| 6109523 |
Electronic money coffer |
| Aug-29-2000 |
An electronic money coffer with an improved safety relative to an abnormal state such as fire. The electronic money coffer is provided with a depository unit having a structure resistant to an abnormal... |
| 6105013 |
Method, apparatus, system and firmware for secure transactions |
| Aug-15-2000 |
The present invention relates to an electronic module used for secure transactions. More specifically, the electronic module is capable of passing information back and forth between a service provider's... |
| 6081790 |
System and method for secure presentment and payment over open networks |
| Jun-27-2000 |
A system for secure presentment and payment having a first electronic processing device and a second electronic processing device. The first processing device creates a presentment ticket from stored invoice... |
| 6078888 |
Cryptography security for remote dispenser transactions |
| Jun-20-2000 |
The invention relates to providing secure transactions with a tag and POS device associated with a host network authorization system. In doing so, the tag is adapted to bi-directionally communicate with... |
| 6076078 |
Anonymous certified delivery |
| Jun-13-2000 |
A number of fault-tolerant methods for purchasing digital goods with a digital token over a network in which the token's value resides either with a customer or a merchant are disclosed. One version of... |
| 6076075 |
Retail unit and a payment unit for serving a customer on a purchase and method for executing the same |
| Jun-13-2000 |
A payment unit is provided for serving a customer making a purchase. The customer has an electronic wallet containing an electronic checkbook for making payments for purchases of not less than a minimal... |
| 6065117 |
Systems, methods and computer program products for sharing state information between a stateless server and a stateful client |
| May-16-2000 |
Systems, methods and computer program products for sharing state information between a stateless server and a stateful client are provided. A client request to perform an action on the server is accompanied... |
| 6049788 |
System with portable terminal and data media connectable therewith |
| Apr-11-2000 |
Portable data media are known of which many have the uniform format of a standardized credit card and which are used in different ways for monetary transactions, preferably for the cash-less payment of... |
| 6038551 |
System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer |
| Mar-14-2000 |
A computerized system offers a uniform platform for conducting electronic transactions in multiple different environments. The system includes a portable, multi-purpose, integrated circuit (IC) card and... |
| 6038549 |
Portable 1-way wireless financial messaging unit |
| Mar-14-2000 |
A secure messaging system including a secure messaging system controller (1100) and a first financial messaging unit (906). A user initiates a financial transaction by providing a transaction authentication... |
| 6023508 |
Polymorphic data structures for secure operation of a virtual cash system |
| Feb-8-2000 |
A system for transferring value carrying data packets representative of cash between transferor and transferee terminals without the intervention of a centralized database provides for data packets convertible... |
| 6018717 |
Method and apparatus for acquiring access using a fast smart card transaction |
| Jan-25-2000 |
A method for using a smart card to gain access through an access device upon payment of a value (V) is performed by first operatively coupling the card to the access device. The access device reads a first... |
| 6016476 |
Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security |
| Jan-18-2000 |
The present invention is a portable client PDA with a touch screen or other equivalent user interface and having a microphone and local central processing unit (CPU) for processing voice commands and for... |
| 6012143 |
Method for managing security for card-type storage medium and a transaction apparatus therefor |
| Jan-4-2000 |
In a card-type storage medium and transaction apparatus, when a transaction is started between the card-type storage medium and the transaction apparatus and a data file that is an object of an access... |
| 6003014 |
Method and apparatus for acquiring access using a smart card |
| Dec-14-1999 |
A method for using a smart card to gain access through an access device upon payment of a value (V) is performed by first operatively coupling the card to the access device. The access device reads a first... |
| 5995626 |
Electronic shopping method, electronic shopping system and document authenticating method relating thereto |
| Nov-30-1999 |
An electronic shopping method is provided by both an apparatus 10 and an apparatus 30 to hold a key K(A, C) in common, and both the apparatus 30 and an apparatus 40 to hold a key K(B, C) in common. The... |
