| 6839629 |
Method and system for the visually impaired to navigate a route through a facility |
| Jan-4-2005 |
A system and method of the type for aiding a user in navigating a route through a facility so as too efficiently locate specific items within a facility is provided. The system includes a facility processor... |
| 6837426 |
Method and system for account activation |
| Jan-4-2005 |
A method of activating a prepaid account uses an existing electronic funds transfer network which includes a point-of-sale (POS) terminal, debit/credit card processing infrastructure and an account issuer... |
| 6836764 |
Tiered interest rate revolving credit system and method |
| Dec-28-2004 |
A method and a system for operating a revolving credit program utilizing a table of tiered interest rates in which one of the interest rates is applied as a finance charge to a remaining outstanding balance... |
| 6836762 |
Internet-audiotext electronic advertising system with anonymous bi-directional messaging |
| Dec-28-2004 |
The present invention relates to an electronic advertising system. More specifically, the present invention allows telephone users to create a "mailbox" at the point of responding to an ad, regardless... |
| 6836763 |
Billing system and method |
| Dec-28-2004 |
A bill editor, generator, messaging and insert system and method comprises a portion of a bill production processor designed to create monthly billing statements which are sent to customers and which detail... |
| 6836752 |
Method and apparatus for searching and retrieving architectural information for design of architectural projects |
| Dec-28-2004 |
A method and apparatus for enabling computer aided design of architectural projects is provided that includes an area for storing building code resources, accessibility resources, and format resources.... |
| 6834352 |
Method and apparatus for maximizing an advertising effect using a control unit to detect if advertisement is being displayed and suspending a function if advertisement is not displayed |
| Dec-21-2004 |
A computer includes a central processing unit (CPU), a memory, an input unit, a monitor, an advertisement presenting program for presenting an advertisement on the monitor, and a controlling unit for detecting... |
| 6834301 |
System and method for configuration, management, and monitoring of a computer network using inheritance |
| Dec-21-2004 |
A system and method using inheritance for the configuration, management, and/or monitoring of computer applications and devices via a computer network are disclosed. The method generally comprises calculating... |
| 6834270 |
Secured financial transaction system using single use codes |
| Dec-21-2004 |
A telecommunication total security system of financial transaction substantially diminishes any risk of continued illicit use of payment means. The system comprises one or more user identification codes... |
| 6834266 |
Methods for estimating the seasonality of groups of similar items of commerce data sets based on historical sales data values and associated error information |
| Dec-21-2004 |
A set of data is received containing values associated with respective data points, the values associated with each of the data points being characterized by a distribution. The values for each of the... |
| 6834110 |
Multi-tier digital TV programming for content distribution |
| Dec-21-2004 |
A method of securely providing data to a user's system over a broadcast infrastructure. The method comprising the steps of: encrypting the data using a first encrypting key; encrypting a first decrypting... |
| 6832203 |
Skills based contact routing |
| Dec-14-2004 |
A contact (call) center technique matches the best available contact center agent with contacts requiring particular services. As contacts arrive, skills required for each service or contact are correlated... |
| 6832210 |
Market neutral pairtrade model |
| Dec-14-2004 |
A process for implementing a market neutral relative value strategy to provide up-to-the-minute equity trading recommendations includes selecting pairtrades, each having both high correlation coefficient... |
| 6831663 |
System and process for automatically explaining probabilistic predictions |
| Dec-14-2004 |
The system and method of the present invention automatically assigns "scores" to the predictor/variable value pairs of a conventional probabilistic model to measure the relative impact or influence of... |
| 6829596 |
Account/asset activation device and method |
| Dec-7-2004 |
An asset/account activation device and method are provided. According to a first preferred method, an asset may be activated by a point of sale device utilizing multiple security mechanisms. Activation... |
| 6829593 |
Method and system to provide objects, especially documents, multimedia objects, software applications and/or processes to users of a telecommunications network |
| Dec-7-2004 |
Method with which a first user of a mobile telecommunications network, in which users are identified with a chip card by the provider of the telecommunications network, can provide objects to other users... |
