| 6341265 |
Provider claim editing and settlement system |
| Jan-22-2002 |
Methods and systems for interactively creating and submitting insurance claims and determining whether the submitted claims are in condition for payment by an insurer. A medical technician operating a... |
| 6338040 |
Method for delaying the development in pest species of resistance to control techniques, using insurance to encourage correct uses of refuges |
| Jan-8-2002 |
An insurance or warranty method protects financial interests of producers, such as farmers planting transgenic varieties of seed as a primary asset, who use proper refuges of similar but non-transgenic,... |
| 6336096 |
System and method for evaluating liability |
| Jan-1-2002 |
A system and method of evaluating liability among multiple potential responsible parties (PRPs), their insurers and multiple environmental sites supports mediating and arranging settlements in toxic site... |
| 6332125 |
Providing termination benefits for employees |
| Dec-18-2001 |
A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer.... |
| 6330551 |
Computerized dispute resolution system and method |
| Dec-11-2001 |
A computerized system for automated dispute resolution through an Intranet website via the Internet or other communications linkage for communicating and processing a series of demands to satisfy a claim... |
| 6330541 |
System and method for controlling and securitizing the cash value growth and/or death benefits of a large pool of insurance policies |
| Dec-11-2001 |
A system and method of managing an actuarially credible pool of life insurance policies to generate a consistent cash flow from death benefits paid on the insurance policies. The system and method accessing... |
| 6317719 |
Providing patient-specific drug information |
| Nov-13-2001 |
Systems and methods for processing data relating to use of a drug by a patient that receive patient information and determine a dosage of the drug on the basis of the patient information. The systems and... |
| 6304859 |
System and method for premium optimization and loan monitoring |
| Oct-16-2001 |
A system and process linking an external computer with an illustration system of an insurance carrier and a system of an independent lending institution, via modem, to determine the optimal premium structure... |
| 6304849 |
Method and system for printing a combination pharmaceutical label and directed newsletter |
| Oct-16-2001 |
A system and method for printing a customized combination newsletter and product label for used in dispensing prescribed pharmaceutical products. An individual's medical status is determined based upon... |
| 6301563 |
System and method for determining risk exposure based on adjacency analysis |
| Oct-9-2001 |
A system and method that determines risk exposure for a selected site by using adjacency analysis to identify and process sites that may not be visible to the user on a display unit. The system determines... |
| 6298348 |
Consumer profiling system |
| Oct-2-2001 |
A consumer profiling system is presented in which consumer profiles are formed and updated based on their purchases. The consumer profiles contain both demographic data and product preferences. Purchase... |
| 6275807 |
Computer system and methods for management, and control of annuities and distribution of annuity payments |
| Aug-14-2001 |
A computer system and methods for management and control of annuities and distribution of annuity payments is presented which enables transfer of funds between annuities, whether variable or fixed, without... |
| 6272528 |
Computer method for delivery of financial services |
| Aug-7-2001 |
A computer system is provided for delivery of financial services, such as banking, general insurance, life assurance, pensions and investments, loans and mortgages, and financial planning and advisory... |
| 6272471 |
Method and apparatus for deterring frivolous professional liability claims |
| Aug-7-2001 |
A plan of countersuit insurance provided to professionals, possibly as part of or along with their professional liability insurance, deters frivolous professional malpractice claims. The plan of insurance... |
| 6246991 |
Will information management and disclosure system and method, and program storage medium thereof |
| Jun-12-2001 |
A will information management and disclosure system keeps in custody deposit information that includes information about a depositor's last word and testament to be unsealed in accordance with unsealing... |
| 6243613 |
N-dimensional material planning method and system with corresponding program therefor |
| Jun-5-2001 |
An N-dimensional material planning method for evaluating supplier material policy includes steps for storing supplier characterization data in a N-dimensional data space, and evaluating the supplier characterization... |
| 6236973 |
Apparatus and method for providing collateral construction loan insurance coverage |
| May-22-2001 |
A centralized automated apparatus for lending institutions to initiate, report and confirm insurance coverage on buildings used as collateral for construction loans under a single builder's risk policy... |
