Data processing: financial, business practice, management, or cost/price determination

CL 705
Subclass Subclass Name # of Patents
50 BUSINESS PROCESSING USING CRYPTOGRAPHY 170
51 Usage protection of distributed data files 549
52 Usage or charge determination 246
53 Including third party for collecting or distributing payment (e.g., clearinghouse) 120
54 Adding plural layers of rights or limitations by other than the original producer 131
55 Requiring a supplemental attachment or input (e.g., dongle) to open 96
56 Specific computer ID (e.g., serial number, configuration, etc.) 119
57 Copy protection or prevention 412
58 Having origin or program ID 153
59 Licensing 235
60 Postage metering system 136
61 Reloading/recharging 32
62 Having printing detail (e.g., verification of mark) 77
63 Utility metering system 28
64 Secure transaction (e.g., EFT/POS) 230
65 Including intelligent token (e.g., electronic purse) 192
66 Intelligent token initializing or reloading 81
67 Including authentication 246
68 Balancing account 42
69 Electronic cash detail (e.g., blinded, divisible, or detecting double spending) 79
70 Home banking 38
71 Including key management 110
72 Verifying PIN 129
73 Terminal detail (e.g., initializing) 44
74 Anonymous user system 68
75 Transaction verification 284
76 Electronic credential 161
77 Including remote charge determination or related payment system 109
78 Including third party 114
79 Including a payment switch or gateway 40
80 ELECTRONIC NEGOTIATION 96
1 AUTOMATED ELECTRICAL FINANCIAL OR BUSINESS PRACTICE OR MANAGEMENT ARRANGEMENT 1032
2 Health care management (e.g., record management, ICDA billing) 431
3 Patient record management 362
4 Insurance (e.g., computer implemented system or method for writing insurance policy, processing insurance claim, etc.) 264
5 Reservation, check-in, or booking display for reserved space 233
6 Coordination of plural reservations (e.g., plural trip segments; transportation and accommodation, etc.) 116
7 Operations research 577
8 Allocating resources or scheduling for an administrative function 757
9 Staff scheduling or task assignment 381
10 Market analysis, demand forecasting or surveying 672
11 Job performance analysis 184
12 Voting or election arrangement 69
13 Transportation facility access (e.g., fare, toll, parking) 147
14 Distribution or redemption of coupon, or incentive or promotion program 907
15 Restaurant or bar 101
16 Including point of sale terminal or electronic cash register 367
17 Having interface for record bearing medium or carrier for electronic funds transfer or payment credit 159
18 Having security or user identification provision (password entry, etc.) 121
19 Tax processing 34
20 Price look-up processing (e.g., updating) 175
21 Interconnection or interaction of plural electronic cash registers (ECRs) or to host computer (e.g., network detail, transfer of information from host to ECR or from ECR to ECR, etc.) 204
22 Inventory monitoring 195
23 Input by product or record sensing (weighing, scanner processing) 119
24 Specified transaction journal output feature (e.g., printed receipt, voice output, etc.) 110
25 Specified keyboard feature 41
26 Electronic shopping (e.g., remote ordering) 1406
27 Presentation of image or description of sales item (e.g., electronic catalog browsing) 660
28 Inventory management 577
29 Itemization of parts, supplies, or services (e.g., bill of materials) 199
30 Accounting 322
31 Tax preparation or submission 58
32 Time accounting (time and attendance, monitoring billable hours) 110
33 Checkbook balancing, updating or printing arrangement 39
34 Bill preparation 176
35 Finance (e.g., banking, investment or credit) 678
36T Tax strategies 1
37 Trading, matching, or bidding 545
38 Credit (risk) processing or loan processing (e.g., mortgage) 304
39 Including funds transfer or credit transaction 487
40 Bill distribution or payment 351
41 Having programming of a portable memory device (e.g., IC card, "electronic purse") 241
42 Remote banking (e.g., home banking) 181
43 Including Automatic Teller Machine (i.e., ATM) 206
44 Requiring authorization or authentication 330
45 With paper check handling 127
400 FOR COST/PRICE 323
401 Postage meter system 227
402 Special service or fee (e.g., discount, surcharge, adjustment, etc.) 65
403 Recharging 83
404 Record keeping 83
405 Data protection 84
406 With specific mail handling means 111
407 Including mailed item weight 148
408 Specific printing 249
409 Rate updating 34
410 Specialized function performed 289
411 Display controlling 32
412 Utility usage 165
413 Fluid 82
414 Weight 50
415 Correcting or compensating 36
416 Specific input and output device 47
417 Distance (e.g., taximeter) 58
418 Time (e.g., parking meter) 76
500 MISCELLANEOUS 47