| 6411943 |
Internet online backup system provides remote storage for customers using IDs and passwords which were interactively established when signing up for backup services |
| Jun-25-2002 |
A user can use his personal computer to call up an on-line service system over a telecommunications link such as a telephone line. The On-line system provides all sorts of useful services to the personal... |
| 6401098 |
System for database creation, maintenance and access using event marking and two-dimensional partitioning |
| Jun-4-2002 |
A system and method that reduces access, backup, restore and processing time required by partitioning data in a database into two dimensions. The first dimension is by event processing date and the second... |
| 6385595 |
Electronic statement presentment system |
| May-7-2002 |
An electronic statement presentment (ESP) system replaces the preparation and mailing of paper statements and invoices from a biller with electronic delivery. Electronic statements have the same look as... |
| 6377939 |
Pipelined method and apparatus for processing communication metering data |
| Apr-23-2002 |
For communication services, a metering and processing system for processing metered information incorporates configurable processing modules and a configuration manager. The system can by readily and flexibly... |
| 6374229 |
Integrated internet facilitated billing, data processing and communication system |
| Apr-16-2002 |
A database server and a Citrix.RTM.-type direct access server electronically interconnected between said database server and a plurality of subscribers, each of which gain secure access into a server via... |
| 6363362 |
Technique for integrating electronic accounting systems with an electronic payment system |
| Mar-26-2002 |
A technique is provided for paying bills electronically using data generated by any of multiple accounting software packages. The data generated by each accounting software package has a different structure.... |
| 6363361 |
Computerized patent and trademark fee payment method and system for law firms |
| Mar-26-2002 |
A computerized method and system for the payment of patent and trademark fees is disclosed. The patent or trademark fee for a client of a firm is charged against an account maintained by an organization... |
| 6360211 |
System and method for electronically processing invoice information |
| Mar-19-2002 |
A system and method for processing invoice information in which billing data is communicated from a first site to a second site and an automated reasonability test is performed on the billing data at the... |
| 6360209 |
Credit card billing method and system |
| Mar-19-2002 |
An improved credit card billing method and system is disclosed which permits multiple items purchased as part of a single transaction or order to be separately billed on a credit card in accordance with... |
| 6356928 |
Method for partitioning tasks into stateless elements |
| Mar-12-2002 |
A method and apparatus for partitioning each job within a plurality of jobs into stateless tasks. Each job is marked with at least one task divider defining two tasks. Each task divider indicates where,... |
| 6351737 |
Measurement apportionment system |
| Feb-26-2002 |
The rate of consumption from one or more values of metered consumption is determined by (1) a value of consumption or charge therefrom using a period other than the Metered Period (the period during which... |
| 6349289 |
Method and system for tracking computer system usage through a remote access security device |
| Feb-19-2002 |
A system and method for monitoring remote computer access and associated costs is provided. The system includes a remotely located communication server in communication with multiple host computer networks... |
| 6343323 |
Resource retrieval over a source network determined by checking a header of the requested resource for access restrictions |
| Jan-29-2002 |
A method of downloading resources to a client (1) from a content server (3) over a data network. A resource request message is sent from the client (1) and is intercepted at a proxy (2) located in the... |
| 6338046 |
System and method for determining charges for usage of a network connection |
| Jan-8-2002 |
A system and method for determining charges for use of network service connections. The network includes nodes which facilitate the transfer of information between source and destination locations. When... |
| 6334116 |
Technique for centrally tracking transactions in an electronic billing system |
| Dec-25-2001 |
A method is provided for centrally tracking transactions in an electronic billing system. The system includes multiple different billing entities, multiple different financial institute entities and multiple... |
| 6311166 |
Method for analyzing effectiveness of internal controls in a model of an accounting system |
| Oct-30-2001 |
A method is provided for assessing control risk in a model-based reasoning system used for analyzing financial accounting systems by decomposing and quantifying the risk factors in the model so that the... |
| 6304857 |
Distributed electronic billing system with gateway interfacing biller and service center |
