| 6643625 |
System and method for auditing loan portfolios and loan servicing portfolios |
| Nov-4-2003 |
A computer-assisted method of auditing of loan portfolios and loan servicing portfolios wherein the loans are of a plurality of types by keying questions which determine compliance with a large, complex,... |
| 6629083 |
Computer-based service cooperative system and method for using the same |
| Sep-30-2003 |
A computer-based service cooperative system and method for use includes a host computer or a member initiator computer and at least two member computers linkable to the host or initiator computer. The... |
| 6629081 |
Account settlement and financing in an e-commerce environment |
| Sep-30-2003 |
A system, method and article of manufacture are provided for account settlement utilizing a network. First, a buyer is allowed to select from a group of options in order to settle an account utilizing... |
| 6622128 |
Internet-based attorney-client billing system |
| Sep-16-2003 |
A process by which litigation or legal billing may be both recorded and monitored in conjunction with budgetary constraints. Legal work products and expenses are logged by a user and recorded in a sortable... |
| 6618706 |
Method and system for allocating and distributing royalty/commission payments to resellers/distributors |
| Sep-9-2003 |
A system, method and related apparatus are described for reducing channel conflict between a manufacturer's direct sales channel and an indirect sales channel of independent sellers. The method generally... |
| 6609118 |
Methods and systems for automated property valuation |
| Aug-19-2003 |
The present invention is a method and system for automating the process for valuing a property that produces an estimated value of a subject property, and a quality assessment of the estimated value, that... |
| 6584453 |
Reversible move/merge operation for a general ledger |
| Jun-24-2003 |
One embodiment of the present invention provides a system for moving balances from at least one source account into a target account and subsequently reversing the movement. The system operates by receiving... |
| 6567789 |
Method and system for electronic exchange of tax information |
| May-20-2003 |
A communication link is established between a first processor and a receiving processor located at a central data repository. Tax return information in electronic form are then downloaded to the central... |
| 6542875 |
Charitable and public funding using tax credits and passive losses |
| Apr-1-2003 |
Limited partnerships formed for specified public purposes, such as qualified low-income and elderly housing construction and services, are federally tax advantaged. In accordance with the present invention,... |
| 6507825 |
Activity information accounting method and system |
| Jan-14-2003 |
The activity information accounting system stores an account title table corresponding to activity information, and performs accounting procedures on the basis of an input activity information and an account... |
| 6505173 |
Method for electronically merging digitized data system of generating billing statements for published advertising |
| Jan-7-2003 |
A method of constructing a billing statement for publishing advertising or the like starts with digitizing the advertisement and the publication page the advertisement is on and assigning a unique identifier... |
| 6490569 |
System for combining life cycle assessment with activity based costing using a relational database software application |
| Dec-3-2002 |
A method for analysis of environmental load burdens and associated costs for products, processes and services, which takes into account both life cycle assessment and activity based costing. The steps... |
| 6477510 |
Euro booking currency conversion method |
| Nov-5-2002 |
This invention relates generally to multi-currency production ledgers, and more particularly to methods of converting multi-currency production ledgers to accommodate the unification of several national... |
| 6460069 |
System and method for communicating documents via a distributed computer system |
| Oct-1-2002 |
Collecting document images at a remote data collection site and transmitting these document images to a selected data processing site via a distributed computer network in response to authorization by... |
| 6456986 |
Decision network based event pricing system in a component based, object oriented convergent customer care and billing system |
| Sep-24-2002 |
A ratings engine system that uses decision networks to select and execute Price Plans to rate an Event. A plan selection rule set is used to select a Price Plan for the Event and an Algorithm rule set... |
| 6442562 |
Apparatus and method for using incomplete cached balance sets to generate incomplete or complete cached balance sets and balance values |
| Aug-27-2002 |
An apparatus and method allow using incomplete cached balance sets to be used to generate other cached balanced sets in certain circumstances. If a cached balance set is complete, a new cached balance... |
| 6442533 |
Multi-processing financial transaction processing system |
