |
| 6185307 |
Cryptography security for remote dispenser transactions |
| Feb-6-2001 |
The invention relates to providing secure transactions with a tag and POS device associated with a host network authorization system. In doing so, the tag is adapted to bi-directionally communicate with... |
| 6178409 |
System, method and article of manufacture for multiple-entry point virtual point of sale architecture |
| Jan-23-2001 |
A server communicates bidirectionally with a gateway over a first communication link, over which service requests flow to the server for one or more merchants and/or consumers. Service requests are associated... |
| 6163772 |
Virtual point of sale processing using gateway-initiated messages |
| Dec-19-2000 |
Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. For example, secure transmission of data is provided between a... |
| 6119161 |
Managing connection requests in a dialup computer network |
| Sep-12-2000 |
A method of managing connection requests from an application supported on a client. The client has a modem connectable to at least one server via a dialup computer network. According to the method, a list... |
| 6072870 |
System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture |
| Jun-6-2000 |
Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. Secure transmission of data is provided from a customer computer... |
| 6014636 |
Point of sale method and system |
| Jan-11-2000 |
A method for providing point-of-sale (POS) payment using interactive television (ITV) or the world wide web (WWW) by directly debiting a customer's bank account through electronic transfer of funds or... |
| 6002767 |
System, method and article of manufacture for a modular gateway server architecture |
| Dec-14-1999 |
Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. Secure transmission of data is provided from a customer computer... |
| 5987140 |
System, method and article of manufacture for secure network electronic payment and credit collection |
| Nov-16-1999 |
Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. Secure transmission of data is provided from a customer computer... |
| 5987132 |
System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture |
| Nov-16-1999 |
An architecture that provides a server that communicates bidirectionally with a gateway over a first communication link, over which service requests flow to the server for one or more merchants and/or... |
| 5978840 |
System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment transactions utilizing a multichannel, extensible, flexible architecture |
| Nov-2-1999 |
Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. Secure transmission of data is provided from a customer computer... |
| 5943424 |
System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture |
| Aug-24-1999 |
An architecture for processing a plurality of transactions from a single point of initiation is disclosed. The initiating computer selects a terminal identification token, and associates the token with... |
| 5850446 |
System, method and article of manufacture for virtual point of sale processing utilizing an extensible, flexible architecture |
| Dec-15-1998 |
Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. Secure transmission of data is provided from a customer computer... |
| 5850444 |
Method and apparatus for encrypting radio traffic in a telecommunications network |
| Dec-15-1998 |
A generic communications network provides an encrypted communications interface between service networks and their subscribers. When communications are initiated between a subscribing communications terminal... |
| 5845267 |
System and method for billing for transactions conducted over the internet from within an intranet |
| Dec-1-1998 |
A system and method is disclosed for performing centralized billing for transactions conducted by a user on a terminal (101) connected on an Intranet (103) with an Internet Service Provider (ISP) (115)... |
| 5812668 |
System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture |
| Sep-22-1998 |
An architecture for verifying the operation of a remote transaction clearance system is disclosed. A merchant-controlled computer communicates with a test gateway computer over a communications channel.... |
| 5757917 |
Computerized payment system for purchasing goods and services on the internet |
| May-26-1998 |
A method and system for use on a quasi-public network, such as the Internet, to enable users of the network to conduct commercial transactions involving a payment of funds by one user to another user of... |
| 5724424 |
Digital active advertising |
| Mar-3-1998 |
A complete system for the purchasing of goods or information over a computer network is presented. Merchant computers on the network maintain databases of digital advertisements that are accessed by buyer... |
| 5671279 |
Electronic commerce using a secure courier system |
| Sep-23-1997 |
A courier electronic payment system provides customers, merchants, and banks with a secure mechanism for using a public network as a platform for credit card payment services. The system governs the relationship... |
| 5633930 |
Common cryptographic key verification in a transaction network |
| May-27-1997 |
A stored value transaction system has a plurality of value storing transfer devices, including at least one local device, collection device, consolidation device and settlement device. First and second... |
| 5621796 |
Transferring information between transaction networks |
| Apr-15-1997 |
A stored value transaction system has a plurality of value storing transfer devices. First and second stored value transaction networks each include at least one local value storing device, at least one... |
| 5596643 |
Network settlement performed on consolidated information |
| Jan-21-1997 |
A system for determining value in a stored value transaction system has a plurality of value storing devices. A first network consolidation device is provided for receiving stored value information from... |
| 5596642 |
Network settlement performed on consolidated information |
| Jan-21-1997 |
A system for determining value in a stored value transaction system has a plurality of value storing devices. A first network consolidation device is provided for receiving stored value information from... |
| 5544086 |
Information consolidation within a transaction network |
| Aug-6-1996 |
A system for determining value in a stored value transaction system has a plurality of value transferring devices including a local device, a collection device, a consolidation device and a settlement... |
| 4578530 |
End-to-end encryption system and method of operation |
| Mar-25-1986 |
An efficient end-to-end encryption system including key management procedures for providing secure, financial data communication between a system user at one of a plurality of transaction terminals of... |