| 5974145 |
Method for cancelling a transaction of an electronic payment means, as well as payment means for application of the method |
| Oct-26-1999 |
A method and system for cancelling payments effected with an electronic payment device (11), such a smart card or IC card, in an off-line payment system including transmitting a check value, such as a... |
| 5953423 |
Electronic-monetary system |
| Sep-14-1999 |
An electronic-monetary system having (1) banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic... |
| 5952638 |
Space efficient method of electronic payments |
| Sep-14-1999 |
A method of space efficient electronic payments. A customer initiates an electronic transaction by transmitting a request for payment information to a seller. In response, the customer receives from the... |
| 5949880 |
Transfer of valuable information between a secure module and another module |
| Sep-7-1999 |
The present invention relates to system, apparatus and method for communicating valuable data from a portable module to another module via an electronic device. More specifically, the disclosed system,... |
| 5940510 |
Transfer of valuable information between a secure module and another module |
| Aug-17-1999 |
The present invention rotates to system, apparatus and method for communicating valuable data from a portable module to another module via an electronic device. More specifically, the disclosed system,... |
| 5930363 |
Card charging systems |
| Jul-27-1999 |
A security device for use in a card charging system where a service or product providing facility issues services or products by the use of credit from a card. The security device comprises signal transmission... |
| 5926546 |
Communication device and system for mobile encrypted communication |
| Jul-20-1999 |
An automatic collection system for automatically collecting a toll charge from an IC card is provided with transceivers in gantries installed along a vehicle road. This collection system uses the transceivers... |
| 5878139 |
Method for electronic merchandise dispute resolution |
| Mar-2-1999 |
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both... |
| 5864829 |
Network charge method and system |
| Jan-26-1999 |
A user who offered the purchase of a commodity or performed down-loading through a network is charged by a safe method. This charge is executed by sending a plurality of passwords, which can be used only... |
| 5862224 |
Cryptographic process for protection against fraud |
| Jan-19-1999 |
A cryptographic process is for protection against fraud. An allocation of a secret key K is made to a card and to an application and an input value R is defined. The card and application calculate the... |
| 5850442 |
Secure world wide electronic commerce over an open network |
| Dec-15-1998 |
A network of users and servers of a type found in the Internet system is extended to permit secure electronic commercial transactions to be accomplished. The network is extended to include a public key... |
| 5825875 |
Process for loading a protected storage zone of an information processing device, and associated device |
| Oct-20-1998 |
The invention relates to a process for loading a protected storage zone of an information processing device, with confidential data and/or programs, and to the associated information processing device.... |
| 5796832 |
Wireless transaction and information system |
| Aug-18-1998 |
A financial information and transaction system utilizes wireless communication in connection with portable terminals. In this system, a terminal is connected to the financial institution via a wireless... |
| 5778069 |
Non-biased pseudo random number generator |
| Jul-7-1998 |
A computer-implemented pseudo random number generator includes an input device to assemble multiple classes of bits from multiple sources into an input bit string. The multiple classes of bits include... |
| 5778067 |
Value transfer system |
| Jul-7-1998 |
A value transfer system which allows value to be transferred between electronic purses comprises computer which controls the loading of purses with value and the redemption of value from purses, a special... |
| 5761310 |
Communication system for messages enciphered according to an RSA-type procedure |
| Jun-2-1998 |
The procedure involves key numbers "d" and "e" and a modulus N, so hat "N" is the product of two factors "p" and "q" which are prime numbers N=p.q, and e.d=1.sub.MOD.phi.(N), where .phi.(N) is the Euler... |
| 5754655 |
System for remote purchase payment and remote bill payment transactions |
| May-19-1998 |
A terminal is provided for allowing a user to conduct remote purchase payment and remote bill payment transactions with a remote host computer. In one embodiment, the terminal includes a QWERTY alphabetic... |
| 5748740 |
Method, apparatus, system and firmware for secure transactions |
| May-5-1998 |
