| 5842211 |
Method and system for transferring a bank file to an application program |
| Nov-24-1998 |
An improved method of importing a bank file from a financial institution's computer to an application program without user intervention. A local program obtains a bank file from the financial institution's... |
| 5826245 |
Providing verification information for a transaction |
| Oct-20-1998 |
Verification information is provided with respect to a transaction between an initiating party and a verification-seeking party, the verification information being given by a third, verifying party, based... |
| 5799288 |
Remaining money management system with cash demand prediction |
| Aug-25-1998 |
The invention provides a remaining money management system which can predict and manage a demanded cash amount for an ATM. The remaining money management system includes one or more automatic cash transaction... |
| 5787403 |
Bank-centric service platform, network and system |
| Jul-28-1998 |
A banking service platform is provided that enables bank-centric access and control by a customer at a remote location of financial information, products and services maintained by a bank at a central... |
| 5752239 |
Self-service device with an animated user interface to assist the operator to effect a transaction |
| May-12-1998 |
A self-service device in the form of a terminal (10) has a display screen (12) on which a sprite (70) such as a human character is caused to appear. In response to operation by a user of a joystick or... |
| 5734838 |
Database computer architecture for managing an incentive award program and checking float of funds at time of purchase |
| Mar-31-1998 |
In an advanced intelligent network based information distribution system including a central office switching system connected to communication lines including at least one service switching point for... |
| 5699522 |
Data processing system with fast message processing for upgraded input/output stations |
| Dec-16-1997 |
A data processing system includes a digital computer that has a plurality of data processing programs. A set of upgraded stations is coupled to the computer which generate messages that employ a relatively... |
| 5673309 |
ATM phone card system |
| Sep-30-1997 |
There is provided a method of dispensing telephone cards from automatic teller machines (ATM) and card constructions used therewith. Telephone time is apportioned to a number of sheetlets printed with... |
| 5644728 |
Control systems |
| Jul-1-1997 |
A system for generating a control program for a target apparatus, the system comprising: a processor; a visual display unit; an input device; a program store; and a control program data store; the program... |
| 5559887 |
Collection of value from stored value systems |
| Sep-24-1996 |
A first transfer device receives a first transaction signal from a second transfer device and provides a first certification signal. The second transfer device receives the first certification signal and... |
| 5544086 |
Information consolidation within a transaction network |
| Aug-6-1996 |
A system for determining value in a stored value transaction system has a plurality of value transferring devices including a local device, a collection device, a consolidation device and a settlement... |
| 5465206 |
Electronic bill pay system |
| Nov-7-1995 |
A bill pay system wherein participating consumers pay bills to participating billers through a payment network operating according to preset rules. The participating consumers receive bills from participating... |
| 5457305 |
Distributed on-line money access card transaction processing system |
| Oct-10-1995 |
A distributed on-line transaction processing system (10) that functions with to any existing credit card and debit bank card processing center (18). The system (10) consists of a customer data-input station... |
| 5453601 |
Electronic-monetary system |
| Sep-26-1995 |
An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is interchangeable with... |
| 5389773 |
Self-service system having transaction predictive capability and method of using |
| Feb-14-1995 |
A self-service system, such as an automated teller machine (ATM) system, uses predictive technology. When a user begins a transaction by inserting an identification card into a card reader of an ATM, the... |
| 5315511 |
Method of determining the acceptability of a request to preengage receipt and/or payment of money in an ATM system using the same |
| May-24-1994 |
A method and system of preengaging a receipt and payment of money is provided which carries out the following steps: inputting dealing data as preengagement data, to carry out a dealing requested by a... |
| 5305195 |
Interactive advertising system for on-line terminals |
| Apr-19-1994 |
There is disclosed a new system for providing advertising information into an interactive system having a plurality of remotely located terminals. Each terminal includes a video display unit, logic and... |
