| 6402027 |
Electronic money processing method and system thereof and a recording medium recording a program thereof |
| Jun-11-2002 |
An electronic money system of a token and value mixed type includes an electronic money card of a type in which a token type for preferentially paying the coin money and paying the bill money when a coin... |
| 6374230 |
Method, apparatus and program for customizing credit accounts |
| Apr-16-2002 |
An apparatus, method, and program for customizing credit accounts and calculating an appropriate price for this customization. Customers with existing credit accounts and parameters of their accounts,... |
| 6366891 |
Data processing system for conducting a modified on-line auction |
| Apr-2-2002 |
A data processing system is disclosed that can be used to conduct a modified auction. A minimum value is determined for an item to be auctioned. Potential bidders are provided the opportunity to buy the... |
| 6356881 |
Pay per wash laundry system |
| Mar-12-2002 |
In accordance with the invention, an appliance is provided with a controller that stores "points" representing payments made towards the purchase or use of the appliance. Every time the appliance, for... |
| 6347304 |
Computer-based system, computer program product and method for recovering tax revenue |
| Feb-12-2002 |
An effective and efficient system for recovering tax revenue. One implementation is to recover tax revenue currently not being recovered by storing data in a database indicating interstate sales transactions... |
| 6332133 |
Personal electronic settlement system, its terminal, and management apparatus |
| Dec-18-2001 |
According to the present invention provided is a settlement means that is superior in safety and usability. The settlement means comprises: payment means 100 including a plurality of systems of communication... |
| 6321980 |
Electronic money storing apparatus and IC card control method |
| Nov-27-2001 |
In an electronic money storing apparatus in an electronic money transaction system for transmitting and receiving electronic money between electronic money cards holding electronic money, IC cards are... |
| 6290504 |
Method and apparatus for reporting progress of a subject using audio/visual adaptive training stimulii |
| Sep-18-2001 |
An apparatus and method on a computing device for training of auditory and graphical discrimination in humans is provided. The method and apparatus provides a number of stimulus sets, each stimulus set... |
| 6278980 |
Method for retrieving certificate information |
| Aug-21-2001 |
A computer implemented system awards promotional incentives. A participant in the awards system calls or connects to an interactive platform for registering and/or redeeming credits preferably described... |
| 6263319 |
Fuel dispensing and retail system for providing a shadow ledger |
| Jul-17-2001 |
The present invention provides a communication system for creating a shadow ledger for a remote communications unit. The system includes communications electronics adapted to provide radio communication... |
| 6260026 |
Credit card information management system |
| Jul-10-2001 |
The credit card information management system checks the creditability of a credit card intended to be used for purchase of goods or service by using the card information owned by member stores of credit... |
| 6240415 |
Corporate and entertainment management interactive system using a computer network |
| May-29-2001 |
A system, method, and apparatus is provided for computerized management of a method of corporate, business or sports management by a remote party comprising relating a current database of an entity. For... |
| 6193608 |
Method for motivating players to return to a casino using premiums |
| Feb-27-2001 |
A method of motivating players to return to a casino includes receiving a request to convert a predetermined value of casino currency to cash. Upon the receipt of the request, a premium value is calculated... |
| 6182900 |
Network-supported chip card transaction method |
| Feb-6-2001 |
Terminals for the handling of payments are connectable to a plurality of transactors with transmission procedures that are protected against manipulation via an open data network, whereby the transactor... |
| 6167387 |
Cashless card revalue system |
| Dec-26-2000 |
This invention concerns a cashcard system for purchasing laundry services wherein the user is issued with a cashcard and a personal identification number. Each of the laundry facilities is provided with... |
| 6167381 |
Self-service checkout terminal |
| Dec-26-2000 |
A self-service checkout terminal includes a base having a bagwell defined therein. The terminal also includes a first counter supported on the base. The first counter has a first surface which is positioned... |
| 6131090 |
Method and system for providing controlled access to information stored on a portable recording medium |
| Oct-10-2000 |
