| 7039601 |
Method and system for monetary gift registry |
| May-2-2006 |
The invention provides methods and systems for collecting and transferring monetary gifts. The method includes establishing a registry for gift accounts; creating a record for a customer in the registry;... |
| 7003496 |
Terminal apparatus, information service center, transmitting system, and transmitting method |
| Feb-21-2006 |
A transmitting system is provided in which a data once downloaded in a memory means of a terminal apparatus from an information service center is returned to the information service center while the returned... |
| 7003479 |
Systems and methods for ordering and distributing incentive messages |
| Feb-21-2006 |
Systems and methods associated with ordering, producing and/or distributing incentive messages. Systems can include means for receiving requests for incentive messages, for receiving payment for the incentive... |
| 6997378 |
Recurrent billing maintenance system |
| Feb-14-2006 |
A system for updating a merchant customer account database is provided, wherein the system may be used to update a merchant's customer database in response to changes made to a customer transaction account.... |
| 6996535 |
Electronic commerce support method and apparatus |
| Feb-7-2006 |
A client is connected to a server for providing electronic commerce services in electronic commerce. An order is transmitted for a product in response to an input by a user to the server through a communications... |
| 6980968 |
Method and apparatus for providing and processing installment plans at a terminal |
| Dec-27-2005 |
A central controller receives from a POS terminal a purchase price and a financial account identifier. The financial account identifier specifies a financial account, such as a credit card account. The... |
| 6978254 |
Income tax preparation system for traveling taxpayers |
| Dec-20-2005 |
A system for determining travel deductions for taxpayers who stay overnight in cities remote from their homes as part of their employment includes a city rate table that identifies allowed per diem expense... |
| 6975937 |
Technique for processing customer service transactions at customer site using mobile computing device |
| Dec-13-2005 |
A technique is described for facilitating delivery and adjustments of customer orders at a customer delivery site. A delivery courier is assigned a mobile field computing device for facilitating delivery... |
| 6963899 |
Adaptive direct transaction for network client group |
| Nov-8-2005 |
Internet-based software and associated database provide group analysis overlay to monitor client-server web traffic and provide direct marketing to client group. Client car, patient, office or school sensor... |
| 6963864 |
Human resources information internet accessible database |
| Nov-8-2005 |
A database of subscriber data includes employee data for a plurality of employees and is correlated to a plurality of employee attributes. A query from a specific subscriber includes at least one desired... |
| 6959287 |
Method and system for conducting a target audit in a high volume transaction environment |
| Oct-25-2005 |
A target audit methodology to provide a transaction-based detail of errors in an environment with a high volume of transactions. The primary components comprise a distributed computer network, such as... |
| 6954742 |
Closed loop postage metering system |
| Oct-11-2005 |
A closed loop postage metering system includes networked meters that provide mailers and/or recipients the capability to request additional or modified services during processing of a mail piece by a carrier.... |
| 6941363 |
Transaction management system and program for configuring online shopping system |
| Sep-6-2005 |
Disclosed is a transaction management system for configurating on-line shopping system. The on-line shopping system including transaction management system also includes IPS-RADIUS server, account management... |
| 6922673 |
Systems and methods for ordering and distributing incentive messages |
| Jul-26-2005 |
Systems and methods associated with ordering, producing and/or distributing incentive messages. Systems can include means for receiving requests for incentive messages, for receiving payment for the incentive... |
| 6912508 |
Method and apparatus for promoting taxpayer compliance |
| Jun-28-2005 |
A method and apparatus for promoting taxpayer compliance. A computer-implemented data mining system mines taxpayer data to identify taxpayer profiles for taxpayer compliance issues. A computer-implemented... |
| 6910021 |
Financial management system including an offset payment process |
| Jun-21-2005 |
The present invention is a system that includes a first financial management system handling receivables and a second financial management system handling payables. The receivables system sends debt offset... |
| 6904419 |
Postal counter postage evidencing system with closed loop verification |
| Jun-7-2005 |
