| 6081790 |
System and method for secure presentment and payment over open networks |
| Jun-27-2000 |
A system for secure presentment and payment having a first electronic processing device and a second electronic processing device. The first processing device creates a presentment ticket from stored invoice... |
| 6076078 |
Anonymous certified delivery |
| Jun-13-2000 |
A number of fault-tolerant methods for purchasing digital goods with a digital token over a network in which the token's value resides either with a customer or a merchant are disclosed. One version of... |
| 6070141 |
System and method of assessing the quality of an identification transaction using an identificaion quality score |
| May-30-2000 |
A system and method of assessing the quality of an identification transaction is disclosed. The method includes the following steps: registering a plurality of persons to be identified by providing at... |
| 6061792 |
System and method for fair exchange of time-independent information goods over a network |
| May-9-2000 |
A system and method facilitates a fair exchange of time-independent information goods between a first party's computer and a second party's computer over a network, such as the Internet. The first party's... |
| 6058383 |
Computationally efficient method for trusted and dynamic digital objects dissemination |
| May-2-2000 |
A computationally efficient method for trusted and dynamic dissemination of digital objects. Related digital objects of various types are grouped, based on their usage and functionality, by an information... |
| 6047242 |
Computer system for protecting software and a method for protecting software |
| Apr-4-2000 |
A method for protecting an item of software, wherein at least one first challenge means is associated with said protected item of software, and at least one first response means accesses one private keying... |
| 6044350 |
Certificate meter with selectable indemnification provisions |
| Mar-28-2000 |
A system includes an accounting register; structure for creating and attaching a digital signature to a message; a memory having stored therein a plurality of different indemnification provisions and a... |
| 6026166 |
Digitally certifying a user identity and a computer system in combination |
| Feb-15-2000 |
Digital certification method in which a first digital signature dependent upon a first user identity and a first user system in combination, is stored accessibly to a certification server. The first user... |
| 6023509 |
Digital signature purpose encoding |
| Feb-8-2000 |
A method and apparatus for encoding a purpose into a digital signature, where purpose and digital signature bound into an extended digital signature. The extended digital signature capability binds a purpose... |
| 6016480 |
Merchandise return fraud prevention system and method |
| Jan-18-2000 |
A system and method for return fraud prevention is provided, which includes a point of return terminal having an input means for accepting, identifying information presented by a person returning at least... |
| 6016476 |
Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security |
| Jan-18-2000 |
The present invention is a portable client PDA with a touch screen or other equivalent user interface and having a microphone and local central processing unit (CPU) for processing voice commands and for... |
| 6012039 |
Tokenless biometric electronic rewards system |
| Jan-4-2000 |
The method of the invention includes a tokenless authorization of a reward transaction between an issuer and a recipient using an electronic identicator and at least one recipient bid biometric sample,... |
| 6005939 |
Method and apparatus for storing an internet user's identity and access rights to world wide web resources |
| Dec-21-1999 |
A method and apparatus for obtaining user information to conduct secure transactions on the Internet without having to re-enter the information multiple times is described. The method and apparatus can... |
| 6002771 |
Method and system for regulating discounts on merchandise distributed through networked computer systems |
| Dec-14-1999 |
The present invention provides a method and system for regulating discounts on merchandise distributed through networked computer systems. The method and system involve the use of discount coupons valid... |
| 5999625 |
Method for electronic payment system with issuer control |
| Dec-7-1999 |
A cryptographic method implemented on an electronic communication network interconnecting a plurality of terminals represents funds in a way that is secure at the issuer and secure when funds move from... |
| 5996076 |
System, method and article of manufacture for secure digital certification of electronic commerce |
| Nov-30-1999 |
Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. Secure transmission of data is provided from a party in communication... |
| 5995626 |
Electronic shopping method, electronic shopping system and document authenticating method relating thereto |
| Nov-30-1999 |
An electronic shopping method is provided by both an apparatus 10 and an apparatus 30 to hold a key K(A, C) in common, and both the apparatus 30 and an apparatus 40 to hold a key K(B, C) in common. The... |
| 5987440 |
Personal information security and exchange tool |
| Nov-16-1999 |
Utilization of the E-Metro Community and Personal Information Agents assure an effective and comprehensive agent-rule based command and control of informational assets in a networked computer environment.... |
| 5987132 |
System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture |
| Nov-16-1999 |
An architecture that provides a server that communicates bidirectionally with a gateway over a first communication link, over which service requests flow to the server for one or more merchants and/or... |
| 5978459 |
Encryption of telephone calling card codes |
| Nov-2-1999 |
A cost-efficient method that utilizes encryption techniques to prevent the unauthorized use of telephone customer calling card account and personal identification numbers (access codes), by electronic... |
| 5974148 |
Method for securing information relevant to a transaction |
| Oct-26-1999 |
A transaction system is disclosed wherein, when a transaction, document or thing needs to be authenticated, information associated with one or more of the parties involved is coded together to produce... |
| 5953423 |
Electronic-monetary system |
| Sep-14-1999 |
An electronic-monetary system having (1) banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic... |
| 5943424 |
System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture |
| Aug-24-1999 |
An architecture for processing a plurality of transactions from a single point of initiation is disclosed. The initiating computer selects a terminal identification token, and associates the token with... |
| 5943423 |
Smart token system for secure electronic transactions and identification |
| Aug-24-1999 |
Smart token technology, using a smart card, PCMCIA card or any other medium containing storage or processing capability is used to facilitate a variety of secure business transactions, including those... |
| 5943422 |
Steganographic techniques for securely delivering electronic digital rights management control information over insecure communication channels |
