| 7043451 |
Method and system for merchant processing of purchase card transactions with expanded card type acceptance |
| May-9-2006 |
Systems and methods for merchant processing of purchase card transactions with expanded card type acceptance are provided. For each merchant, a record is maintained of each card type that the merchant... |
| 7039593 |
Payment convergence system and method |
| May-2-2006 |
A method and system is provided for convergence of multiple independent applications into a single payment vehicle. In the context of a medical procedure, the invention provides for the convergence of... |
| 7035813 |
Product registration using a code processing system |
| Apr-25-2006 |
A product registration system and method is disclosed that automatically registers a product with a manufacturer. In the product registration system, a point of sale system obtains a communication code... |
| 7024395 |
Method and system for secure credit card transactions |
| Apr-4-2006 |
A customer making a credit card transaction inserts their smart card into a card reader attached to the merchant's system. The card reader activates the customer's card and passes certain merchant information.... |
| 7020633 |
Method and system for merchant processing of purchase card transactions with expanded card type acceptance |
| Mar-28-2006 |
Systems and methods for merchant processing of purchase card transactions with expanded card type acceptance are provided. For each merchant, a record is maintained of each card type that the merchant... |
| 7016862 |
Method for enhancing security and providing assistance in the operation of a self-service checkout terminal |
| Mar-21-2006 |
A method of providing security during operation of a self-service checkout terminal includes the step of creating a transaction table which includes a plurality of records corresponding respectively to... |
| 7004382 |
Payment validation network |
| Feb-28-2006 |
A payment validation network having network of payment validation cells, each of which includes: one or more local qualifier systems for assessing the risk of loss in accepting a check; a service finder... |
| 6994252 |
Combination library patron-supervisor self check-in/out workstation |
| Feb-7-2006 |
A combination patron-supervisor library self-check-in/out workstation includes both a patron visual display and a supervisor visual display so that a supervisor can monitor patron initiated transactions... |
| 6991159 |
Point of sale terminal including a socket for receiving a mobile device |
| Jan-31-2006 |
A point of sale terminal including point of sale transaction circuitry, and a socket for selectably receiving and supporting a mobile computing/communicating device and for permitting communication between... |
| 6990683 |
Information providing system utilizing IC cards and method thereof |
| Jan-24-2006 |
An information providing system which includes: an IC card; a settlement center which monitors and holds contents information of the IC card, and upon receiving the contents information readout request,... |
| 6970836 |
System and method for securely storing electronic data |
| Nov-29-2005 |
A system and method for securely storing data provides for storing, managing, and updating an owner's secret data and for accessing the stored data by a trusted third party upon the occurrence of an event,... |
| 6948656 |
System with GPS to manage risk of financial transactions |
| Sep-27-2005 |
The present teachings describe a system for processing financial transactions. In one embodiment, the system includes a remote terminal adapted to identify the location of financial transactions via global... |
| 6934689 |
Payment transaction method and payment transaction system |
| Aug-23-2005 |
Payment transaction method and payment transaction system in which payment transactions between customers with portable mobile devices, for example mobile radio telephones, and a plurality of payment terminals... |
| 6925469 |
Digital entertainment service platform |
| Aug-2-2005 |
The present invention is directed to an open business platform that provides an end-to-end solution for managing, distributing, and/or retailing digital media assets from various content suppliers. In... |
| 6924743 |
Method and system for alerting customers in a shopping area |
| Aug-2-2005 |
An alert notification system for customers and sales personnel in a shopping area and a method of use is disclosed. In a first aspect, a system for alerting customers and sales personnel that merchandise... |
| 6912508 |
Method and apparatus for promoting taxpayer compliance |
| Jun-28-2005 |
A method and apparatus for promoting taxpayer compliance. A computer-implemented data mining system mines taxpayer data to identify taxpayer profiles for taxpayer compliance issues. A computer-implemented... |
| 6889199 |
Method and apparatus for encoding and generating transaction-based stimulus for simulation of VLSI circuits |
| May-3-2005 |
The invention comprises a method and system for encoding and generating transaction-based stimuli event states for the eventual application to the simulation of VLSI circuits. In the invention, each test... |