| 6233563 |
Insurance verification system and method |
| May-15-2001 |
The present invention provides a system and method for quickly and accurately verifying the existence of vehicle insurance. According to exemplary embodiments of the present invention, a nationwide vehicle... |
| 6223094 |
Multi-tiered structure for storing and displaying product and process variants |
| Apr-24-2001 |
A computer based system is provided that is capable of displaying component and process structures for configurable product classes stored in a data structure. Product classes in the data structure are... |
| 6208973 |
Point of service third party financial management vehicle for the healthcare industry |
| Mar-27-2001 |
A point of service third party adjudicated payment system and method which provides for the creation of an adjudicated settlement transaction at a point of service which designates the portion of the service... |
| 6185555 |
Method and apparatus for data management using an event transition network |
| Feb-6-2001 |
The present invention provides a method and computer program for managing data by storing one or more data records in a database, creating a management plan having one or more states, selecting one or... |
| 6185540 |
Insurance estimating system |
| Feb-6-2001 |
The present invention is an insurance estimating system that presents a number of advances over the prior art. The invention enables an insurance estimator to quickly and accurately estimate damage to... |
| 6182048 |
System and method for automated risk-based pricing of a vehicle warranty insurance policy |
| Jan-30-2001 |
A system and method for automated risk-based pricing of a vehicle-warranty insurance policy. A vehicle warranty policy request input source receives a request for a vehicle warranty policy. A processor... |
| 6163770 |
Computer apparatus and method for generating documentation using a computed value for a claims cost affected by at least one concurrent, different insurance policy for the same insured |
| Dec-19-2000 |
A method for using a digital electrical apparatus to electrically process signals in generating output for insurance documentation for a first insurance policy for a first risk having a claims cost reflecting:... |
| 6161096 |
Method and apparatus for modeling and executing deferred award instrument plan |
| Dec-12-2000 |
A method and apparatus for deferred award instrument plan by identifying at least one participant in the deferred award plan, retrieving financial data related to stock options corresponding to the identified... |
| 6148297 |
Health care information and data tracking system and method |
| Nov-14-2000 |
An interactive system and method includes at least two subsystems: one for providing exposure and incident information to a healthcare worker and another for collecting exposure and incident data at a... |
| 6144941 |
Intelligent transaction |
| Nov-7-2000 |
A plurality of steps, which are intended to modify the data in a transaction, form a transaction (40) comprising statements (41, 42, 43). In the method according to the invention there is formed a data... |
| 6138102 |
System for preventing cash flow losses |
| Oct-24-2000 |
A system for preventing cash flow losses for an insured entity including (a) a database for storing information including a base periodic cash flow amount for the insured entity; (b) a database for storing... |
| 6134536 |
Methods and apparatus relating to the formulation and trading of risk management contracts |
| Oct-17-2000 |
Methods and apparatus which deal with the management of risk relating to specified, yet unknown, future events are disclosed. `Sponsor` stakeholders specify a particular product relating to an event or... |
| 6128598 |
System and method for generating and executing insurance policies for foreign exchange losses |
| Oct-3-2000 |
A system and method for providing a foreign exchange insurance policy that automatically considers factors such as the type of currency, exchange rate, amount of coverage, and period of coverage, to determine... |
| 6122635 |
Mapping compliance information into useable format |
| Sep-19-2000 |
A system for providing access to compliance information includes a subsystem for acquiring securities information from one or more database sources. The system extracts compliance information from the... |
| 6122633 |
Subscription within workflow management systems |
| Sep-19-2000 |
The present invention relates to the area of workflow management systems (WFMS). More particularly the inventions extends WFMS by subscription means. The subscription means operate on an audit trail stored... |
| 6119093 |
System for syndication of insurance |
| Sep-12-2000 |
A system is described for facilitating a syndicated sale of an insurance policy. The system employs a processor and a storage device connected to the processor, and a data receiving device and data output... |
| 6108635 |
Integrated disease information system |
| Aug-22-2000 |
