Having interface for record bearing medium or carrier for electronic funds transfer or payment credit

CL 705 SC 17
7043451 Method and system for merchant processing of purchase card transactions with expanded card type acceptance
May-9-2006 Systems and methods for merchant processing of purchase card transactions with expanded card type acceptance are provided. For each merchant, a record is maintained of each card type that the merchant...
7039593 Payment convergence system and method
May-2-2006 A method and system is provided for convergence of multiple independent applications into a single payment vehicle. In the context of a medical procedure, the invention provides for the convergence of...
7035813 Product registration using a code processing system
Apr-25-2006 A product registration system and method is disclosed that automatically registers a product with a manufacturer. In the product registration system, a point of sale system obtains a communication code...
7024395 Method and system for secure credit card transactions
Apr-4-2006 A customer making a credit card transaction inserts their smart card into a card reader attached to the merchant's system. The card reader activates the customer's card and passes certain merchant information....
7020633 Method and system for merchant processing of purchase card transactions with expanded card type acceptance
Mar-28-2006 Systems and methods for merchant processing of purchase card transactions with expanded card type acceptance are provided. For each merchant, a record is maintained of each card type that the merchant...
7016862 Method for enhancing security and providing assistance in the operation of a self-service checkout terminal
Mar-21-2006 A method of providing security during operation of a self-service checkout terminal includes the step of creating a transaction table which includes a plurality of records corresponding respectively to...
7004382 Payment validation network
Feb-28-2006 A payment validation network having network of payment validation cells, each of which includes: one or more local qualifier systems for assessing the risk of loss in accepting a check; a service finder...
6994252 Combination library patron-supervisor self check-in/out workstation
Feb-7-2006 A combination patron-supervisor library self-check-in/out workstation includes both a patron visual display and a supervisor visual display so that a supervisor can monitor patron initiated transactions...
6991159 Point of sale terminal including a socket for receiving a mobile device
Jan-31-2006 A point of sale terminal including point of sale transaction circuitry, and a socket for selectably receiving and supporting a mobile computing/communicating device and for permitting communication between...
6990683 Information providing system utilizing IC cards and method thereof
Jan-24-2006 An information providing system which includes: an IC card; a settlement center which monitors and holds contents information of the IC card, and upon receiving the contents information readout request,...
6970836 System and method for securely storing electronic data
Nov-29-2005 A system and method for securely storing data provides for storing, managing, and updating an owner's secret data and for accessing the stored data by a trusted third party upon the occurrence of an event,...
6948656 System with GPS to manage risk of financial transactions
Sep-27-2005 The present teachings describe a system for processing financial transactions. In one embodiment, the system includes a remote terminal adapted to identify the location of financial transactions via global...
6934689 Payment transaction method and payment transaction system
Aug-23-2005 Payment transaction method and payment transaction system in which payment transactions between customers with portable mobile devices, for example mobile radio telephones, and a plurality of payment terminals...
6925469 Digital entertainment service platform
Aug-2-2005 The present invention is directed to an open business platform that provides an end-to-end solution for managing, distributing, and/or retailing digital media assets from various content suppliers. In...
6924743 Method and system for alerting customers in a shopping area
Aug-2-2005 An alert notification system for customers and sales personnel in a shopping area and a method of use is disclosed. In a first aspect, a system for alerting customers and sales personnel that merchandise...
6912508 Method and apparatus for promoting taxpayer compliance
Jun-28-2005 A method and apparatus for promoting taxpayer compliance. A computer-implemented data mining system mines taxpayer data to identify taxpayer profiles for taxpayer compliance issues. A computer-implemented...
6889199 Method and apparatus for encoding and generating transaction-based stimulus for simulation of VLSI circuits
May-3-2005 The invention comprises a method and system for encoding and generating transaction-based stimuli event states for the eventual application to the simulation of VLSI circuits. In the invention, each test...
6869013 Systems and methods for the identification and displaying of information
Mar-22-2005 A user identifies themselves to an information display device using, for example, an identification-carrying device that contains a unique identification code. The identification code is associated with...
6857562 Electronic money system of token and value mixed type
Feb-22-2005 An electronic money system of a token and value mixed type includes an electronic money card of a type in which a token type for preferentially paying the coin money and paying the bill money when a coin...
6856964 System and methods for integrating a self-checkout system into an existing store system
Feb-15-2005 A self-checkout terminal system includes a self-checkout core application module for controlling a self-checkout terminal, the self-checkout core application module controlling peripheral input and output...
6845364 Universal shopping center for international operation
Jan-18-2005 An international transaction system for operation over the internet/intranet provides a pre-transactional calculation of all charges involved in any international transaction. Upon the option of the customer,...
6845363 POS terminal, method of controlling the POS terminal, POS system using the POS terminal, and information storage medium
Jan-18-2005 The POS system has at least one POS terminal (101) and a store controller (121) connected to the POS terminal. The POS terminal has a program storage device (107), a program updating device (106), a program...
6824049 Card transaction settlement method in point of sale systems
Nov-30-2004 A card transaction settlement method in a point of sale (POS) system is described. More particularly, a payment by either the credit or debit card is made after an approval before the card transaction...
6795809 Method and apparatus for logging system test data in a POS system
Sep-21-2004 A system for automatically distributing discount coupons or certificates in a retail store, conditioned on a preselected combination of present and past shopping behavior of a customer whose order is being...
6764001 Electronic money system and transaction method using the same
Jul-20-2004 An electronic money system and an electronic money terminal used therein which facilitate and promote the transaction by card representing cash. A user carries out a transaction by using an information...