A method and system for providing controlled access to information stored on a smartcard. The system includes a data processing center maintained by a trusted third party for storing a database of authorizations... |
| 6119099 |
Method and system for processing supplementary product sales at a point-of-sale terminal |
| Sep-12-2000 |
A POS terminal determines an upsell to offer in exchange for the change due to a customer in connection with a purchase. The point-of-sale terminal preferably maintains a database of at least one upsell... |
| 6112191 |
Method and system to create and distribute excess funds from consumer spending transactions |
| Aug-29-2000 |
An improved system for consumer payors to save and donate whenever they use cash at a point of sale terminal, write a check, use an ATM machine, or use a credit or debit card. The POS system is a network... |
| 6105864 |
Terminal device and terminal system |
| Aug-22-2000 |
A terminal device and a terminal system which are adapted for electronic money, excellent in operability and easy in the management of the electronic money. The terminal device used in combination with... |
| 6105009 |
Automated teller machine dispenser of debit cards |
| Aug-15-2000 |
An automated machine for dispensing debit cards that includes an automated teller machine (ATM) with input and output capabilities and a dispenser for debit cards that include each one unique identification... |
| 6105001 |
Non-cash transaction incentive and commission distribution system |
| Aug-15-2000 |
An electronic fund transfer system is disclosed wherein commissions for point-of-sale purchase transactions are determined and distributed to members of an organizational network for promoting use of a... |
| 6097606 |
Financial transaction terminal with limited access |
| Aug-1-2000 |
A financial transaction terminal is designed to receive both smart cards and debit cards and includes an access port for inserting or removing security modules such as SIM or SAM modules. A security switch... |
| 6088682 |
Funds distribution system connected with point of sale transactions |
| Jul-11-2000 |
An automated way for sales establishments to extend point of sale (POS) cash transactions to allow consumers to save change or transfer discretionary funds into saving or donating accounts managed by a... |
| 6085168 |
Electronic commerce settlement system |
| Jul-4-2000 |
In an electronic commerce, a processing unit in a financial institution freezes an account balance at a request from a purchaser, generates provisional settlement money, that is, money information, and... |
| 6076101 |
Electronic mail processing system with bonus point tracking |
| Jun-13-2000 |
An electronic mail processing system for distributing an e-mail message from a sender to recipients, which encourages the recipients to open, read, and reply to the e-mail message sent from the sender.... |
| 6058372 |
Interactive self-service hard drive copying system |
| May-2-2000 |
A stand-alone, interactive, self-service kiosk for initializing and copying computer hard drives and methods for the operation of the kiosk are disclosed. The kiosk, which includes a microprocessor, data... |
| 6055512 |
Networked personal customized information and facility services |
| Apr-25-2000 |
A service terminal facility is provided at a public access location, for example in a hotel, hospital or airport, the service terminal facility available for providing electronic information services to... |
| 6032858 |
Electronic money storing apparatus and IC card control method |
| Mar-7-2000 |
In an electronic money storing apparatus in an electronic money transaction system for transmitting and receiving electronic money between electronic money cards holding electronic money, IC cards are... |
| 6032134 |
Credit card billing system for identifying expenditures on a credit card account |
| Feb-29-2000 |
A data processing system and method are provided for allocating all charged transactions, accrued interest attributable to each charged transaction, and payments made by respective credit cardholders,... |
| 6029152 |
Processing of transaction data |
| Feb-22-2000 |
The invention relates to a procedure for processing data, especially transaction data, in an electronic payment system, whereby the electronic payment system includes a minimum of one payment terminal,... |
| 6023682 |
Method and apparatus for credit card purchase authorization utilizing a comparison of a purchase token with test information |
| Feb-8-2000 |
A method and apparatus for credit card purchase authorization includes using a credit card validation unit to transmit to a credit card company computer a purchase amount, a credit card number and a purchase... |
| 6016479 |
Computer-based system, computer program product and method for recovering tax revenue |
| Jan-18-2000 |
An effective and efficient system for recovering tax revenue. One implementation is to recover tax revenue currently not being recovered by storing data in a database indicating interstate sales transactions... |
| 6014636 |
Point of sale method and system |
| Jan-11-2000 |