| 6869013 |
Systems and methods for the identification and displaying of information |
| Mar-22-2005 |
A user identifies themselves to an information display device using, for example, an identification-carrying device that contains a unique identification code. The identification code is associated with... |
| 6857562 |
Electronic money system of token and value mixed type |
| Feb-22-2005 |
An electronic money system of a token and value mixed type includes an electronic money card of a type in which a token type for preferentially paying the coin money and paying the bill money when a coin... |
| 6856964 |
System and methods for integrating a self-checkout system into an existing store system |
| Feb-15-2005 |
A self-checkout terminal system includes a self-checkout core application module for controlling a self-checkout terminal, the self-checkout core application module controlling peripheral input and output... |
| 6845364 |
Universal shopping center for international operation |
| Jan-18-2005 |
An international transaction system for operation over the internet/intranet provides a pre-transactional calculation of all charges involved in any international transaction. Upon the option of the customer,... |
| 6845363 |
POS terminal, method of controlling the POS terminal, POS system using the POS terminal, and information storage medium |
| Jan-18-2005 |
The POS system has at least one POS terminal (101) and a store controller (121) connected to the POS terminal. The POS terminal has a program storage device (107), a program updating device (106), a program... |
| 6824049 |
Card transaction settlement method in point of sale systems |
| Nov-30-2004 |
A card transaction settlement method in a point of sale (POS) system is described. More particularly, a payment by either the credit or debit card is made after an approval before the card transaction... |
| 6795809 |
Method and apparatus for logging system test data in a POS system |
| Sep-21-2004 |
A system for automatically distributing discount coupons or certificates in a retail store, conditioned on a preselected combination of present and past shopping behavior of a customer whose order is being... |
| 6764001 |
Electronic money system and transaction method using the same |
| Jul-20-2004 |
An electronic money system and an electronic money terminal used therein which facilitate and promote the transaction by card representing cash. A user carries out a transaction by using an information... |
| 6764003 |
Transaction method and selling system |
| Jul-20-2004 |
Proposed is a transaction method between a customer and one of a plurality of service terminals (4) which supply selectable products and/or services, subject to costs, on location, as well as a sales system... |
| 6754559 |
Automatic vending machine and sales method thereof |
| Jun-22-2004 |
An automatic vending machine which is highly reliable and which does not require any complicated operations when performing sales using a non-contact IC card, and a sales method therefor are provided.... |
| 6738749 |
Methods and apparatus for creating and storing secure customer receipts on smart cards |
| May-18-2004 |
A system for creating, storing and retrieving secure transaction receipts. These transaction receipts may be stored on portable electronic media that can be carried by a consumer. Each transaction record... |
| 6736313 |
Card reader module with pin decryption |
| May-18-2004 |
A card reader module includes capabilities for receiving and decrypting an encrypted user PIN to facilitate off-line transaction authorization. In an off-line transaction, a transaction processing system... |
| 6725200 |
Personal data archive system |
| Apr-20-2004 |
The invention concerns a personal data archive system with portable personal storage devices allowing the owner to enter and store personal data. Authorization checking devices are allocated to the storage... |
| 6717522 |
Message providing apparatus |
| Apr-6-2004 |
A message providing apparatus according to one embodiment is apparently a small-sized (for sample, screen size of about 3.5 inches) flat display (for example, LCD), wherein a speaker is provided at a cabinet,... |
| 6697702 |
Shipment transaction system and an arrangement thereof |
| Feb-24-2004 |
A computer processing system for a shipment transaction involving shippers and carriers. The system is particularly suited to efficiently and automatically audit and effect payment of a shipment transaction... |
| 6684276 |
Patient encounter electronic medical record system, method, and computer product |
| Jan-27-2004 |
A patient encounter electronic medical record system, method, and computer product includes pre-populated, diagnosis specific templates, selective, specialty-specific master databases, and anatomic specific... |
| 6684200 |
Cashless vending machine |
| Jan-27-2004 |
The cashless vending machine system of the present invention comprises: a radio-communication terminal having a terminal information storage device for storing a verification key, and a terminal encryption... |
