AUTOMATED ELECTRICAL FINANCIAL OR BUSINESS PRACTICE OR MANAGEMENT ARRANGEMENT

CL 705 SC 1
6839629 Method and system for the visually impaired to navigate a route through a facility
Jan-4-2005 A system and method of the type for aiding a user in navigating a route through a facility so as too efficiently locate specific items within a facility is provided. The system includes a facility processor...
6837426 Method and system for account activation
Jan-4-2005 A method of activating a prepaid account uses an existing electronic funds transfer network which includes a point-of-sale (POS) terminal, debit/credit card processing infrastructure and an account issuer...
6836764 Tiered interest rate revolving credit system and method
Dec-28-2004 A method and a system for operating a revolving credit program utilizing a table of tiered interest rates in which one of the interest rates is applied as a finance charge to a remaining outstanding balance...
6836762 Internet-audiotext electronic advertising system with anonymous bi-directional messaging
Dec-28-2004 The present invention relates to an electronic advertising system. More specifically, the present invention allows telephone users to create a "mailbox" at the point of responding to an ad, regardless...
6836763 Billing system and method
Dec-28-2004 A bill editor, generator, messaging and insert system and method comprises a portion of a bill production processor designed to create monthly billing statements which are sent to customers and which detail...
6836752 Method and apparatus for searching and retrieving architectural information for design of architectural projects
Dec-28-2004 A method and apparatus for enabling computer aided design of architectural projects is provided that includes an area for storing building code resources, accessibility resources, and format resources....
6834352 Method and apparatus for maximizing an advertising effect using a control unit to detect if advertisement is being displayed and suspending a function if advertisement is not displayed
Dec-21-2004 A computer includes a central processing unit (CPU), a memory, an input unit, a monitor, an advertisement presenting program for presenting an advertisement on the monitor, and a controlling unit for detecting...
6834301 System and method for configuration, management, and monitoring of a computer network using inheritance
Dec-21-2004 A system and method using inheritance for the configuration, management, and/or monitoring of computer applications and devices via a computer network are disclosed. The method generally comprises calculating...
6834270 Secured financial transaction system using single use codes
Dec-21-2004 A telecommunication total security system of financial transaction substantially diminishes any risk of continued illicit use of payment means. The system comprises one or more user identification codes...
6834266 Methods for estimating the seasonality of groups of similar items of commerce data sets based on historical sales data values and associated error information
Dec-21-2004 A set of data is received containing values associated with respective data points, the values associated with each of the data points being characterized by a distribution. The values for each of the...
6834110 Multi-tier digital TV programming for content distribution
Dec-21-2004 A method of securely providing data to a user's system over a broadcast infrastructure. The method comprising the steps of: encrypting the data using a first encrypting key; encrypting a first decrypting...
6832203 Skills based contact routing
Dec-14-2004 A contact (call) center technique matches the best available contact center agent with contacts requiring particular services. As contacts arrive, skills required for each service or contact are correlated...
6832210 Market neutral pairtrade model
Dec-14-2004 A process for implementing a market neutral relative value strategy to provide up-to-the-minute equity trading recommendations includes selecting pairtrades, each having both high correlation coefficient...
6831663 System and process for automatically explaining probabilistic predictions
Dec-14-2004 The system and method of the present invention automatically assigns "scores" to the predictor/variable value pairs of a conventional probabilistic model to measure the relative impact or influence of...
6829596 Account/asset activation device and method
Dec-7-2004 An asset/account activation device and method are provided. According to a first preferred method, an asset may be activated by a point of sale device utilizing multiple security mechanisms. Activation...
6829593 Method and system to provide objects, especially documents, multimedia objects, software applications and/or processes to users of a telecommunications network
Dec-7-2004 Method with which a first user of a mobile telecommunications network, in which users are identified with a chip card by the provider of the telecommunications network, can provide objects to other users...
6826541 Methods, systems, and computer program products for facilitating user choices among complex alternatives using conjoint analysis
Nov-30-2004 Methods, systems, and computer program products for facilitating user choices among complex alternatives utilize conjoint analysis to simplify choices to be made by the user. A selector tool presents a...
6826547 Printer service denial
Nov-30-2004 In a system in which a user obtains documents, a method of controlling what is supplied to the user, the method including providing one or more user accounts for the user and providing the or each user...
6826534 Agent and method for dynamically scheduling publication in an automated document delivery system
Nov-30-2004 A document delivery system comprising a data store of content objects and a publishing agent is presented. One or more of the content objects are selected and retrieved to comprise a personalized publication....
6823320 Automated valuation system and method
Nov-23-2004 An automated valuation system and method for: storing, in a database, a first feature element and an offered price for each of a plurality of specimens; generating, through the use of the first feature...
6820266 Application code conversion architecture
Nov-16-2004 A method and apparatus for converting codes between applications is provided. User defined conversion rules are applied to either convert an internal code into one or more external codes, or to convert...
6820093 Method for verifying record code prior to an action based on the code
Nov-16-2004 A method to be used with a processor and at least a first record, the processor capable of facilitating at least a sub-set of possible record modifications including copying, moving, altering and deleting,...
6820064 E-commerce consumables
Nov-16-2004 A consumable article includes a consumable item and a memory device. The memory device is organized to represent currency. Use of the consumable item causes the memory device to be reorganized. The consumable...
6817521 Credit card application automation system
Nov-16-2004 A universal credit card system utilizes a portable card access device which stores information associated with multiple bank card accounts, electronically authenticates a user of the bank card accounts,...
