| 5819230 |
System and method for tracking and funding asset purchase and insurance policy |
| Oct-6-1998 |
A computer and communications system facilitates the administration of a mortgage and life insurance combination program in which all or a portion of the funds normally used as a down payment are used... |
| 5819228 |
Health care payment system utilizing an intensity adjustment factor applied to provider episodes of care |
| Oct-6-1998 |
A method for providing a payment mechanism for out-patient diagnostic imaging services based upon an episode of care payment methodology. An episode of care is selected as a given time period during which... |
| 5809478 |
Method for accessing and evaluating information for processing an application for insurance |
| Sep-15-1998 |
A method of controlling a computer network to render information needs and risk evaluative decisions includes the matching of profiles, defined by data characteristics and collective characteristics, to... |
| 5806042 |
System for designing and implementing bank owned life insurance (BOLI) with a reinsurance option |
| Sep-8-1998 |
The present invention involves a computer software and hardware system which smoothly integrates the following functions into an integrated computer-based system for designing and administering a BOLI... |
| 5802500 |
System and method for computing a financial projection of a prefunding program for other postretirement employee benefits under FASB statement 106 |
| Sep-1-1998 |
A computer system, and a method for using the system, for computing financial data, the computer system including a digital computer connected to receive information representing a description of a taxable... |
| 5797134 |
Motor vehicle monitoring system for determining a cost of insurance |
| Aug-18-1998 |
A method and system of determining a cost of automobile insurance based upon monitoring, recording and communicating data representative of operator and vehicle driving characteristics. The cost is adjustable... |
| 5794208 |
Creating and using protocols to create and review a patient chart |
| Aug-11-1998 |
A method and apparatus for creating and using a reusable medical protocol to create a patient chart is provided. The protocol is created by selecting various medical findings from a database containing... |
| 5787434 |
File processing apparatus, file processing method and a computer readable memory media |
| Jul-28-1998 |
A file processing apparatus stores document-definition documents for defining documents, which document-definition documents include document-definition information such as document format information... |
| 5761645 |
System and method for insurance gift payments |
| Jun-2-1998 |
Upon the death of an insured, a system releases gift payments to designated beneficiaries on designated dates over a period of years (e.g. ten years.) As part of the policy, the insured may select a message... |
| 5758341 |
Automated transaction processing system and process with emulation of human error resolution |
| May-26-1998 |
The present invention involves a personal computer based system that emulates actions of a human technician correcting mainframe computer transactional records. The system performs analysis functions and... |
| 5754980 |
Method of providing for a future benefit conditioned on life expectancies of both an insured and a beneficiary |
| May-19-1998 |
A method of providing for a future stream of payments solely to a beneficiary who survives an insured utilizes data including the ages of both the insured and one specific beneficiary to define a premium... |
| 5752237 |
Method and apparatus for providing professional liability coverage |
| May-12-1998 |
A system and method are provided that, in the case of professionals having large numbers of publicly traded corporate clients, are able to use the relative probabilities of different ones of those clients... |
| 5752236 |
Life insurance method, and system |
| May-12-1998 |
Life insurance methods, systems and products which revolve around having an insurance plan with at least two separate but related insurance contracts on the same insured or insureds. The contracts are... |
| 5712984 |
System for funding future workers' compensation losses |
| Jan-27-1998 |
A system funds future losses incurred by an insurance carrier on active workers' compensation insurance claims. Statistical models are used to predict future costs and durations of claims. The statistical... |
| 5704044 |
Computerized healthcare accounts receivable purchasing, collections, securitization and management system |
| Dec-30-1997 |
The present invention is a computerized method and system for financing health care service providers, especially pharmacies, by evaluating and purchasing their accounts receivables, scoring the creditworthiness... |
| 5666492 |
Flexible computer based pharmaceutical care cognitive services management system and method |
| Sep-9-1997 |
A computer based pharmaceutical care cognitive services management system and method allows the transformation of a pharmacist from a vendor to a health care provider. The pharmaceutical care cognitive... |
| 5664109 |
Method for extracting pre-defined data items from medical service records generated by health care providers |
