| 7039593 |
Payment convergence system and method |
| May-2-2006 |
A method and system is provided for convergence of multiple independent applications into a single payment vehicle. In the context of a medical procedure, the invention provides for the convergence of... |
| 7039592 |
Agricultural business system and methods |
| May-2-2006 |
A new system for providing agricultural financial services is provided. The system includes crop insurance services, where a proper level of crop insurance is determined necessary to assure income approximately... |
| 7024384 |
Apparatus and process for calculating an option |
| Apr-4-2006 |
The present invention introduces an apparatus and process which may be implemented on a vast variety of computer systems. The apparatus and process of the present invention use a computer system to receive... |
| 7020692 |
Systems and methods for insuring data transmissions |
| Mar-28-2006 |
Systems and methods are provided which afford a technical application for insuring, bonding, and underwriting a transmission of a data set, streaming data, and/or document over the Internet through TCP/IP... |
| 7016871 |
System for and method of variable annuity contract administration |
| Mar-21-2006 |
A system for and method of variable annuity contract administration is provided. Each variable annuity contract includes a bonus investment credit percentage, withdrawal charge percentages less than or... |
| 7013298 |
Method and system for automated data storage and retrieval |
| Mar-14-2006 |
A system and method for creating links between first records stored on a database and references to the first records within a second record, the system including a data reference list including keywords... |
| 7013284 |
Component based interface to handle tasks during claim processing |
| Mar-14-2006 |
A computer program is provided for developing component based software capable of handling insurance-related tasks. The program includes a data component that stores, retrieves and manipulates data utilizing... |
| 6999935 |
Method of calculating premium payment to cover the risk attributable to insureds surviving a specified period |
| Feb-14-2006 |
Survival risk insurance is a method of transferring the financial consequences associated with the risk that deaths occurring within a specified period of time in a selected group of insured lives will... |
| 6993556 |
Context administrator |
| Jan-31-2006 |
A context management and administration system includes a context manager, which manages the context of plural applications programs, and an administration suite, which oversees and manages the manager.... |
| 6985907 |
Computer-implemented method and system for attributing applicable condition codes to field claims |
| Jan-10-2006 |
One aspect of the present invention is a computer-implemented method for attributing applicable condition code(s) to a field claim. One preferred method includes inputting a text comment associated with... |
| 6983253 |
Process for providing a printed automobile adjustment estimate |
| Jan-3-2006 |
A process for providing a printed insurance adjustment estimate includes a wireless LAN. Each portable computer is connected by a wireless system, including radio transceivers, to a file server and printer.... |
| 6970827 |
System and method for storing information on a wireless device |
| Nov-29-2005 |
A system and method for storing personal, medical, and insurance related information on a wireless device are disclosed. The information may be stored by sending it from a remote personal computer to a... |
| 6965323 |
Communal vehicle system |
| Nov-15-2005 |
In a motor vehicle sharing system for managing motor vehicles parked in a parking area and renting the motor vehicles to users, the motor vehicle is provided with a detector for detecting the start and... |
| 6963853 |
Method and apparatus for calculating a return on investment for weather-related risk management |
| Nov-8-2005 |
A computer-implemented method and system evaluates and displays a return on investment for using weather-related risk-management services. The system includes user interfaces, databases containing information... |
| 6963852 |
System and method for creating a defined benefit pension plan funded with a variable life insurance policy and/or a variable annuity policy |
| Nov-8-2005 |
A defined benefit pension plan, such as a plan described in Internal Revenue Code Section 412(i), is created using variable life insurance contracts and/or variable annuity contracts. Actuarial data used... |
| 6959280 |
Method of protecting against a change in value of intellectual property, and product providing such protection |
| Oct-25-2005 |
Disclosed herein is a method of providing protection against an unexpected change in value of an intellectual property asset, which includes: - (a). obtaining a description of at least one...
