Electronic credential

CL 705 SC 76
7043456 Mobile electronic transaction personal proxy
May-9-2006 A method for obtaining a digital signature is disclosed. Upon receipt of request for a digital signature within a customer computer, a Mobile electronic transaction proxy within the customer PC notifies...
7039617 Currency and float ID tracking in an electronic purse
May-2-2006 The present invention relates to electronic purse systems, and in particular it relates to the improved management of multiple money flows in such systems. According to the basic principles of the present...
7039616 Method for proof of transaction
May-2-2006 A method for proof of the time and content of transactions in a digital network is described. A digital form is requested by a customer's computer (1) and is transmitted from a bid server (3)...
7035831 Reversible generation process of altered payment card by means of a mathematical algorithm
Apr-25-2006 The process consists of carrying out the first phase of generating the transaction signature (9), with prior authentication by the cardholder, in the issuing centre (3) through its authentication...
7024395 Method and system for secure credit card transactions
Apr-4-2006 A customer making a credit card transaction inserts their smart card into a card reader attached to the merchant's system. The card reader activates the customer's card and passes certain merchant information....
7020774 Communications method and device
Mar-28-2006 The present invention relates to a communication method that includes an operation of receiving a succession of pages originating from a first site of a computer network. That method further includes an...
7020640 Method for certifying data containing a sequence of transactions
Mar-28-2006 It is described a method for certifying data containing a sequence of transactions comprising the following steps:
    • finding a new transaction added to the sequence;
    • computing a certification...
  • 7020638 System and method for flexible micropayment of low value electronic assets
    Mar-28-2006 An electronic asset system mints a stick of electronic assets that can be spent by the user with multiple vendors. Assets sticks are issued anonymously or non-anonymously in a way without requiring dedication...
    7019204 Musical-score-generating information processing apparatus and method
    Mar-28-2006 Musical-score-related data set, including musical score information and right-to-use information defining a usable range of the musical score information, is distributed via a network or the like, and...
    7007000 Secure online purchasing
    Feb-28-2006 In a method of purchasing online, a client device of a customer communicates a purchase selection which is received by a vendor computer system. The vendor computer system, in response, communicates a...
    7003501 Method for preventing fraudulent use of credit cards and credit card information, and for preventing unauthorized access to restricted physical and virtual sites
    Feb-21-2006 A method and a system for enabling secure authentication of a user in a computerized card access transaction. A card, identified by an identification number is issued to the user, containing software for...
    7003501 Method for preventing fraudulent use of credit cards and credit card information, and for preventing unauthorized access to restricted physical and virtual sites
    Feb-21-2006 A method and a system for enabling secure authentication of a user in a computerized card access transaction. A card, identified by an identification number is issued to the user, containing software for...
    7003499 Service activation by virtual prepaid card
    Feb-21-2006 In order to prevent the use of a virtual prepaid card illegitimately acquired and transmitting only one identification code, for example read after the card has been scratched, to a service provision server,...
    7003480 GUMP: grand unified meta-protocol for simple standards-based electronic commerce transactions
    Feb-21-2006 A method for facilitating two-party electronic commerce transactions between trading partners on an unsecure network, such as the Internet. In one example, a client makes application for registration by...
    6990470 Method and system for conducting secure payments over a computer network
    Jan-24-2006 A secure method of conducting an electronic transaction over a public communications network is provided which utilizes a pseudo-expiration date in the expiration date field of an authorization request....
    6988657 Wireless payment processing system
    Jan-24-2006 The transaction method is for secure payment by credit cards or debit cards for goods or services with the use or mobile devices. The payment authorization center delivers a public portion of the authorization...
    6988195 Vault controller supervisor and method of operation for managing multiple independent vault processes and browser sessions for users in an electronic business system
    Jan-17-2006 A vault controller manages resources in a secure environment or vault dedicated to an authorized user(s) for conducting electronic business in a distributed information system, e.g., the Internet. The...
    6988129 Method for providing address change notification in an electronic message forwarding system
    Jan-17-2006 A method and system for providing address change notification in an e-mail forwarding system by providing a pre-generated e-mail address change notification to recipients selected during registration in...
    6978367 Selective data encryption using style sheet processing for decryption by a client proxy
    Dec-20-2005 A method, system, and computer program product for selectively encrypting one or more elements of a document using style sheet processing. Disclosed is a policy-driven augmented style sheet processor (e.g....
    6970862 Method and system for answering online certificate status protocol (OCSP) requests without certificate revocation lists (CRL)
    Nov-29-2005 Methods and systems in accordance with the present invention efficiently validate digital certificates by answering Online Certificate Status Protocol ("OCSP") requests without Certificate Revocation Lists...
    6970854 System for remote signature writing
    Nov-29-2005 A portable device may be configured to transmit a digital signature of a user to an Internet terminal for the user to complete a transaction requiring a signature. The portable device may be a remote control,...
    6965881 Digital credential usage reporting
    Nov-15-2005 An credential verification service (CVS) authenticates digital credentials, such as, digital certificates, at the request of online service providers. The CVS stores the authentication results and transaction...
    6961849 Selective data encryption using style sheet processing for decryption by a group clerk
    Nov-1-2005 A method, system, and computer program product for selectively encrypting one or more elements of a document using style sheet processing. Disclosed is a policy-driven augmented style sheet processor (e.g....
    6954740 Action verification system using central verification authority
    Oct-11-2005 Architecture for central e-commerce authorization and verification using multiple Keys/Pins storage and central action verification means. Action Verification is provided between Action Initiating Party...
    6950809 Facilitating a transaction in electronic commerce
    Sep-27-2005 A method for facilitating a transaction in electronic commerce, comprises the steps of identifying a first party to the transaction from a digital identifier, extracting a profile identifier of the first...