| Aug-27-2002 |
A financial transaction processing system is disclosed, wherein substantial processing efficiencies are provided with, additionally, a substantial decrease in the size of the executable code. Each transaction... |
| 6442526 |
System for corporate travel planning and management |
| Aug-27-2002 |
A system and method for processing travel data and travel receipts. Travel data including travel segments is received by the system. Receipts for the trip are also received from a credit card provider.... |
| 6434534 |
Method and system for processing customized reward offers |
| Aug-13-2002 |
The present invention is a method is for providing and managing a customized reward offer to a holder of a financial account. The method includes the step of accessing historical account data associated... |
| 6411943 |
Internet online backup system provides remote storage for customers using IDs and passwords which were interactively established when signing up for backup services |
| Jun-25-2002 |
A user can use his personal computer to call up an on-line service system over a telecommunications link such as a telephone line. The On-line system provides all sorts of useful services to the personal... |
| 6411938 |
Client-server online payroll processing |
| Jun-25-2002 |
Online client-server payroll processing is provided by a client computer executing a combined accounting and payroll software product that administers both financial accounting functions (e.g., various... |
| 6401079 |
System for web-based payroll and benefits administration |
| Jun-4-2002 |
The system provides an automated, centralized back-end payroll service with a full-featured web-based payroll system. Both aspects of the system have access to a central database, which includes, for example:... |
| 6397196 |
Hybrid installment loan/savings account |
| May-28-2002 |
A hybrid installment loan/savings account. A financial account is created for an account holder. An amount of money is payed to the account holder, and the amount is charged to the account so that the... |
| 6397195 |
System for managing accounting information in a multi-dimensional database |
| May-28-2002 |
A method and apparatus are provided for managing accounting information of entities having different fiscal calendars. A memory stores accounting data for at least two entities, each of the entities maintaining... |
| 6378905 |
Personal financial tracking system and method |
| Apr-30-2002 |
A system, method and device for selectively tracking expenditures against a total monetary amount. The device includes a support having a plurality of response areas for presenting information for selection,... |
| 6369709 |
Terminal for libraries and the like |
| Apr-9-2002 |
A library terminal permits a user to execute a loan transaction without assistance. The library terminal (i) provides a visible scan line from a bar code reader indicating the correct positioning of the... |
| 6360211 |
System and method for electronically processing invoice information |
| Mar-19-2002 |
A system and method for processing invoice information in which billing data is communicated from a first site to a second site and an automated reasonability test is performed on the billing data at the... |
| 6356880 |
Methods and systems for dynamic cost allocation through task auto assignment |
| Mar-12-2002 |
Methods, devices and systems for assigning a value associated with a manufacturing or service-related transaction to a task within an organizational logical structure includes a step of retrieving attributes... |
| 6351737 |
Measurement apportionment system |
| Feb-26-2002 |
The rate of consumption from one or more values of metered consumption is determined by (1) a value of consumption or charge therefrom using a period other than the Metered Period (the period during which... |
| 6349289 |
Method and system for tracking computer system usage through a remote access security device |
| Feb-19-2002 |
A system and method for monitoring remote computer access and associated costs is provided. The system includes a remotely located communication server in communication with multiple host computer networks... |
| 6347319 |
Methods of obtaining listings of information from databases |
| Feb-12-2002 |
In one aspect, the invention encompasses a method of obtaining a listing of information from a database and utilizing the listing as a user input to a machine in data communication with the database. A... |
| 6343279 |
System integrating credit card transactions into a financial management system |
| Jan-29-2002 |
A system integrates credit card transactions into a financial management system used by a company to track and control budgets, etc. The system provides the controls and accounting for credit card transactions... |
| 6341272 |
Business service platform, network, and system |
| Jan-22-2002 |
A service platform is provided that enables access and control by a customer at a remote location of information, products, and services maintained by a business at a central location through an access... |