6764003 Transaction method and selling system
Jul-20-2004 Proposed is a transaction method between a customer and one of a plurality of service terminals (4) which supply selectable products and/or services, subject to costs, on location, as well as a sales system...
6754559 Automatic vending machine and sales method thereof
Jun-22-2004 An automatic vending machine which is highly reliable and which does not require any complicated operations when performing sales using a non-contact IC card, and a sales method therefor are provided....
6738749 Methods and apparatus for creating and storing secure customer receipts on smart cards
May-18-2004 A system for creating, storing and retrieving secure transaction receipts. These transaction receipts may be stored on portable electronic media that can be carried by a consumer. Each transaction record...
6736313 Card reader module with pin decryption
May-18-2004 A card reader module includes capabilities for receiving and decrypting an encrypted user PIN to facilitate off-line transaction authorization. In an off-line transaction, a transaction processing system...
6725200 Personal data archive system
Apr-20-2004 The invention concerns a personal data archive system with portable personal storage devices allowing the owner to enter and store personal data. Authorization checking devices are allocated to the storage...
6717522 Message providing apparatus
Apr-6-2004 A message providing apparatus according to one embodiment is apparently a small-sized (for sample, screen size of about 3.5 inches) flat display (for example, LCD), wherein a speaker is provided at a cabinet,...
6697702 Shipment transaction system and an arrangement thereof
Feb-24-2004 A computer processing system for a shipment transaction involving shippers and carriers. The system is particularly suited to efficiently and automatically audit and effect payment of a shipment transaction...
6684276 Patient encounter electronic medical record system, method, and computer product
Jan-27-2004 A patient encounter electronic medical record system, method, and computer product includes pre-populated, diagnosis specific templates, selective, specialty-specific master databases, and anatomic specific...
6684200 Cashless vending machine
Jan-27-2004 The cashless vending machine system of the present invention comprises: a radio-communication terminal having a terminal information storage device for storing a verification key, and a terminal encryption...
6669832 Electronic transaction system
Dec-30-2003 A request for a commodity that each office in an organization needs is sent from a terminal in the office to a general affairs service center in the organization. The request is then sent to a VAN center...
6644554 IC card
Nov-11-2003 A use information judging means compares use information recorded in use information recording means with a predetermined condition value to judge whether or not the use information agrees with the predetermined...
6598024 Method and system for processing supplementary product sales at a point-of-sale terminal
Jul-22-2003 A POS terminal determines an upsell to offer in exchange for the change due to a customer in connection with a purchase. The point-of-sale terminal preferably maintains a database of at least one upsell...
6591252 Method and apparatus for authenticating unique items
Jul-8-2003 A method and apparatus for authenticating, archiving information and updating ownership of unique items by associating a unique identifying code with the item. Ownership history of the item is locked with...
6567915 Integrated circuit card with identity authentication table and authorization tables defining access rights based on Boolean expressions of authenticated identities
May-20-2003 This invention concerns an integrated circuit (IC) device, such as smart cards, electronic wallets, PC cards, and the like, and various methods for authenticating identities and authorizing transactions...
6558255 Method and apparatus for expiration of prepaid slot machine plays
May-6-2003 An expiring prepaid casino card is disclosed which may be utilized to provide payment for slot machine play or other gambling activities. The disclosed expiring prepaid casino card is preferably a pointer...
6553348 Sales management apparatus
Apr-22-2003 In a sales management apparatus, control programs necessary for operating in different modes are stored in respective mode keys and any desirable control program is loaded by using a corresponding mode...
6539363 Write input credit transaction apparatus and method with paperless merchant credit card processing
Mar-25-2003 A method and system for generating a completed payment document ready for signature in image form and enabling signature in image form, storing the image and providing a printed copy of the document including...
6536664 Method for exchanging information between a cash register and a payment-processing device
Mar-25-2003 A system for the processing of payment and a signal-processing device having a first data port for communication with a case register (10). The signal-processing device (50) also includes a second data...
6529880 Automatic payment system for a plurality of remote merchants
Mar-4-2003 An automated payment system for a plurality of remote merchants includes a clearinghouse server, a plurality of customer tags and a plurality of local merchant systems. The clearinghouse system includes...
6516302 Method and system for accumulating marginal discounts and applying an associated incentive upon achieving one of a plurality of thresholds
Feb-4-2003 A method for customer promotion includes sequentially receiving signals indicative of respective bar codes of a plurality of items in a customer order. The price of each item is accumulated. A marginal...
6502121 System and method for processing a recurrent operation
Dec-31-2002 The processing system includes a storage device for maintaining entity information including period information indicative of information processing periods for the entity. A scheduling application defines...
6488204 Payment management method and system using an IC card
Dec-3-2002 A payment management method and system for performing suitable payment management, wherein a user of a credit IC card can store a transaction history in the IC card, collate the transaction history with...
6460020 Universal shopping center for international operation
Oct-1-2002 An international transaction system for operation over the internet/intranet provides a pre-transactional calculation of all charges involved in any international transaction. Upon the option of the customer,...
6453301 Method of using personal device with internal biometric in conducting transactions over a network
Sep-17-2002 A method of authorizing a commercial transaction between a customer and a provider of goods or services over a network, wherein the provider of goods or services requests that the customer provide authentication...
6405182 System for dispensing prepaid debit cards through point-of-sale terminals
Jun-11-2002 Point-of-Sale machines that allow individuals to obtain from participating merchants, "over-the-counter", prepaid debit cards. The amount of the line of credit is determined from the amount prepaid and...