    6948065 Platform and method for securely transmitting an authorization secret
    Sep-20-2005 In one embodiment, a platform comprises a processor, an input/output control hub (ICH), and a trusted platform module (TPM). Coupled to the ICH, the TPM comprises an internal memory, and an asymmetric...
    6941459 Selective data encryption using style sheet processing for decryption by a key recovery agent
    Sep-6-2005 A method, system, and computer program product for selectively encrypting one or more elements of a document using style sheet processing. Disclosed is a policy-driven augmented style sheet processor (e.g....
    6941270 Apparatus, and associated method, for loading a mobile terminal with an application program installed at a peer device
    Sep-6-2005 Apparatus, and an associated method, provides for selective downloading of an application program stored at a provider mobile terminal to a recipient mobile terminal. The application program includes indicia...
    6938019 Method and apparatus for making secure electronic payments
    Aug-30-2005 In accordance with the present invention, consumers and merchants use computing devices connected to a network, such as the Internet, through wired and wireless means, wherein the consumer connects to...
    6931532 Selective data encryption using style sheet processing
    Aug-16-2005 A method, system, and computer program product for selectively encrypting one or more elements of a document using style sheet processing. Disclosed is a policy-driven augmented style sheet processor (e.g....
    6931526 Vault controller supervisor and method of operation for managing multiple independent vault processes and browser sessions for users in an electronic business system
    Aug-16-2005 A vault controller manages resources in a secure environment or vault dedicated to an authorized user(s) for conducting electronic business in a distributed information system. The controller includes...
    6928547 System and method for authenticating users in a computer network
    Aug-9-2005 A rule based biometric user authentication method and system in a computer network environment is provided. Multiple authentication rules can exist in the computer network. For example, there may be a...
    6920437 Authentication system for identification documents
    Jul-19-2005 An apparatus that authenticates the contents of identification documents provided by different issuers having machine-readable and/or human readable information is disclosed. The contents of the identification...
    6910020 Apparatus and method for granting access to network-based services based upon existing bank account information
    Jun-21-2005 A network transaction system applicable to cyberspace banking services using an open network, which allows customers to authenticate themselves through a simplified procedure. A customer's terminal station...
    6904418 Method and apparatus for executing cryptographically-enabled letters of credit
    Jun-7-2005 A method and apparatus for executing electronic transactions using cryptographically-enabled accounts stores cryptographically-enabled account information and instructions, receives a cryptographically-encoded...
    6873976 Secured purchasing system
    Mar-29-2005 A system and method for transferring an encrypted file over the Internet involves a seller, a buyer, and a transaction agent. The file has a first part (administrative information) and a second part (subject-matter...
    6865678 Personal date/time notary device
    Mar-8-2005 A personal data/time notary device is embodied in a token device such as a "smart card". The portable notary device includes an input/output (I/O) port, which is coupled to a single integrated circuit...
    6859795 Method for carrying out transactions and device for realizing the same
    Feb-22-2005 A method for effecting payments is suggested which allows protecting the financial interests of each participant of a payment during payments via open telecommunication nets from other participants' cheating,...
    6856976 Secured commercial transaction
    Feb-15-2005 A system and method for transferring an encrypted file over the Internet involves a seller, a buyer, and a transaction agent. First, the seller creates a file for publication on the Internet. This file...
    6850916 Portable electronic charge and authorization devices and methods therefor
    Feb-1-2005 A portable transaction arrangement for permitting a user to conduct a charge card transaction vis-a-vis a charge card terminal of an electronic transaction system. The charge card terminal is configured...
    6850893 Method and apparatus for an improved security system mechanism in a business applications management system platform
    Feb-1-2005 The present invention provides a solution to the needs described above through an improved method and apparatus for an improved security system mechanism in a business applications management system platform....
    6829597 Method, apparatus and computer program product for processing cashless payments
    Dec-7-2004 A computer program product and programmed method for performing cashless payments between a customer and a dealer via a bank. The invention is embodied in an on-line computerized process between customer...
    6795919 Unique digital signature
    Sep-21-2004 A method and apparatus for a unique digital signature is provided. According to one aspect of the invention, a unique digital signature comprises an adapted digital signature and a service id. The adapted...
    6792531 Method and system for revocation of certificates used to certify public key users
    Sep-14-2004 A method and system for creating, reviewing and revoking, if necessary, a certificate for a client of a service provider of a communications network, wherein the client has a client private key and a client...
    6789193 Method and system for authenticating a network user
    Sep-7-2004 A method and system for creating a certificate for a client of a service provider of a communications network, wherein the client has a client private key and a client public key. The method includes the...
    6775774 Optical card based system for individualized tracking and record keeping
    Aug-10-2004 A self contained system for identifying and storing information pertaining to an individual, the information including biometric information about the individual, the information being stored on an optical...
    6728378 Secret key messaging
    Apr-27-2004 The invention provides computer-enabled methods and systems for the secure transmission and platform-independent receipt and decryption of encrypted messages. According to the invention messages are encrypted...
    6721716 Payment certification string and related electronic payment system and method
    Apr-13-2004 An electronic statement, bill presentment and payment system and method includes a customer client software program and client database, and a biller server software program and server database connected...
    6721688 Remote device monitoring
    Apr-13-2004 A method and apparatus are provided for remotely monitoring the functioning of software processes (66) in a network connected device. The device hosting the processes is provided with a web server (60)...
    6715074 Virus resistant and hardware independent method of flashing system bios
    Mar-30-2004 A system and method for making sure that before the ROM BIOS of a personal computer is reprogrammed, the BIOS image is compatible with the computer whose BIOS are being reprogrammed. This is done by requiring...