Having interface for record bearing medium or carrier for electronic funds transfer or payment credit

CL 705 SC 17
5884280 System for and method of distributing proceeds from contents
Mar-16-1999 A content proceeds distribution system distributes proceeds of a sold content to third parties. Each of the third parties has a right of charge, not prescribed in a sales contract, at a rate corresponding...
5878141 Computerized purchasing system and method for mediating purchase transactions over an interactive network
Mar-2-1999 A computerized, electronic purchase mediating system includes a purchaser database having a list of purchasers and a merchant database having a list of merchants. The purchaser database stores information...
5864825 Method of displaying purchase data and goods registration system
Jan-26-1999 The past purchase data of the customers stored in a point-of-sales data management system, i.e., stored in a POS system are read out, and are classified and totalized depending upon designated periods...
5832457 Method and apparatus for selective distribution of discount coupons based on prior customer behavior
Nov-3-1998 A system for automatically distributing discount coupons or certificates in a retail store, conditioned on a preselected combination of present and past shopping behavior of a customer whose order is being...
5806045 Method and system for allocating and redeeming incentive credits between a portable device and a base device
Sep-8-1998 A customer incentive system involving a plurality of service or merchandise providers comprises a customer-carried, portable device (74), a provider device (76), and a base device (72). To earn incentive...
5794230 Method and system for creating and searching directories on a server
Aug-11-1998 In association with a computer system, a method and system for storing and locating information pertaining to a particular financial institution that supports on-line services. Information relating to...
5787404 Credit-card based retirement fund system and method
Jul-28-1998 A method and system for providing an investment fund, such as a long term investment fund which may be suitable for retirement purposes, comprising the steps of establishing a credit based account with...
5774870 Fully integrated, on-line interactive frequency and award redemption program
Jun-30-1998 An fully integrated on-line frequency award program is disclosed. A user may access the program on-line and may brows a product catalog for shopping. The user may electronically place an order, upon which...
5754655 System for remote purchase payment and remote bill payment transactions
May-19-1998 A terminal is provided for allowing a user to conduct remote purchase payment and remote bill payment transactions with a remote host computer. In one embodiment, the terminal includes a QWERTY alphabetic...
5732136 Merchant specific debit card verification system
Mar-24-1998 A merchant specific debit card verification system which includes a debit card having at least one ID property stored thereon and a merchant's terminal having at least one ID property stored thereon so...
5729694 Speech coding, reconstruction and recognition using acoustics and electromagnetic waves
Mar-17-1998 The use of EM radiation in conjunction with simultaneously recorded acoustic speech information enables a complete mathematical coding of acoustic speech. The methods include the forming of a feature vector...
5729697 Intelligent shopping cart
Mar-17-1998 The present apparatus is a mobile shopping cart that can automatically keep track of objects selected and carried in the cart and provide a customer using the cart information like the total price of the...
5719382 Display peripheral incorporating a wedge interface
Feb-17-1998 An electronic cash register system is disclosed as including a personal computer, a display peripheral directly connected to the personal computer which has a wedge interface incorporated therein, a keyboard...
5705798 System and method for processing a customized financial transaction card
Jan-6-1998 The present invention provides for a system and method of performing financial transactions which include a financial card that stores pre-selected transaction instructions corresponding to one or more...
5691915 Data transmission device
Nov-25-1997 When the terminal 5 requests a partial access of a desired karaoke song to the center 3 in S380, only the climactic passage data of the karaoke song is transmitted from the center 3 to the terminal 5....
5655008 System and method for performing a variety of transactions having distributed decision-making capability
Aug-5-1997 A system and method whereby a multiplicity of users may perform a variety of transactions, such as a product/service request, a bill payment request and long distance telephone service, through a system...
5625562 Internal bar code reading apparatus
Apr-29-1997 A gift certificate dispensing device having an internal machine-readable indicia reader is disclosed for printing and dispensing a certificate either based upon payment by a user or upon the insertion...
5623547 Value transfer system
Apr-22-1997 A value transfer system which allows value to be transferred between electronic purses comprises computer which controls the loading of purses with value and the redemption of value from purses, a special...
5602745 Fuel dispenser electronics design
Feb-11-1997 A fuel dispenser for installation in a service station equipped with a dispenser control console includes a housing, a pump to pump fuel through the housing, a fuel flow meter in the housing, a switch...
5596501 System for dispensing fuel at remote locations, and method of operating same
Jan-21-1997 A system for dispensing fuel at remote locations includes an operations control center and a plurality of remotely located fuel dispensing modules in wireless communication therewith using a telemetry-based...
5559313 Categorization of purchased items for each transaction by a smart card
Sep-24-1996 A smart card that is responsive to a list of items with individual prices that are received from a point of sale (POS) terminal during an individual transaction to automatically insert these items into...
5557518 Trusted agents for open electronic commerce
Sep-17-1996 A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both...
5526409 Adaptive communication system within a transaction card network
Jun-11-1996 The present invention is a point-of-presence device installed in a merchant establishment as an interface between a retail information system and a transaction card authorization network. By using a simple...
5497314 Automated apparatus and method for object recognition at checkout counters
Mar-5-1996 An automated check-out system for retail stores, such as supermarkets, employing digitized video signals and other means to determine and differentiate individual products, and thereby register the data...
5479510 Automated data card payment verification method
Dec-26-1995 A method of data transmission over existing telephone lines and later verification of that transmission includes electronic payment verification using telephone transmission of payment information and...