| 6669832 |
Electronic transaction system |
| Dec-30-2003 |
A request for a commodity that each office in an organization needs is sent from a terminal in the office to a general affairs service center in the organization. The request is then sent to a VAN center... |
| 6644554 |
IC card |
| Nov-11-2003 |
A use information judging means compares use information recorded in use information recording means with a predetermined condition value to judge whether or not the use information agrees with the predetermined... |
| 6598024 |
Method and system for processing supplementary product sales at a point-of-sale terminal |
| Jul-22-2003 |
A POS terminal determines an upsell to offer in exchange for the change due to a customer in connection with a purchase. The point-of-sale terminal preferably maintains a database of at least one upsell... |
| 6591252 |
Method and apparatus for authenticating unique items |
| Jul-8-2003 |
A method and apparatus for authenticating, archiving information and updating ownership of unique items by associating a unique identifying code with the item. Ownership history of the item is locked with... |
| 6567915 |
Integrated circuit card with identity authentication table and authorization tables defining access rights based on Boolean expressions of authenticated identities |
| May-20-2003 |
This invention concerns an integrated circuit (IC) device, such as smart cards, electronic wallets, PC cards, and the like, and various methods for authenticating identities and authorizing transactions... |
| 6558255 |
Method and apparatus for expiration of prepaid slot machine plays |
| May-6-2003 |
An expiring prepaid casino card is disclosed which may be utilized to provide payment for slot machine play or other gambling activities. The disclosed expiring prepaid casino card is preferably a pointer... |
| 6553348 |
Sales management apparatus |
| Apr-22-2003 |
In a sales management apparatus, control programs necessary for operating in different modes are stored in respective mode keys and any desirable control program is loaded by using a corresponding mode... |
| 6539363 |
Write input credit transaction apparatus and method with paperless merchant credit card processing |
| Mar-25-2003 |
A method and system for generating a completed payment document ready for signature in image form and enabling signature in image form, storing the image and providing a printed copy of the document including... |
| 6536664 |
Method for exchanging information between a cash register and a payment-processing device |
| Mar-25-2003 |
A system for the processing of payment and a signal-processing device having a first data port for communication with a case register (10). The signal-processing device (50) also includes a second data... |
| 6529880 |
Automatic payment system for a plurality of remote merchants |
| Mar-4-2003 |
An automated payment system for a plurality of remote merchants includes a clearinghouse server, a plurality of customer tags and a plurality of local merchant systems. The clearinghouse system includes... |
| 6516302 |
Method and system for accumulating marginal discounts and applying an associated incentive upon achieving one of a plurality of thresholds |
| Feb-4-2003 |
A method for customer promotion includes sequentially receiving signals indicative of respective bar codes of a plurality of items in a customer order. The price of each item is accumulated. A marginal... |
| 6502121 |
System and method for processing a recurrent operation |
| Dec-31-2002 |
The processing system includes a storage device for maintaining entity information including period information indicative of information processing periods for the entity. A scheduling application defines... |
| 6488204 |
Payment management method and system using an IC card |
| Dec-3-2002 |
A payment management method and system for performing suitable payment management, wherein a user of a credit IC card can store a transaction history in the IC card, collate the transaction history with... |
| 6460020 |
Universal shopping center for international operation |
| Oct-1-2002 |
An international transaction system for operation over the internet/intranet provides a pre-transactional calculation of all charges involved in any international transaction. Upon the option of the customer,... |
| 6453301 |
Method of using personal device with internal biometric in conducting transactions over a network |
| Sep-17-2002 |
A method of authorizing a commercial transaction between a customer and a provider of goods or services over a network, wherein the provider of goods or services requests that the customer provide authentication... |
| 6405182 |
System for dispensing prepaid debit cards through point-of-sale terminals |
| Jun-11-2002 |
Point-of-Sale machines that allow individuals to obtain from participating merchants, "over-the-counter", prepaid debit cards. The amount of the line of credit is determined from the amount prepaid and... |