The present invention relates to an electronic module used for secure transactions. More specifically, the electronic module is capable of passing information back and forth between a service provider's... |
| 5748737 |
Multimedia electronic wallet with generic card |
| May-5-1998 |
An electronic wallet is disclosed which provides multiple data media interfaces. Standard interfaces will include a smart card reader/writer, a magnetic reader/writer, a radio frequency transceiver and... |
| 5734722 |
Electronic travel pass |
| Mar-31-1998 |
A data transfer system transfers data between a smartcard and a reader by transmitting a series of binary pulses, where the absence or presence of single predetermined pulses within the series communicate... |
| 5729609 |
Method for producing a common key in two devices, in order to implement a common cryptographic procedure, and associated apparatus |
| Mar-17-1998 |
The invention relates to a method and an apparatus for producing a key that is common to two devices that belong to different sets and are intended to implement a common cryptographic procedure. Each device... |
| 5703949 |
Method for establishing secure communications among processing devices |
| Dec-30-1997 |
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both... |
| 5694471 |
Counterfeit-proof identification card |
| Dec-2-1997 |
A system and method for preventing counterfeiting of an identification or transaction card, and for verifying that the user of the card is an authorized user, involves the use of a unique, unalterable... |
| 5680459 |
Passive transponder |
| Oct-21-1997 |
The present invention relates to an electronic identification system comprising one or more transponders which store identification and other information in memory, and readers, which capture information... |
| 5677955 |
Electronic funds transfer instruments |
| Oct-14-1997 |
An electronic instrument is created in a computer-based method for effecting a transfer of funds from an account of a payer in a funds-holding institution to a payee. The electronic instrument includes... |
| 5655023 |
Advanced postage payment system employing pre-computed digital tokens and with enhanced security |
| Aug-5-1997 |
A method and system for postage payment include the generation of a plurality of dispensable discrete items of encrypted data. Each of the items of encrypted data, which may be digital tokens, have a specific... |
| 5613001 |
Digital signature verification technology for smart credit card and internet applications |
| Mar-18-1997 |
The presently used Asymmetric Digital Signature verification technologies, such as the system of RSA Data Security Corp., require complex mathematical operations for encryption and decryption. As a result,... |
| 5602919 |
Speedup for monetary transactions using a transponder in conjunction with a smartcard |
| Feb-11-1997 |
This invention allows a user to have a smartcard (66) and a smartcard-based transponder (14). This smartcard-based transponder (14) can accept money from the smartcard (14). The amount transferred from... |
| 5590197 |
Electronic payment system and method |
| Dec-31-1996 |
A cyber wallet in the form of stored and protected account information, which may be "carried" on a tamper resistant portable electronic storage medium such as a smartcard, or stored on the customer's... |
| 5550919 |
Method and device for limiting the number of authentication operations of a chip card chip |
| Aug-27-1996 |
To resolve the problems related to the divulgation of the algorithms for the transcoding of the secret codes in chip cards, notably prepayment type chip cards, it is planned to limit the number of authentication... |
| 5544246 |
Smartcard adapted for a plurality of service providers and for remote installation of same |
| Aug-6-1996 |
A smartcard that allows different Service Providers to coexist on the smartcard with none of the Service Providers, nor the owner of the smartcard, having access to the files created for, or by, each of... |
| 5513261 |
Key management scheme for use with electronic cards |
| Apr-30-1996 |
In an electronic card of the type for insertion into a host electronic device for providing to the host device security parameters pertaining to the rightful holder of the card, the security parameters... |
| 5497418 |
Data processing system having a set of memory cards |
| Mar-5-1996 |
A data processing system comprises a set of memory cards (10) and at least one central administration and processing unit (22). According to the invention, the memory cards and the processing unit together... |
| 5485520 |
Automatic real-time highway toll collection from moving vehicles |
| Jan-16-1996 |
One or more roadside collection stations (RCS) communicate over a short-range, high speed bidirectional microwave communication link with one or more in-vehicle units (IVU) associated with one or more... |