| Aug-24-1999 |
Electronic steganographic techniques can be used to encode a rights management control signal onto an information signal carried over an insecure communications channel. Steganographic techniques ensure... |
| 5940510 |
Transfer of valuable information between a secure module and another module |
| Aug-17-1999 |
The present invention rotates to system, apparatus and method for communicating valuable data from a portable module to another module via an electronic device. More specifically, the disclosed system,... |
| 5936541 |
Method for securing information relevant to a transaction |
| Aug-10-1999 |
A transaction system is disclosed wherein, when a transaction, document or thing needs to be authenticated, information associated with one or more of the parties involved is coded together to produce... |
| 5926552 |
System and process for guaranteeing signatures on securities |
| Jul-20-1999 |
A system and process for guaranteeing the signatures on securities to be transferred, comprising an electronic storage medium adapted to generate a profile of an individual guarantor enrolled in a signature... |
| 5903882 |
Reliance server for electronic transaction system |
| May-11-1999 |
A method of managing reliance in an electronic transaction system includes a certification authority issuing a primary certificate to a subscriber and forwarding to a reliance server, information about... |
| 5892827 |
Method and apparatus for generating personal identification numbers for use in consumer transactions |
| Apr-6-1999 |
A system for generating authorization codes, such as personal identification numbers, at the point of distribution of certificates of value on which the authorization codes are to be printed or otherwise... |
| 5889863 |
System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture |
| Mar-30-1999 |
An architecture that provides a server that communicates bidirectionally with a client over a first communication link, over which service requests flow to the server for one or more merchants and/or consumers... |
| 5884277 |
Process for issuing coupons for goods or services to purchasers at non-secure terminals |
| Mar-16-1999 |
A method for automated issuance of a coupon redeemable for goods or services purchased in a transaction involving a purchaser at a non-secure terminal on a public network is provided. The method includes... |
| 5878138 |
System and method for detecting fraudulent expenditure of electronic assets |
| Mar-2-1999 |
An electronic asset system includes tamper-resistant electronic wallets that store non-transferable electronic assets. To break such tamper-resistant wallets, the criminal is expected to spend an initial... |
| 5872848 |
Method and apparatus for witnessed authentication of electronic documents |
| Feb-16-1999 |
The present invention consists of a method and apparatus for authenticating an electronic document. In one embodiment of the invention, a party wishing to digitally sign an electronic document (the "client")... |
| 5864620 |
Method and system for controlling distribution of software in a multitiered distribution chain |
| Jan-26-1999 |
A system and method and system for controlling distribution of software to an user in a multitiered distribution chain. The system includes at least one entity that distributes the software in a locked... |
| 5850442 |
Secure world wide electronic commerce over an open network |
| Dec-15-1998 |
A network of users and servers of a type found in the Internet system is extended to permit secure electronic commercial transactions to be accomplished. The network is extended to include a public key... |
| 5825885 |
Bit agitator |
| Oct-20-1998 |
A 6-digit decimal input value A and a previously prepared 6-digit decimal extension fixed value L are substituted in an extension function f, thereby extending the input value A to a 12-digit decimal value... |
| 5799086 |
Enhanced cryptographic system and method with key escrow feature |
| Aug-25-1998 |
A cryptographic system with key escrow feature that uses a method for verifiably splitting user's private encryption keys into components and for sending those components to trusted agents chosen by the... |
| 5796841 |
Secure user certification for electronic commerce employing value metering system |
| Aug-18-1998 |
A system and method include means for processing a cryptographic certificate adapted to provide security functionality. A register means is provided and means for adjusting the register means to account... |
| 5757920 |
Logon certification |
| May-26-1998 |
Logon certificates are provided to support disconnected operation within the distributed system. Each logon certificate is a secure package holding credentials information sufficient to establish the identity... |
| 5754654 |
Electronic ticket vending system and method thereof |
| May-19-1998 |
A system comprises an electronic ticket vending and refunding device retained by a ticket publisher, a terminal device having a data input device, a data display device, and a data transmission and reception... |
| 5712914 |
Digital certificates containing multimedia data extensions |
| Jan-27-1998 |
A method and apparatus of communicating information comprising providing a datum which includes a digital certificate containing data. The digital certificate including an extension which includes: a first... |
| 5694471 |
Counterfeit-proof identification card |
| Dec-2-1997 |
A system and method for preventing counterfeiting of an identification or transaction card, and for verifying that the user of the card is an authorized user, involves the use of a unique, unalterable... |
| 5677955 |
Electronic funds transfer instruments |
| Oct-14-1997 |
An electronic instrument is created in a computer-based method for effecting a transfer of funds from an account of a payer in a funds-holding institution to a payee. The electronic instrument includes... |
| 5659616 |
Method for securely using digital signatures in a commercial cryptographic system |
| Aug-19-1997 |
A system for securely using digital signatures in a commercial cryptographic system that allows industry-wide security policy and authorization information to be encoded into the signatures and certificates... |
| 5646998 |
Secure transaction system and method utilized therein |
| Jul-8-1997 |
A transaction system is disclosed wherein, when a transaction, document or thing needs to be authenticated, information associated with one or more of the parties involved is coded together to produce... |
| 5642419 |
Method for acquiring and revalidating an electronic credential |
| Jun-24-1997 |
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both... |
| 5621797 |
Electronic ticket presentation and transfer method |
| Apr-15-1997 |
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both... |
| 5619574 |
Personal access management system |
| Apr-8-1997 |
A multi-component system for linking a user to a product or service provider includes a user processing device, a storage device, and a provider device. The storage device stores provider-specific application... |
| 5557518 |
Trusted agents for open electronic commerce |
| Sep-17-1996 |
A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both... |