| Oct-16-2001 |
An electronic billing system provides a set of tools for a biller to create and design a customized billing statement. The system includes a statement designer that enables the biller to create a template... |
| 6301568 |
Integrated subscriber management system architecture supporting multiple services |
| Oct-9-2001 |
An integrated service management architecture supporting configuration and accounting management functions for multiple services includes a database for storing configuration and accounting data. At least... |
| 6298335 |
Method of controlling payment of debts |
| Oct-2-2001 |
A method and apparatus are provided for executing payment of a debt by a person to a payee. The method includes the steps of negotiating payment terms with the payee and entering the negotiated payment... |
| 6292789 |
Method and system for bill presentment and payment |
| Sep-18-2001 |
A method and system for presentment of bills on a computer network includes a biller account hosted on a server of a bill service provider for receiving a bill file from a biller that includes bill data.... |
| 6289322 |
Electronic bill processing |
| Sep-11-2001 |
A method of electronically presenting billing information, includes receiving billing information associated with a plurality of different billers, different portions of which represent bills for different... |
| 6289317 |
Task-based classification and analysis system |
| Sep-11-2001 |
A task-based classification and analysis system includes an analysis software module and a user interface. The analysis software module establishes and maintains relationships between a plurality of databases... |
| 6282552 |
Customizable electronic invoice with optional security |
| Aug-28-2001 |
A method on a data processing server for creating customizable electronic documents in a client-server computer network having one or more data processing servers electronically connected to a plurality... |
| 6282519 |
No-reset option in a batch billing system |
| Aug-28-2001 |
A system for processing a batch which is distributed into a plurality of independent segments. A preferred embodiment of this invention calls for implementation on a symmetrical multiprocessing platform,... |
| 6278988 |
Multiple job entry points for document production control and reporting |
| Aug-21-2001 |
A method for creating a status report data file for a document job in a document system including a central database configured to create a status report data file for each document job received at the... |
| 6253188 |
Automated interactive classified ad system for the internet |
| Jun-26-2001 |
A system and method for providing classified ads over the Internet. The system includes a plurality of regional newspaper World Wide Web servers, and associated newspaper classified ad generators; a central... |
| 6240401 |
System and method for movie transaction processing |
| May-29-2001 |
A system and method for tracking and processing transactions for such purposes as creating billing record and detecting possible fraudulent activities. The system and method relates to processing transactions... |
| 6230144 |
Method and apparatus using an accounting bit for a SIMA network |
| May-8-2001 |
A cell format, an accounting device and a method for providing accounting information to a network for determining payment information between operators in the network. The cell format includes a data... |
| 6223897 |
Method and apparatus for organizing and storing bills |
| May-1-2001 |
Apparatus for organizing bills has a flexible backing and a plurality of compartments for individual accounts, each compartment having an inner section for paid bills and an outer section for unpaid bills,... |
| 6216113 |
Auditron access printer |
| Apr-10-2001 |
An electronic network transaction recording system for accumulating billing data for printing machines interconnected to multiple work stations on the network. A network administrator includes a memory... |
| 6208977 |
Accounting and billing based on network use |
| Mar-27-2001 |
A method and a system determines billing information for use of a network. For a data transmission on a path between a pair of node locations, the price for the transmission depends, inter alia, on the... |
| 6196458 |
Method and apparatus for printing a billing statement to provide supplementary product sales |
| Mar-6-2001 |
A central controller such as one operating for a credit card account issuer receives one or more billing items which are to be printed on an account holder's billing statement. The central controller determines... |
| 6182054 |
Dynamically configurable and extensible rating engine |
| Jan-30-2001 |
A method and apparatus to create billing records in a rating engine. The method comprising the steps of assembling one or more sets of subscriber information; assembling a rating plan; associating a rating... |
| 6161100 |
System for billing individual units of a multi-unit building for water use and for water related energy use |
| Dec-12-2000 |
A system for billing individual units of a multi-unit building for water use or water related energy use wherein the multi-unit building is supplied water from a common source and the individual unit has... |