| 6338067 |
Product/service hierarchy database for market competition and investment analysis |
| Jan-8-2002 |
A product hierarchy database organizes company market performance and stock investment information by the products and services produced and offered by each competitor. The companies that produce each... |
| 6336104 |
Method and apparatus for providing and processing installment plans at a terminal |
| Jan-1-2002 |
A central controller receives from a POS terminal a purchase price and a financial account identifier. The financial account identifier specifies a financial account, such as a credit card account. The... |
| 6330548 |
Method and apparatus for providing and processing installment plans at a terminal |
| Dec-11-2001 |
A central controller receives from a POS terminal a purchase price and a financial account identifier. The financial account identifier specifies a financial account, such as a credit card account. The... |
| 6330545 |
Activity information accounting method and system |
| Dec-11-2001 |
The activity information accounting system stores an account title table corresponding to activity information, and performs accounting procedures on the basis of an input activity information and an account... |
| 6330544 |
System and process for issuing and managing forced redemption vouchers having alias account numbers |
| Dec-11-2001 |
A redemption voucher program having systems and processes for use in a credit card system. The following steps are carried about by the systems and processes and include, but are not limited to, identifying... |
| 6324437 |
System and method for managing the alteration of garments |
| Nov-27-2001 |
A system and method for managing garment alterations. The system includes a workroom processor having a display and operating a garment alteration application system. Alterations tickets are created using... |
| 6317737 |
Data descriptions in a database system |
| Nov-13-2001 |
One embodiment of the invention includes data descriptions of data in a database. The data descriptions include baseviews and metaviews. The baseviews reference specific portions of the actual database... |
| 6311166 |
Method for analyzing effectiveness of internal controls in a model of an accounting system |
| Oct-30-2001 |
A method is provided for assessing control risk in a model-based reasoning system used for analyzing financial accounting systems by decomposing and quantifying the risk factors in the model so that the... |
| 6301567 |
Lockbox browser system |
| Oct-9-2001 |
A method of providing information regarding lockbox receipts to a customer having a lockbox account, the method comprising the steps of: having alert criteria containing alert conditions selected by the... |
| 6292811 |
Populating cells of an electronic financial statement |
| Sep-18-2001 |
A computer-implemented method of populating row and column cells of an electronic financial statement document containing with formulas and data, and related apparatus. A formula for a cell in a financial... |
| 6292796 |
Method and apparatus for improving access to literature |
| Sep-18-2001 |
A method and apparatus for improving access to literature is described. Embodiments of the invention comprise an access mechanism that searches current and past literature (e.g., journal publications or... |
| 6278988 |
Multiple job entry points for document production control and reporting |
| Aug-21-2001 |
A method for creating a status report data file for a document job in a document system including a central database configured to create a status report data file for each document job received at the... |
| 6275813 |
Method and device for posting financial transactions in computerized accounting systems |
| Aug-14-2001 |
The transcription software records actual transactions as transfers of money between two of five accounting categories of income (I), expenses (E), assets (A), liabilities (L) and capital (C). Example:... |
| 6263319 |
Fuel dispensing and retail system for providing a shadow ledger |
| Jul-17-2001 |
The present invention provides a communication system for creating a shadow ledger for a remote communications unit. The system includes communications electronics adapted to provide radio communication... |
| 6246999 |
Financial services account manager system |
| Jun-12-2001 |
A method of reporting accounting information to acquiring banks includes compiling accounting information from different processing systems to a mainframe. The accounting information is then routed to... |
| 6230150 |
Vending machine evaluation network |
| May-8-2001 |
Methods and apparatus are disclosed for automatically testing, monitoring and managing the pricing and other sales information associated with products sold by vending machines. A price or other sales... |
| 6230144 |
Method and apparatus using an accounting bit for a SIMA network |
| May-8-2001 |
A cell format, an accounting device and a method for providing accounting information to a network for determining payment information between operators in the network. The cell format includes a data... |