A system including a set of software based Explorers, and a computer assisted methodology support the development of new medical interventions for diseases. The system includes Explorer modules for discovering... |
| 6098051 |
Crossing network utilizing satisfaction density profile |
| Aug-1-2000 |
A crossing network that matches buy and sell orders based upon a satisfaction and quantity profile is disclosed. The crossing network includes a number of trader terminals that can be used for entering... |
| 6092050 |
Graphical computer system and method for financial estimating and project management |
| Jul-18-2000 |
A computer system and method for preparing financial estimates and for analyzing and using data in the management of projects, includes a graphical user interface (8) with two optional, graphical modes... |
| 6092047 |
Apparatus and method of composing a plan of flexible benefits |
| Jul-18-2000 |
There is disclosed a method and apparatus for devising the financial aspects of a plan of benefits for a given population of employees in accordance with goals set by an employer of the employees. This... |
| 6088677 |
System for exchanging health care insurance information |
| Jul-11-2000 |
An information-exchange system is provided for controlling the exchange of business and clinical information between an insurer and multiple health care providers. The system includes an information-exchange... |
| 6078890 |
Method and system for automated health care rate renewal and quality assessment |
| Jun-20-2000 |
A method is provided for automated managed health care enhanced rate renewal which utilizes a common electronic request package of specific and immutable format having locked embedded formulas to perform... |
| 6076072 |
Method and apparatus for preparing client communications involving financial products and services |
| Jun-13-2000 |
A method and apparatus are provided for automatically preparing a client communication pertaining to a financial product for a client, wherein the client communication is for combined use with a corresponding... |
| 6076066 |
Attachment integrated claims system and operating method therefor |
| Jun-13-2000 |
An attachment integrated claims (AIC) system is formed by a combination of first, second and third storage media. The first storage medium stores computer readable instructions for permitting a first computer... |
| 6065000 |
Computer-implemented process of reporting injured worker information |
| May-16-2000 |
Predefined lists of selected variables are created and interrelated to produce incident reports. The lists are created and modified through the use of formatted computer screens or input forms, and the... |
| 6064983 |
System for performing tax computations |
| May-16-2000 |
A computer implemented application architecture and software component for providing tax computations for the administration of insurance and annuity products in a reusable software component. A Tax Server... |
| 6064970 |
Motor vehicle monitoring system for determining a cost of insurance |
| May-16-2000 |
A method and system of determining a cost of automobile insurance based upon monitoring, recording and communicating data representative of operator and vehicle driving characteristics. The cost is adjustable... |
| 6064969 |
Flexible annuity settlement proposal generating system |
| May-16-2000 |
An investment system includes a computer-implemented annuity system generating annuity proposals for customers. The annuity system includes a memory storing customer information input from a customer and... |
| 6058376 |
Process for evaluating the financial consequences of converting a standard form I.R.A. to the Roth form I.R.A. |
| May-2-2000 |
Disclosed is a computer-implemented process for evaluating the financial consequences of converting a standard format IRA to a new Roth form IRA. The process includes computing and disclosing the substantial... |
| 6058369 |
Method and apparatus for monitoring the strength of a real estate market and making lending and insurance decisions therefrom |
| May-2-2000 |
By gathering information regarding the total number of sales, total number of pending listings, total number of active listings, and total number of expired listings in a time period, a market index may... |
| 6049773 |
Automated method for identification of reinsurance claims |
| Apr-11-2000 |
An automated method for identifying those claims of a raw claims insurance claims database for which reinsurance is applicable. The method develops a database of uniquely clustered catastrophic events... |
| 6049772 |
System for managing hedged investments for life insurance companies |
| Apr-11-2000 |
A system for analyzing and managing a plurality of specified life insurance policies and annuity contracts on behalf of an insurance carrier. The life insurance policies or annuity contracts depend on... |
| 6044352 |
Method and system for processing and recording the transactions in a medical savings fund account |
| Mar-28-2000 |
Method and system for processing transactional data and monitoring funds invested in money market mutual funds for use in the purchase of health insurance policies and the payment of medical expenses.... |