|
| 6955646 |
Method and medical system for the postdischarge surveillance of a patient |
| Oct-18-2005 |
A method and medical system for the postdischarge surveillance of a patient (1) for detecting a case of pneumonia, secondary bleeding, a wound healing problem, a pulmonary complication, a urinary tract... |
| 6954741 |
Computerized dispute resolution system and method |
| Oct-11-2005 |
A method and system for automated dispute resolution is disclosed. The method and system are used in testing non-equal values in normal rounds for satisfaction of a condition. If the condition is not satisfied... |
| 6947904 |
System and method for incorporating mortality risk in an investment planning model |
| Sep-20-2005 |
A retirement planning method for computing possible future values of a portfolio of an investor. In one embodiment, the method includes the steps of (a) receiving a plurality of user inputs comprising... |
| 6947881 |
Shared vehicle system and method with vehicle relocation |
| Sep-20-2005 |
A shared vehicle system includes a central facility, at least one vehicle distribution port facility and a plurality or fleet of vehicles, each having a vehicle subsystem. In general, the central station... |
| 6944597 |
Providing termination benefits for employees |
| Sep-13-2005 |
A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer.... |
| 6944597 |
Providing termination benefits for employees |
| Sep-13-2005 |
A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer.... |
| 6938006 |
Sales method and system for selling tangible and intangible products |
| Aug-30-2005 |
An intangible product sales server for selling intangible products and a tangible product sales server for selling tangible products associated with the intangible products cooperate to simplify purchase... |
| 6937990 |
System for syndication of insurance |
| Aug-30-2005 |
A system is described for facilitating a syndicated sale of an insurance policy. The system employs a processor and a storage device connected to the processor, and a data receiving device and data output... |
| 6934686 |
Warranty transaction system and method |
| Aug-23-2005 |
A warranty transaction system (30) includes a user interface (32) that receives a warranty request from a customer computer (20) using a communications network (12). The warranty... |
| 6922720 |
Systems and methods for insuring data over the internet |
| Jul-26-2005 |
Systems and methods are provided which afford a technical application for insuring, bonding, and underwriting a transmission of a data set, streaming data, and/or document over the Internet through TCP/IP... |
| 6915266 |
Method and system for providing evaluation data from tracked, formatted administrative data of a service provider |
| Jul-5-2005 |
An agent-neutral computerized method for processing administrative data of a medical service provider, including defining standard administrative data formats for use by a medical service provider system,... |
| 6895390 |
System for monitoring increasing income financial products |
| May-17-2005 |
The data processing system and method implements an investment account structure establishing and providing an increasing income financial product. Each subscriber invests in a financial contractual product... |
| 6891946 |
Automated phone priorities |
| May-10-2005 |
A method of automatically routing a telephone call in a pharmacy, comprising the steps of: activating a telephone when a pharmacy employee signs onto a workstation; identifying a position type for the... |
| 6886061 |
Electronic record system and control program device with display and tablet function for manipulating display area functions with pen stylus |
| Apr-26-2005 |
Disclosed is an electronic record system which dispenses with complicated operations using a menu and a button and handwriting input operation like paper writing can be achieved. A system is established... |
| 6879959 |
Method of adjudicating medical claims based on scores that determine medical procedure monetary values |
| Apr-12-2005 |
A method of adjudicating a medical claim includes providing a requirements for a first claim and a second claim, receiving a medical claim for a medical procedure, setting a first score for the first claim... |
| 6873960 |
Methods for reducing fraud in healthcare programs using a smart card |
| Mar-29-2005 |
Methods for reducing fraud in a prescription healthcare program are described herein. The methods generally include registering a service provider with a prescription healthcare provider and issuing a... |
| 6873959 |
Method for accelerated provision of funds for social services directly to an individual using a smart card |
| Mar-29-2005 |
The invention is a method for accelerating the provision of bands to an individual from a non-health government social service program via a program administrator using a smart card by issuing a smart... |
| 6873958 |
Method and system for selecting items to replace insured items |
| Mar-29-2005 |
A web-based method for identifying items to replace insured items includes receiving item specification information from at least one of a user, a manufacturer, a distributor, a system administrator, and... |