6816906 Mechanism for building access control structures for authoring systems
Nov-9-2004 The present invention relates to the field of distributed authoring systems, and particularly to the implementing of authoring controls within the authoring system. Moreover, the authoring system is provided...
6816838 Production mail system having subsidies for printing of third party messages on mailpieces
Nov-9-2004 A production mail system for producing a mailpiece including an inserter system for feeding a document in a path of travel and into an envelope. The document includes a control code printed thereon. The...
6816843 Method and apparatus for conducting purchases in private over a network
Nov-9-2004 A privacy apparatus and method for purchasing goods or acquiring services over an unsecured network, such as the Internet. By the use of a middle-man company, or proxy, a purchaser sends his/her personal...
6816841 Program providing apparatus and method, program receiving apparatus and method
Nov-9-2004 A method and apparatus for providing pay programs to viewers, distributes program guide information representing the program subject which will be broadcast receives subscription information from a person...
6813612 Remote bidding supplement for traditional live auctions
Nov-2-2004 A remote bidding supplement for traditional-style live auctions, comprising an audio/video system for streaming instantaneous and buffer-free live audio and video data from a live auction site to one or...
6810382 Personal injury claim management system
Oct-26-2004 A technique for computerized management of a plaintiff's personal injury case is disclosed. This technique includes establishing records, each reflective of the phase of a corresponding personal injury...
6807530 Method and apparatus for remote commerce with customer anonymity
Oct-19-2004 A method and apparatus which enables customers to remotely order goods from a merchant and receive the goods without revealing customer identity or address to the merchant, nor revealing what is bought...
6804657 Methods and systems for global sales forecasting
Oct-12-2004 A method of generating a real time global sales forecast for a company includes steps of defining an hierarchical structure for a sales force of the company and defining a place within the structure for...
6801899 Assistance method and apparatus
Oct-5-2004 This invention provides for a method of (or apparatus for) facilitating the delivery of advice to consumers using a server unit which can store and display the names and characteristics of experts and...
6801900 System and method for online dispute resolution
Oct-5-2004 A system for performing dispute resolution comprising a computer, a communications link between the computer and the Internet and an active issue database, accessible by the computer, containing a plurality...
6799165 Apparatus and methods for inventory, sale, and delivery of digitally transferable goods
Sep-28-2004 An apparatus is disclosed herein comprising: a) a storage and distribution means; b) an inventory upload means; c) a product information download means; d) an order upload means; and e) a delivery download...
6795809 Method and apparatus for logging system test data in a POS system
Sep-21-2004 A system for automatically distributing discount coupons or certificates in a retail store, conditioned on a preselected combination of present and past shopping behavior of a customer whose order is being...
6794566 Information type identification method and apparatus, e.g. for music file name content identification
Sep-21-2004 The method serves to automatically identify in a set of data sequences at least one specific type of information contained in each data sequence of the set, wherein the type of information has an unknown...
6792459 Verification of service level agreement contracts in a client server environment
Sep-14-2004 A method, apparatus and computer program product are disclosed to enable independent verification of service level agreement between two parties. In one embodiment, a first party contracts the hosting...
6789188 Methods and apparatus for secure content distribution
Sep-7-2004 Methods and apparatus for secure distribution of music and other types of content. The invention allows content to be registered with a centralized trusted registration authority (TRA) in such a way that...
6785658 Lease cancellation process and system
Aug-31-2004 System and method for managing the cancellation of equipment lease contracts on a date prior to the date set forth in the contract (Dt) wherein a database of lease contracts comprising a plurality of account...
6782506 Obtaining consent for electronic delivery of compliance information
Aug-24-2004 A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The...
6782369 Method for allocating commissions over the internet using defined exclusive sales areas
Aug-24-2004 A computer system and method of allocating commissions for sales made over the Internet and for dividing an otherwise indivisible Internet into defined geographic areas includes processes for: defining...
6780220 Method for generating pollution credits while processing reactive metals
Aug-24-2004 This invention relates to a method for generating pollution credits while processing molten magnesium, aluminum, lithium, and alloys of such metals by contacting the molten metal or alloy with a gaseous...
6778834 Push content filtering
Aug-17-2004 The user of a mobile terminal enters keywords indicative of categories of messages he wishes to peruse. When the mobile terminal receives a message, keywords associated with the message are compared with...
6778807 Method and apparatus for market research using education courses and related information
Aug-17-2004 Methods and apparatus for assessing and linking market research questions to participant's (user's) credentials, where the market research questions are integrated into selected continuing education courses...
6766307 System and method for providing complete non-judicial dispute resolution management and operation
Jul-20-2004 A system and method for providing complete non-judicial dispute resolution management and operation. The system includes an electronic architecture which receives, sorts, and stores data related to non-judicial...
6766305 Licensing system and method for freely distributed information
Jul-20-2004 The present invention provides a licensing mechanism allowing for different forms of license for use in an environment of interconnected servers providing content. The invention comprises both methods...
6763353 Real time business process analysis method and apparatus
Jul-13-2004 A method for monitoring a business process model in which at least one business process object transitions between states. A query having at least one state for the business process object and at least...
6763333 Apparatus and method for monitoring progress of customer generated trouble tickets
Jul-13-2004 An alerting system is provided for proactively ensuring awareness of pending customer generated trouble tickets which have not been resolved for at least a predetermined time duration corresponding to...
6762851 Method and system for print stream job determination and analysis
Jul-13-2004 The invention is a method and system for print stream determination. The system's method begins with the initiation of a print stream processing application to which a print stream is directed. A print...