| Sep-2-1997 |
A central medical record repository for a managed health care organization accepts and stores medical record documents in any format from medical service providers. The repository then identifies the document... |
| 5655085 |
Computer system for automated comparing of universal life insurance policies based on selectable criteria |
| Aug-5-1997 |
A computerized system for initiating, processing, preparing, storing, and transmitting illustrations of universal life insurance. A computer accesses a database into which data is written and from which... |
| 5651117 |
Method and system for disseminating obituaries and administering a depository to achieve this |
| Jul-22-1997 |
This is a system for disseminating obituaries by a depository that monitors reports of death and selectively transmits some of them to persons who have contracted beforehand with the depository to be notified... |
| 5649085 |
Method and system for storing and displaying system operation traces with asynchronous event-pairs |
| Jul-15-1997 |
A method and system of displaying system operation trace information are provided which include displaying a window within the display device of a computer and displaying an axis within the window having... |
| 5636117 |
Method and apparatus for monitoring the strength of a real estate market or commodity market and making lending and insurance decisions therefrom |
| Jun-3-1997 |
By gathering information regarding the total number of sales, total number of pending listings, total number of active listings, and total number of expired listings in a time period, a market index may... |
| 5631828 |
Method and system for processing federally insured annuity and life insurance investments |
| May-20-1997 |
The method and computer-based system for electronically processing transactional data and monitoring annuity or life insurance funds includes identifying and storing fund data, customer data, beneficiary... |
| 5613072 |
System for funding future workers compensation losses |
| Mar-18-1997 |
A system is disclosed for funding future losses incurred by an insurance carrier on active workers' compensation insurance claims. The system uses statistical models to predict future costs and durations... |
| 5590037 |
Digital computer system and methods for computing a financial projection and an illustration of a prefunding program for an employee benefit |
| Dec-31-1996 |
In a system and methods for using a data processing system including a programmed electrical digital computer having a processor electrically connected to an input device and to an output device, generating... |
| 5586313 |
Method for updating a file |
| Dec-17-1996 |
A method is disclosed for retroactively inserting a transactional change into a file where the file involves a plurality of images that are recorded (i.e., saved) at preset sequential time intervals. Each... |
| 5550734 |
Computerized healthcare accounts receivable purchasing collections securitization and management system |
| Aug-27-1996 |
The present invention is a computerized method and system for financing health care service providers, especially pharmacies, by evaluating and purchasing their accounts receivables, scoring the creditworthiness... |
| 5537315 |
Method and apparatus for issuing insurance from kiosk |
| Jul-16-1996 |
A method and system in a data processing system for automatically associating a user's signature with a document. The data processing system includes a touchscreen display, a central processing unit, a... |
| 5523942 |
Design grid for inputting insurance and investment product information in a computer system |
| Jun-4-1996 |
A computer implemented graphical user interface for receiving instructions and information relating to insurance products, and for displaying insurance proposals relating thereto. The graphical user interface... |
| 5519607 |
Automated health benefit processing system |
| May-21-1996 |
An automated health benefit processing system. The system includes a database and three processors. The database includes, for each geographic area and for each medical procedures for which a benefit is... |
| 5504674 |
Insurance claims estimate, text, and graphics network and method |
| Apr-2-1996 |
A communications network for processing insurance claims of objects. The communications network including claim terminals and repair terminals, each having a processor, a display monitor, and a mass storage... |
| 5479344 |
Insurance computation display |
| Dec-26-1995 |
An apparatus for illustrating a life insurance needs computational presentation includes a computer including a memory and a processor, a video-style screen operatively connected to the computer for displaying... |
| 5446653 |
Rule based document generation system |
| Aug-29-1995 |
Documents are automatically generated by assembling a plurality of clauses selected from a library of clauses stored in a computer system. A rule set is assigned to each of the clauses. Each rule set provides... |
| 5432904 |
Auto repair estimate, text and graphic system |
| Jul-11-1995 |
A computer system including a processor, a display monitor and a mass storage device serving as a main memory for storing digital data. The digital data include information stored in digital form for a... |