A method for auditing postage dispensing transactions at a postal facility includes the steps of: receiving in a secure processor based device a request to dispense an amount of postage; updating, in response... |
| 6904411 |
Multi-processing financial transaction processing system |
| Jun-7-2005 |
A financial transaction processing system is disclosed, wherein substantial processing efficiencies are provided with, additionally, a substantial decrease in the size of the executable code. Each transaction... |
| 6898575 |
Systems and methods for charitable donating |
| May-24-2005 |
An electronic donor directed charitable donation system designed specifically for the WWW/Internet whereby donors can direct the disposition of donations. Participating charitable institutions can identify... |
| 6898573 |
Tax escrow system for independent contractors |
| May-24-2005 |
The system ensures the timely payment of taxes due a taxing authority while protecting the solvency of an independent service provider. The contracting entity retains a third-party escrow manager who oversees... |
| 6896177 |
Method and computer program for building and replenishing cash drawers with coins |
| May-24-2005 |
A revenue balancing method and computer program that more quickly, accurately, and easily reconciles or balances revenue contained in cash drawers at the end of cashiers' shifts or breaks while at the... |
| 6895386 |
Stock credit card |
| May-17-2005 |
A method and system for purchasing assets on behalf of customers who use financial transaction media such as credit cards, ATM/CAT cards, and electronic commerce managed by a financial institution. As... |
| 6884074 |
Dynamic composition of restricted e-learning courses |
| Apr-26-2005 |
A learning system may be used to dynamically create courses tailored to the needs of a learner. In one implementation, the learning system may dynamically create, assemble, and/or build new temporary courses... |
| 6882986 |
Method for automatic processing of invoices |
| Apr-19-2005 |
A computerized method of automatically generating payment for electronic billing data including automatically obtaining billing data in an electronic format from a billing party for a billable party, and... |
| 6882983 |
Method and system for processing transactions |
| Apr-19-2005 |
The present invention discloses a system and method for processing business transactions between trading partners using a central interactive platform. The processing may include comparing purchase order... |
| 6879964 |
Investment company that issues a class of conventional shares and a class of exchange-traded shares in the same fund |
| Apr-12-2005 |
An investment company is administered by issuing one or more classes of shares that are bought from and redeemed with the company at a net asset value, issuing one or more classes of shares that are listed... |
| 6873973 |
Cash dispensing automated banking machine and method |
| Mar-29-2005 |
An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as... |
| 6862110 |
Method and apparatus for controlling page cost in an image-rendering device |
| Mar-1-2005 |
This invention relates to a method and apparatus for controlling page cost in an image rendering device. More particularly, the invention relates to a system and technique that facilitates the limitations... |
| 6856972 |
Automated method for analyzing and comparing financial data |
| Feb-15-2005 |
An improved and automated method of analyzing data is provided. The method includes the steps of: gathering data from at least one field in financial statements from at least two different time periods... |
| 6850905 |
Modular service payroll system |
| Feb-1-2005 |
A payroll system and method for determining compensation of employees for work during a pay period on one or more projects. The invention utilizes minimum employee compensation amount and the unit rate... |
| 6850643 |
Methods and apparatus for collateral risk monitoring |
| Feb-1-2005 |
Methods and Apparatus for monitoring collateral risk are described. In one embodiment, the method includes monitoring, for example, accounts receivable, accounts payable, inventory, trading partners, chart... |
| 6847969 |
Method and system for providing personalized online services and advertisements in public spaces |
| Jan-25-2005 |
A method and system for providing, personalized and integrated online services for communications and commercial transactions both in private and public venues. The invention provides personalized information... |
| 6847942 |
Method and apparatus for managing credit inquiries within account receivables |
| Jan-25-2005 |
The Accounts Receivable System's Credit Inquiry Module reviews payment history and performs credit inquiries by analyzing data from internal and external sources. The Credit Inquiry Module uses this analysis... |
| 6836797 |
System, method and computer program product for network record synthesis |
| Dec-28-2004 |