5467270 System and method for POS based fuzzy theory utilizing data extraction
Nov-14-1995 In order to facilitate a customer's non-specific enquiry relating to sales records accumulated by a POS system, the sales records are utilized to form a plurality of data tables in response to the customer's...
5466919 Credit/charge card system enabling purchasers to contribute to selected charities
Nov-14-1995 A method which enables a credit cardholder to make a donation to a cardholder-selected charity any time he makes a purchase using the credit card. The method comprises a credit/charge card which identifies...
5465213 System and method of manufacturing a single book copy
Nov-7-1995 A computer based book manufacturing, distributing and retailing system for the high speed reproduction of a single copy of a book is disclosed. The system is especially adapted for direct consumer sales...
5457305 Distributed on-line money access card transaction processing system
Oct-10-1995 A distributed on-line transaction processing system (10) that functions with to any existing credit card and debit bank card processing center (18). The system (10) consists of a customer data-input station...
5448471 Check transaction processing, database building and marketing method and system utilizing automatic check reading
Sep-5-1995 The present invention includes automatic check reading techniques which enables the detection of a customer's checking account number on a check, regardless of the bank, bank branch or type of account....
5444616 Financial transaction systems and methods utilizing a multi-reader transaction terminal
Aug-22-1995 A multi-reader terminal including a magnetic stripe reader, an embossed character reader, and a magnetic ink character recognition (MICR) check reader, in an integrated stand-alone unit. The terminal is...
5430644 Check transaction processing, database building and marketing method and system utilizing automatic check reading
Jul-4-1995 The present invention includes automatic check reading techniques which enables the detection of a customer's checking account number on a check, regardless of the bank, bank branch or type of account....
5424524 Personal scanner/computer for displaying shopping lists and scanning barcodes to aid shoppers
Jun-13-1995 A personal bar code scanning device for aiding shoppers in keeping track of their expenditures and speeding the process of check-out and taking advantage of coupons. A microprocessor coupled to a bar code...
5396417 Product distribution equipment and method
Mar-7-1995 A data collection device and method, particularly for point-of-sale systems used in the sales and rental of merchandise including video records, and more particularly for a revenue-sharing video record...
5305196 Check transaction processing, database building and marketing method and system utilizing automatic check reading
Apr-19-1994 A method and system is disclosed for building a database for use in a retail store marketing program. A reader scans a customer's check which has been received at the retail store to detect a checking...
5287269 Apparatus and method for accessing events, areas and activities
Feb-15-1994 An access control system and method is provided for an activities center wherein activities are available for customers. The control system employs a plurality of access cards, a comptroller processor,...
5285382 System and method for processing credit and debit card validity and funds transactions from vending machines and similar terminals
Feb-8-1994 A system and method for processing credit card transactions includes a data processor with memory storage capable of accessing an electronic clearing facility through a time rated (e.g., long distance)...
5278752 Proceeds processing apparatus requesting a customer to confirm proceeds processing
Jan-11-1994 A proceeds processing apparatus has an apparatus body, and a keyboard and a card reader provided on the apparatus body for entering first data indicative of the contents of a transaction. An operation...
5256863 In-store universal control system
Oct-26-1993 The present invention relates to a system for automating data acquisition and processing at a checkstand point-of-sale in a retail outlet. Preferred embodiments include a first local area network of POS...
5255182 Payment card point-of-sale service quality monitoring system, apparatus, and method
Oct-19-1993 A system for determining the cause of lost, delayed or erroneous responses in a network for authorizing payment card transactions from the point of view of the point-of-sale terminal that forms part of...
5253345 Point of sale register system
Oct-12-1993 A register system for facilitating point of sale transactions of any of a plurality of products, each of the products having a bar code encoded product identification associated therewith, is disclosed....
5231569 Account transaction system
Jul-27-1993 A system for performing transaction from an account such as a checking account which adds a measure of assurance of payment to the account issuer is provided. The system includes a remote transaction terminal...
5124754 Image forming apparatus managed by use of information-bearing media
Jun-23-1992 An image forming apparatus which comprises a reading device for reading first and second information given to the reading device one at a time, a manager for managing the image forming apparatus according...
5088586 Automatic renting apparatus
Feb-18-1992 An automatic renting apparatus is for automatically renting rental articles and restoring returned rental articles. The automatic renting apparatus stores information concerning rental articles that have...
5053956 Interactive system for retail transactions
Oct-1-1991 A system for retail trading comprises an image storing arrangement storing images of items being traded (e.g. carpets), an image index arrangement connected with the said storage arrangement and containing...
5010485 Apparatus, system and method for creating credit vouchers usable at point of purchase stations
Apr-23-1991 Apparatus, system and method are provided for processing charge vouchers against charge card accounts administered by a host institution that issues an approval/disapproval to a merchant for a proposed...
4877947 Transaction processing system
Oct-31-1989 A transaction processing system using a prepaid microchip card includes a customer's microchip card reader/writer for communicating with a customer's microchip card in which a balance is recorded, and...
4794530 Credit settlement and ticketing terminal system
Dec-27-1988 A credit settlement and ticketing terminal system comprises a terminal unit for issuing request information, and a central unit for performing a processing for ticketing a ticket or the like by referring...
4747049 Point of sale device for the collection of sales data
May-24-1988 A self-contained intelligent point of sale device for the collection of sales data on presentation of a valid identification card, the device comprising a microprocessor having a memory and a buffer, a...
4727243 Financial transaction system
Feb-23-1988 A financial transaction system makes use of an automated terminal or terminals in communication with a host computer which is capable of accessing any of a number of institutionalized or private label...