| 6144946 |
Accounting device, communicating apparatus, and communication system |
| Nov-7-2000 |
An accounting device of the invention cooperates with a terminal station to allow one to use information from an information provider, and includes a first input unit for inputting first data PIDi and... |
| 6128601 |
Active client to communications network connection apparatus and method |
| Oct-3-2000 |
A system and method for remotely connecting client computers to a communication network such as the Internet by way of a server system handling a plurality of client computers and having the capability... |
| 6125354 |
System and method for generating an invoice to rebill charges to the elements of an organization |
| Sep-26-2000 |
A method and system for automatically adjusting charges billed to an organization by a service provider, so as to create an invoice of rebill charges. An organizational hierarchy, comprising a list of... |
| 6119109 |
Information distribution system and billing system used for the information distribution system |
| Sep-12-2000 |
An information distribution system provides information requested from a user for the user through an information communication medium. The information distribution system comprises a billing processor... |
| 6115690 |
Integrated business-to-business Web commerce and business automation system |
| Sep-5-2000 |
A software system business-to-business Web commerce (Web business, or e-business) and automates to the greatest degree possible, in a unified and synergistic fashion and using best proven business practices,... |
| 6098052 |
Credit card collection strategy model |
| Aug-1-2000 |
The present invention is a computerized collection strategy model for use in collecting payments from delinquent accounts. The computerized collection strategy model estimates for each possible collection... |
| 6092055 |
Method and apparatus for providing a clean accounting close for a real time billing system |
| Jul-18-2000 |
A real time billing system for accounts that locks out transaction events when the billing process is underway is provided. When a transaction event is received that should be posted to an account during... |
| 6085247 |
Server operating system for supporting multiple client-server sessions and dynamic reconnection of users to previous sessions using different computers |
| Jul-4-2000 |
A server operating system supports multiple client-server sessions and enables a user to begin a session and later dynamically reconnect to that session even if the user uses two different client computers.... |
| 6085171 |
Order entry system for changing communication service |
| Jul-4-2000 |
A system for processing an order to change communication service includes a client that receives order data and an authorization image associated with a customer that desires to change communication service.... |
| 6081790 |
System and method for secure presentment and payment over open networks |
| Jun-27-2000 |
A system for secure presentment and payment having a first electronic processing device and a second electronic processing device. The first processing device creates a presentment ticket from stored invoice... |
| 6076072 |
Method and apparatus for preparing client communications involving financial products and services |
| Jun-13-2000 |
A method and apparatus are provided for automatically preparing a client communication pertaining to a financial product for a client, wherein the client communication is for combined use with a corresponding... |
| 6073108 |
Task-based classification and analysis system |
| Jun-6-2000 |
A task-based classification and analysis system includes an analysis software module and a user interface. The analysis software module establishes and maintains relationships between a plurality of databases... |
| 6073105 |
Interactive personals online network method and apparatus |
| Jun-6-2000 |
A system for providing personal advertisements over a public network and for matching personal advertisements of different users includes means for integrating data from a plurality of different storage... |
| 6070798 |
Purchaser generated transaction recording and negotiable instrument payment system |
| Jun-6-2000 |
A seller's computer system, accessible by a customer's computer over the internet for ordering products, includes a product information unit, a purchase transaction information entry and verification unit;... |
| 6070150 |
Electronic bill presentment and payment system |
| May-30-2000 |
A bill presentment and payment remittance system is configured for use over an electronic network, such as the Internet. The bill presentment and payment remittance system allows the biller to create a... |
| 6061657 |
Techniques for estimating charges of delivering healthcare services that take complicating factors into account |
| May-9-2000 |
The expected charges for treating a patient are estimated by the use of linear regression techniques wherein variables and coefficients of estimate models are built from historic patient data of all episode... |