A method for providing point-of-sale (POS) payment using interactive television (ITV) or the world wide web (WWW) by directly debiting a customer's bank account through electronic transfer of funds or... |
| 6012050 |
Multi-transaction service system |
| Jan-4-2000 |
A customer (80) can request and receive a financial service through any of a number of channels (82,83,84,85,86,87), each connected to channel-specific hardware, respectively a digital telephone (92),... |
| 6009412 |
Fully integrated on-line interactive frequency and award redemption program |
| Dec-28-1999 |
An fully integrated on-line frequency award program is disclosed. A user may access the program on-line and may browse a product catalog for shopping. The user may electronically place an order, upon which... |
| 6003019 |
Multi-transaction service system |
| Dec-14-1999 |
A customer (80) can request and receive a financial service through any of a number of channels (82,83,84,85,86,87), each connected to channel-specific hardware, respectively a digital telephone (92),... |
| 5991412 |
Method for protectedly debiting an electronic payment means |
| Nov-23-1999 |
The invention relates to a method for protected transactions involving a so-called smart card and a terminal, such as a cash register. In order to prevent the smart card from simultaneously carrying out... |
| 5991410 |
Wireless adaptor and wireless financial transaction system |
| Nov-23-1999 |
The present invention is a method of a wireless adaptor receiving financial information, indicative of financial transactions, in PSTN compatible format, encrypting and converting the information into... |
| 5987426 |
Point-of-sale system including isolation layer between client and server software |
| Nov-16-1999 |
A system and method of transferring information between a first software application and a second software application which employ an isolation layer. The system includes a client computer system provided... |
| 5966698 |
Automated payment system and method |
| Oct-12-1999 |
A system and method of collecting payments uses an automated system to generate a draft, payable to the creditor and drawn on the payor's checking account, pursuant to the payor's authorization. The draft... |
| 5953709 |
Automated voucher cash-out system and method |
| Sep-14-1999 |
A voucher cash-out system (20) includes a service terminal (22) for producing a voucher (58) in response to a received service request (50). A processor (24) in communication with the service terminal... |
| 5940813 |
Process facility management matrix and system and method for performing batch, processing in an on-line environment |
| Aug-17-1999 |
A processing system and method receive batch payment data from a plurality of different sources, such as lock-boxes, an ATM or customer activated terminal, an enhanced telephone, a bank teller, or a personal... |
| 5933812 |
Portable transaction terminal system |
| Aug-3-1999 |
Portable transaction terminal apparatus adapted for use in eating and drinking establishments. A terminal housing has a generally rectangular shape and a size slightly larger in length and width to corresponding... |
| 5933813 |
Sales promotion data processor system and interactive changeable display particularly useful therein |
| Aug-3-1999 |
A data processor system for promoting sales of products includes price storage devices for storing basic price information; criteria storage devices for storing predetermined criteria to be used in determining... |
| 5930777 |
Method of charging for pay-per-access information over a network |
| Jul-27-1999 |
A method for charging a consumer for access, over a network, to a vendor's information; in particular, a method for this pay-per-access over the Internet. The method uses a third-party, called a banker,... |
| 5923759 |
System for securely exchanging data with smart cards |
| Jul-13-1999 |
A card-enabled processing system comprises a security module for securely exchanging data with cards, such as smart cards, and an application module for processing data from the smart cards. The security... |
| 5918215 |
Content sales price accounting system and accounting method thereof |
| Jun-29-1999 |
A goods master is stored with sales prices and sales effective periods of respective contents. A contract master is stored with data as to whether the sales price can be reduced. A key sales section charges... |
| 5909673 |
Method and system for creating site specific coupons at a plurality of remote locations which are controlled by a central office |
| Jun-1-1999 |
A central server at a home office is connected to remote processing stations at multiple remote sites such as convenience stores. The remote processing station is used to create and print various financial... |
| 5903876 |
Method of refunding value added tax |
| May-11-1999 |
A value added tax card to be used in expediting refund of value added tax on purchases. The method of refunding includes establishing computerized personal accounts and associated value added tax cards.... |