| 6826541 |
Methods, systems, and computer program products for facilitating user choices among complex alternatives using conjoint analysis |
| Nov-30-2004 |
Methods, systems, and computer program products for facilitating user choices among complex alternatives utilize conjoint analysis to simplify choices to be made by the user. A selector tool presents a... |
| 6826547 |
Printer service denial |
| Nov-30-2004 |
In a system in which a user obtains documents, a method of controlling what is supplied to the user, the method including providing one or more user accounts for the user and providing the or each user... |
| 6826534 |
Agent and method for dynamically scheduling publication in an automated document delivery system |
| Nov-30-2004 |
A document delivery system comprising a data store of content objects and a publishing agent is presented. One or more of the content objects are selected and retrieved to comprise a personalized publication.... |
| 6823320 |
Automated valuation system and method |
| Nov-23-2004 |
An automated valuation system and method for: storing, in a database, a first feature element and an offered price for each of a plurality of specimens; generating, through the use of the first feature... |
| 6820266 |
Application code conversion architecture |
| Nov-16-2004 |
A method and apparatus for converting codes between applications is provided. User defined conversion rules are applied to either convert an internal code into one or more external codes, or to convert... |
| 6820093 |
Method for verifying record code prior to an action based on the code |
| Nov-16-2004 |
A method to be used with a processor and at least a first record, the processor capable of facilitating at least a sub-set of possible record modifications including copying, moving, altering and deleting,... |
| 6820064 |
E-commerce consumables |
| Nov-16-2004 |
A consumable article includes a consumable item and a memory device. The memory device is organized to represent currency. Use of the consumable item causes the memory device to be reorganized. The consumable... |
| 6817521 |
Credit card application automation system |
| Nov-16-2004 |
A universal credit card system utilizes a portable card access device which stores information associated with multiple bank card accounts, electronically authenticates a user of the bank card accounts,... |
| 6816906 |
Mechanism for building access control structures for authoring systems |
| Nov-9-2004 |
The present invention relates to the field of distributed authoring systems, and particularly to the implementing of authoring controls within the authoring system. Moreover, the authoring system is provided... |
| 6816838 |
Production mail system having subsidies for printing of third party messages on mailpieces |
| Nov-9-2004 |
A production mail system for producing a mailpiece including an inserter system for feeding a document in a path of travel and into an envelope. The document includes a control code printed thereon. The... |
| 6816843 |
Method and apparatus for conducting purchases in private over a network |
| Nov-9-2004 |
A privacy apparatus and method for purchasing goods or acquiring services over an unsecured network, such as the Internet. By the use of a middle-man company, or proxy, a purchaser sends his/her personal... |
| 6816841 |
Program providing apparatus and method, program receiving apparatus and method |
| Nov-9-2004 |
A method and apparatus for providing pay programs to viewers, distributes program guide information representing the program subject which will be broadcast receives subscription information from a person... |
| 6813612 |
Remote bidding supplement for traditional live auctions |
| Nov-2-2004 |
A remote bidding supplement for traditional-style live auctions, comprising an audio/video system for streaming instantaneous and buffer-free live audio and video data from a live auction site to one or... |
| 6810382 |
Personal injury claim management system |
| Oct-26-2004 |
A technique for computerized management of a plaintiff's personal injury case is disclosed. This technique includes establishing records, each reflective of the phase of a corresponding personal injury... |
| 6807530 |
Method and apparatus for remote commerce with customer anonymity |
| Oct-19-2004 |
A method and apparatus which enables customers to remotely order goods from a merchant and receive the goods without revealing customer identity or address to the merchant, nor revealing what is bought... |
| 6804657 |
Methods and systems for global sales forecasting |
| Oct-12-2004 |
A method of generating a real time global sales forecast for a company includes steps of defining an hierarchical structure for a sales force of the company and defining a place within the structure for... |
| 6801899 |
Assistance method and apparatus |
| Oct-5-2004 |
This invention provides for a method of (or apparatus for) facilitating the delivery of advice to consumers using a server unit which can store and display the names and characteristics of experts and... |