| 5325291 |
Method of verifying insurance on registered vehicles |
| Jun-28-1994 |
A method for determining the presence and/or absence of automobile insurance on State registered vehicles utilizes registered vehicle records and insurance record databases as provided by the State and... |
| 5301105 |
All care health management system |
| Apr-5-1994 |
A fully integrated and comprehensive health care system that includes the integrated interconnection and interaction of the patient, health care provider, bank or other financial institution, insurance... |
| 5291398 |
Method and system for processing federally insured annuity and life insurance investments |
| Mar-1-1994 |
The method and system for electronically processing transactional data and monitoring annuity funds includes identifying and storing annuity fund data, customer data, annuity beneficiary data, and banking... |
| 5253164 |
System and method for detecting fraudulent medical claims via examination of service codes |
| Oct-12-1993 |
An expert computer system for processing medical claims. Medical claims and associated representation are inputted into the expert computer system. The inputted claims are interpreted according to specific... |
| 5235702 |
Automated posting of medical insurance claims |
| Aug-10-1993 |
A method for inputting into a computerized data base system data disposed in a known format and comprising machine generated text is disclosed. The method comprises the steps of providing a document of... |
| 5235507 |
Health insurance management system |
| Aug-10-1993 |
Data processing for a health insurance management system verifies the insurance status of the claimant, identifies the appropriate insurance policy, calculates the amount to be paid to the health care... |
| 5225976 |
Automated health benefit processing system |
| Jul-6-1993 |
An automated health benefit processing system. The system includes a database and three processors. The database includes, for each geographic area and for each medical procedures for which a benefit is... |
| 5210687 |
Business transaction and investment growth monitoring data processing system |
| May-11-1993 |
A data processing system is disclosed which monitors client's business orders over time and based upon predetermined criteria determines the client's vested interest in funds deposited into special client... |
| 5202827 |
Apparatus for insuring futures contracts against catastrophic loss |
| Apr-13-1993 |
Point-of-sale stations serve as data entry points for customer transactions including various data for insurance unit purchases and renewals, unit cancellations resulting from investor- or broker- initiated... |
| 5191522 |
Integrated group insurance information processing and reporting system based upon an enterprise-wide data structure |
| Mar-2-1993 |
An integrated information storage processing and reporting system for processing and supervising a plurality of group insurance accounts was contructed with a single enterprise-wide relational data base.... |
| 5182705 |
Computer system and method for work management |
| Jan-26-1993 |
A computerized system and method for managing work in process is provided. An initial transaction records case specific information. The case specific information is automatically linked with a work source... |
| 5128859 |
Electronic accident estimating system |
| Jul-7-1992 |
An electronic accident estimating system has been produced by integrating commercially available electronic hardware with proprietary software developed expressly for the estimating system. Electronic... |
| 5070452 |
Computerized medical insurance system including means to automatically update member eligibility files at pre-established intervals |
| Dec-3-1991 |
The computerized insurance claim processing system links the physician's office and the provider of insurance coverage by means of a central administration computer. The system provides up-to-date information... |
| 5025138 |
Method and system for providing verifiable line of credit information |
| Jun-18-1991 |
A method and system for providing line of credit information to participating banks that issue debit cards to owners of life insurance policies, wherein the cash surrender value of the life insurance policy... |
| 4987538 |
Automated processing of provider billings |
| Jan-22-1991 |
The inclusion of computer capability to process Workers' Compensation claims wherein a complexity of administrative rules determine maximum allowable benefits, the processing of which is not feasible for... |
| 4975840 |
Method and apparatus for evaluating a potentially insurable risk |
| Dec-4-1990 |
A method and apparatus for evaluating the insurability of a potentially insurable risk has data bases for storing information, and the ability to correlate selected elements of information in respective... |
| 4969094 |
Self-implementing pension benefits system |
| Nov-6-1990 |
A self-implementing pension benefits system for subscriber employees (E1, E2, E3 . . . ) including a life insurer institution and a lending institution Life insurer trust institution computes and receives... |