| 5276608 |
Information processing system for teller machine for correcting registered transactions |
| Jan-4-1994 |
The disclosed information processing system of a teller machine allows to use the transaction consecutive number attached to each set of transaction data as the retrieval item, when correcting the already... |
| 5267149 |
System and method for registering passwords |
| Nov-30-1993 |
A system and method for registering a password includes a data center that processes and stores transaction data, and a teller window transaction device communicating with the data center. The teller window... |
| 5253167 |
Remote maintenance/supervisory system and method for automated teller machines |
| Oct-12-1993 |
In a remote maintenance system for automated teller machine comprising an automated teller machine for performing automatic transaction of cash and a supervisory arrangement for remotely supervising the... |
| 5220501 |
Method and system for remote delivery of retail banking services |
| Jun-15-1993 |
A practical system and method for the remote distribution of financial services (e.g., home banking and bill-paying) involves distributing portable terminals to a user base. The terminals include a multi-line... |
| 5144115 |
Transaction inquiring method and apparatus |
| Sep-1-1992 |
Transaction inquiry is carried out using a transaction inquiring apparatus comprising a card read/write section for reading/writing transaction information from/in an IC card, a display section for inputting... |
| 5060153 |
Teller machine with mode for continuously sending off-line collected transaction data to a host while ignoring incomplete data response signals |
| Oct-22-1991 |
A transaction system where at least one teller machine, operating in an on-line mode and an off-line mode, is connected to a host computer. The teller machine can be set during the off-line mode into either... |
| 5051900 |
Automatic bill collecting method in automatic teller machine |
| Sep-24-1991 |
An automatic bill collecting method in an automatic teller machine comprising first bill boxes for respective bill denominations, a detecting device for detecting if each of the first bill boxes is full... |
| 5050207 |
Portable automated teller machine |
| Sep-17-1991 |
The portable automated teller machine disclosed by the present invention is a low-cost, pocket-size data terminal which can securely exchange information with a host bank computer. It is battery powered,... |
| 4988849 |
Financial transaction system |
| Jan-29-1991 |
A transaction processing system which includes apparatus for accepting a precontract including the amount of payment/deposit and delivery time of payment/deposit, cash counting apparatus for counting cash,... |
| 4972463 |
In-store multiple device communications unit and centralized data system utilizing same |
| Nov-20-1990 |
In a store data communications system, multiple data sources having disparate communications standards are connected with respective device interfaces of a multiple device communications controller unit.... |
| 4961142 |
Multi-issuer transaction device with individual identification verification plug-in application modules for each issuer |
| Oct-2-1990 |
A transaction terminal for use with diverse credit or other transaction cards is provided with an interface unit for receiving a plurality of modules, wherein each module contains programming information... |
| 4959788 |
IC card with keyboard for prestoring transaction data |
| Sep-25-1990 |
An IC card transaction system is disclosed in which at least a portion of the data required to complete a transaction processing is stored in the card by a customer in advance of transaction processing.... |
| 4922419 |
System for performing banking transactions |
| May-1-1990 |
A system for performing the desired transaction when the customer follows a specified procedure comprising a sequence of steps includes an electronic visual display unit for displaying a message and a... |
| 4825051 |
Method of processing the data in banking terminal |
| Apr-25-1989 |
The present invention provides a method of processing data transactions in a banking terminal which permits to effect an appropriate cash handling of received money and disbursement of money due as change... |
| 4734859 |
Method and apparatus for handling transaction slips including illegible characters |
| Mar-29-1988 |
In a transaction processing system in which a plurality of terminal devices are connected to a common transmission line to carry out transactions on the basis of the contents of transaction slips read... |
| 4660168 |
Apparatus for completing a customer initiated ATM transaction |
| Apr-21-1987 |
An apparatus is provided for reducing customer transaction time in an automated teller machine (ATM) having various peripheral devices associated therewith. Each peripheral device associated with the ATM;... |
| 4641239 |