| 6801900 |
System and method for online dispute resolution |
| Oct-5-2004 |
A system for performing dispute resolution comprising a computer, a communications link between the computer and the Internet and an active issue database, accessible by the computer, containing a plurality... |
| 6799165 |
Apparatus and methods for inventory, sale, and delivery of digitally transferable goods |
| Sep-28-2004 |
An apparatus is disclosed herein comprising: a) a storage and distribution means; b) an inventory upload means; c) a product information download means; d) an order upload means; and e) a delivery download... |
| 6795809 |
Method and apparatus for logging system test data in a POS system |
| Sep-21-2004 |
A system for automatically distributing discount coupons or certificates in a retail store, conditioned on a preselected combination of present and past shopping behavior of a customer whose order is being... |
| 6794566 |
Information type identification method and apparatus, e.g. for music file name content identification |
| Sep-21-2004 |
The method serves to automatically identify in a set of data sequences at least one specific type of information contained in each data sequence of the set, wherein the type of information has an unknown... |
| 6792459 |
Verification of service level agreement contracts in a client server environment |
| Sep-14-2004 |
A method, apparatus and computer program product are disclosed to enable independent verification of service level agreement between two parties. In one embodiment, a first party contracts the hosting... |
| 6789188 |
Methods and apparatus for secure content distribution |
| Sep-7-2004 |
Methods and apparatus for secure distribution of music and other types of content. The invention allows content to be registered with a centralized trusted registration authority (TRA) in such a way that... |
| 6785658 |
Lease cancellation process and system |
| Aug-31-2004 |
System and method for managing the cancellation of equipment lease contracts on a date prior to the date set forth in the contract (Dt) wherein a database of lease contracts comprising a plurality of account... |
| 6782506 |
Obtaining consent for electronic delivery of compliance information |
| Aug-24-2004 |
A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The... |
| 6782369 |
Method for allocating commissions over the internet using defined exclusive sales areas |
| Aug-24-2004 |
A computer system and method of allocating commissions for sales made over the Internet and for dividing an otherwise indivisible Internet into defined geographic areas includes processes for: defining... |
| 6780220 |
Method for generating pollution credits while processing reactive metals |
| Aug-24-2004 |
This invention relates to a method for generating pollution credits while processing molten magnesium, aluminum, lithium, and alloys of such metals by contacting the molten metal or alloy with a gaseous... |
| 6778834 |
Push content filtering |
| Aug-17-2004 |
The user of a mobile terminal enters keywords indicative of categories of messages he wishes to peruse. When the mobile terminal receives a message, keywords associated with the message are compared with... |
| 6778807 |
Method and apparatus for market research using education courses and related information |
| Aug-17-2004 |
Methods and apparatus for assessing and linking market research questions to participant's (user's) credentials, where the market research questions are integrated into selected continuing education courses... |
| 6766307 |
System and method for providing complete non-judicial dispute resolution management and operation |
| Jul-20-2004 |
A system and method for providing complete non-judicial dispute resolution management and operation. The system includes an electronic architecture which receives, sorts, and stores data related to non-judicial... |
| 6766305 |
Licensing system and method for freely distributed information |
| Jul-20-2004 |
The present invention provides a licensing mechanism allowing for different forms of license for use in an environment of interconnected servers providing content. The invention comprises both methods... |
| 6763353 |
Real time business process analysis method and apparatus |
| Jul-13-2004 |
A method for monitoring a business process model in which at least one business process object transitions between states. A query having at least one state for the business process object and at least... |
| 6763333 |
Apparatus and method for monitoring progress of customer generated trouble tickets |
| Jul-13-2004 |
An alerting system is provided for proactively ensuring awareness of pending customer generated trouble tickets which have not been resolved for at least a predetermined time duration corresponding to... |
| 6762851 |
Method and system for print stream job determination and analysis |
| Jul-13-2004 |
The invention is a method and system for print stream determination. The system's method begins with the initiation of a print stream processing application to which a print stream is directed. A print... |