A system, method and computer program product are provided for generating a single record reflecting multiple services for accounting purposes. First, a plurality of services carried out over a network... |
| 6836752 |
Method and apparatus for searching and retrieving architectural information for design of architectural projects |
| Dec-28-2004 |
A method and apparatus for enabling computer aided design of architectural projects is provided that includes an area for storing building code resources, accessibility resources, and format resources.... |
| 6830178 |
Combination bank/phone card and method |
| Dec-14-2004 |
A combination bank/calling card and method for personal telephone, merchant and bank transactions is described. The bank/phone card is similar to a debit/credit card that can be used as a debit or credit... |
| 6829588 |
Electronic payroll system & method |
| Dec-7-2004 |
A system and method for managing a company payroll is disclosed. The system and method provide for issuing an employee an identifier. The employee may access the account at a remote payroll distribution... |
| 6820066 |
Arrangement and method for storing data relating to the usage of a terminal device |
| Nov-16-2004 |
In an arrangement and method for storing data about usage of a terminal device, a statistical memory is provided for the usage data, which are stored in statistical classes. A processor is connected to... |
| 6820065 |
System and method for management of postage meter licenses |
| Nov-16-2004 |
A postal security device has a secure housing within which are two or more accounting register sets. The accounting register sets are associated with distinct meter licenses. The postal security device... |
| 6816841 |
Program providing apparatus and method, program receiving apparatus and method |
| Nov-9-2004 |
A method and apparatus for providing pay programs to viewers, distributes program guide information representing the program subject which will be broadcast receives subscription information from a person... |
| 6813611 |
Controlling, configuring, storing, monitoring and maintaining accounting of bookkeeping information employing trees with nodes having embedded information |
| Nov-2-2004 |
A method and system for providing multilevel information about aspects of accounting. The method comprises the steps of generating a display, on a computer display screen, of a tree having a plurality... |
| 6807533 |
Web-based method and system for managing account receivables |
| Oct-19-2004 |
The Account Receivables System is a web-based system and method for collecting, tracking and processing information about a client's account receivables. The system is divided into several separate modules... |
| 6792145 |
Pattern recognition process for text document interpretation |
| Sep-14-2004 |
The present invention is directed to a method for extracting textual as well as tabular data material from financial documents. Initially, a comparison is made to determine the type of data schedule material... |
| 6760710 |
Process and products produced thereby, apparatus, and articles of manufacture, for computerized conversion of preferred-return instruments |
| Jul-6-2004 |
An improved process for the computerized conversion of preferred-return constant-dollar financial instruments into equivalent nominal-dollar instrument. The method includes providing a first digital electrical... |
| 6735573 |
Lease termination method |
| May-11-2004 |
A method for derecognizing the commitment of a lessor in an operating lease having a lease liability including the steps of holding by a lessee an operating lease wherein the operating lease has a future... |
| 6725250 |
Global network computers |
| Apr-20-2004 |
This invention generally relates to one or more computer networks having computers like personal computers or network servers with microprocessors linked by broadband transmission means and having hardware,... |
| 6684384 |
Extensible object oriented framework for general ledger |
| Jan-27-2004 |
An object oriented framework provides a set of objects that perform general ledger functioning and permits a framework user to add extensions to the framework for specific processing features, thereby... |
| 6681210 |
Modular service payroll system |
| Jan-20-2004 |
A payroll system and method for determining compensation of employees for work during a pay period on one or more projects. The invention utilizes minimum employee compensation amount and the unit rate... |
| 6671675 |
Metering the flow of electronic information |
| Dec-30-2003 |
An accounting device of the invention cooperates with a terminal station which is used for the user to use information ("provided information") from an information provider and includes, a first input... |
| 6669832 |
Electronic transaction system |
| Dec-30-2003 |
A request for a commodity that each office in an organization needs is sent from a terminal in the office to a general affairs service center in the organization. The request is then sent to a VAN center... |