Automatic-transfer-transaction processing apparatus |
| Feb-3-1987 |
An automatic-transfer-transaction processing apparatus comprises a first means for receiving a transfer card of a paper with a magnetic strip and for reading the destination bank from the magnetic strip,... |
| 4638434 |
Cash processing system |
| Jan-20-1987 |
A cash processing system comprises: a transaction terminal having an opening for taking out and putting in a cash, and means for demanding payment or receipt of the cash; cashier terminal which is provided... |
| 4621326 |
Method of reducing customer transaction time in an automatic teller machine by parallel processing of sequence events |
| Nov-4-1986 |
A method is provided for reducing customer transaction time in an automated teller machine (ATM) having various peripheral devices associated therewith. Each peripheral device associated with the ATM;... |
| 4602332 |
Automatic bank note transaction apparatus |
| Jul-22-1986 |
An automatic bank note transaction apparatus according to the present invention is provided. A first storing section stores bank notes, and a first conveying path conveys bank notes inserted through a... |
| 4541057 |
System for performing combined financial transactions with single dispensing of cash |
| Sep-10-1985 |
A system for performing a combined transaction service with a cash receiving unit having a cash inlet for accepting the cash inserted into the inlet upon checking the cash, a cash dispenser having a cash... |
| 4511970 |
Portable terminal device |
| Apr-16-1985 |
A portable terminal device is adapted to effect transaction operation by transmitting and receiving data to and from a central unit. When transaction data is entered, the transactions including the current... |
| 4509136 |
Teller machine with preset abilities |
| Apr-2-1985 |
A teller machine includes numeral keys, function keys, a central processor unit, and a printer for printing out transaction data onto a desired bill. A preset ability is employed by the teller machine... |
| 4460960 |
Transaction execution system having keyboard and message customization, improved key function versatility and message segmentation |
| Jul-17-1984 |
Key initiated transaction requests at a terminal remote from and in communication with a host data processing system are processed at the terminal under the selective control of the host. Each active transaction... |
| 4458317 |
Teller machine having an alterable secondary memory |
| Jul-3-1984 |
A teller machine is capable of modifying information stored within a secondary memory when the operator realizes a mistake even after he has completed transactions and placed information with respect to... |
| 4438326 |
System for performing transactions |
| Mar-20-1984 |
A system for performing the desired transaction when the customer follows a specified procedure comprising a sequence of steps includes an electronic visual display unit for displaying a message and an... |
| 4420751 |
Detection method and apparatus for a user device or automatic teller bank machine |
| Dec-13-1983 |
A method and apparatus are disclosed for detecting (ultrasonically or eletromagnetically) events of the presence and movement of a user within a defined user area, and a user operating zone within the... |
| 4390968 |
Automated bank transaction security system |
| Jun-28-1983 |
A banking system is disclosed which comprises a central computer system in electrical communication with remote automated teller machines, wherein the architecture of the banking system is such that the... |
| 4321671 |
Bank note dispensing method and apparatus |
| Mar-23-1982 |
A bank note dispensing method, in which, when a manually payable sum is included in the sum requested to be repaid, the sum other than the manually payable sum is discharged with the bank notes of preset... |
| 4317957 |
System for authenticating users and devices in on-line transaction networks |
| Mar-2-1982 |
A method for efficiently protecting transactions and providing authentication of users and devices in on-line systems that transfer funds electronically, dispense cash, or provide a good or permit a service... |
| 4308804 |
Automatic cash depository |
| Jan-5-1982 |
An automatic cash depository having a tiltable feeding mechanism which receives an inserted deposit envelope and delivers it to a collection bin. Controls are provided for maintaining the feeding mechanism... |
| 4305059 |
Modular funds transfer system |
| Dec-8-1981 |
A system for transferring funds in lieu of cash comprises an identical funds transfer module issued by a bank or other financial institution and carried by each member who may be a customer or vendor.... |
| 4262333 |
Holding of a transaction identifying signal in a teller machine |
| Apr-14-1981 |
A teller machine is disclosed including numeral keys, function keys, a central processor unit, and a printer for printing out transaction data. The teller machine includes a key input system for holding... |