| 6871181 |
System and method of assessing and rating vendor risk and pricing of technology delivery insurance |
| Mar-22-2005 |
A method and system for providing a standardization and commoditizing the process of technology contracts and creating method for assessing, scoring, ranking and rating technology vendors for the purpose... |
| 6869362 |
Method and apparatus for providing insurance policies for gambling losses |
| Mar-22-2005 |
A method according to some embodiments of the present invention provides for a game server to receive policy requirements of a user for a gambling loss insurance policy from a terminal. The game server... |
| 6868386 |
Monitoring system for determining and communicating a cost of insurance |
| Mar-15-2005 |
A method and system for communicating insurance related services between an insured and an insurer through an Internet communication scheme includes a processing system for processing acquired event and... |
| 6862580 |
System and method for managing tier-priced commodity transactions |
| Mar-1-2005 |
In an embodiment, a method of operating a processor coupled to a network to manage the sale of a commodity is comprises providing bidders with respective prices for bundled products. Each bundled product... |
| 6862571 |
Credentialer/Medical malpractice insurance collaboration |
| Mar-1-2005 |
An inventive process is disclosed for linking credentialing information with a medical malpractice insurance application. The credentialing information is automatically transferred from the credentialing... |
| 6850890 |
System and method for reinforcing regular chiropractic treatment |
| Feb-1-2005 |
A method and system for reinforcing regular chiropractic care comprising the establishment and maintenance of a policy of life insurance on a patient as long as the patient keeps each of a series of regularly... |
| 6850889 |
System and method for conducting a physician-patient consultation |
| Feb-1-2005 |
A system and method for conducting a physician-patient consultation is disclosed wherein the patient is located, at least initially, remotely from the physician. The system includes a first clinic station... |
| 6829584 |
Virtual home data repository and directory |
| Dec-7-2004 |
The present invention relates to a computer accessible system for electronically storing a model which communicates the physical attributes of a structure along with warranty, insurance and other information... |
| 6826542 |
System and method for collecting, enhancing and distributing invoices electronically via the internet |
| Nov-30-2004 |
The present invention is a central invoicing system. Payors and invoicers can use the central invoicing system by connecting to it by a network, such as the Internet, and using an interaction device, such... |
| 6826541 |
Methods, systems, and computer program products for facilitating user choices among complex alternatives using conjoint analysis |
| Nov-30-2004 |
Methods, systems, and computer program products for facilitating user choices among complex alternatives utilize conjoint analysis to simplify choices to be made by the user. A selector tool presents a... |
| 6826539 |
Virtual structure data repository and directory |
| Nov-30-2004 |
The present invention relates to a computer accessible system for electronically storing a model which communicates the physical attributes of a structure along with warranty, insurance and other information... |
| 6826537 |
Cardless method for reducing fraud in government healthcare programs |
| Nov-30-2004 |
A method reducing fraud in a government healthcare program is described herein. The method includes registering a service provider with a healthcare provider and issuing a service provider identification... |
| 6826536 |
Health care billing monitor system for detecting health care provider fraud |
| Nov-30-2004 |
A health care information management system uses a pre-existing database of medical specialty claims, such as anesthesia claims, to profile the billing behavior of medical specialist providers, such as... |
| 6826535 |
Method for reducing fraud in healthcare programs using a smart card |
| Nov-30-2004 |
The invention is a method for reducing fraud in a healthcare program by registering a service provider with a private healthcare provider and issuing a service provider identification codes, registering... |
| 6820059 |
Method for reducing fraud in government benefit programs using a smart card |
| Nov-16-2004 |
The method for reducing fraud in a non-health government benefit program entails by registering a service provider with a non-health government agency and issuing a service provider identification code,... |
| 6820058 |
Method for accelerated provision of funds for medical insurance using a smart card |
| Nov-16-2004 |
The invention is a method for accelerating the provision of funds to a service provider for medical insurance using a smart card by a person obtaining medical insurance coverage from an insurer and obtaining... |